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Complete company report
Generated 03-09-2026
Active BE 0878.846.229Private limited company

Cordis Verzekeringen

Engelstraat(ICH) 59 ·8480 Ichtegem, Belgium· 20 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

Cordis Verzekeringen is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €291k and a net result of €13k. The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €291k
Net result €13k
Staff (FTE) 6.7
Active 20 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health-Profitability23Solvency29Growth52Stability100
51 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 23
Solvency 29
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2006, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview19 NBB filings
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
€0€50k€100k€150kOperating result 2024: €134k€134kNet result 2024: €85k€85kOperating result 2025: €55k€55kNet result 2025: €13k€13k20242025
Operating resultNet result
Net profit
€13k
-84.3% 24-25
Total assets
€1.17M
+73.8% 24-25
Equity
€291k
+2.2% 24-25
Employees (FTE)
7
0.0% 24-25
Staff costs
€407k
+6.3% 24-25
Income taxes
€16k
-71.4% 24-25
Dividends
€0
- 24-25
Debt
€881k
+126.1% 24-25
Debt ≤ 1y
€508k
+204.5% 24-25
Debt > 1y
€356k
+59.6% 24-25
Solvency
24.8%
-41.2% 24-25
ROE
4.6%
-84.6% 24-25
ROA
1.1%
-91.0% 24-25
Figures by fiscal year
Fiscal year2025
Depositabbreviated schema
Revenuen/a
EBITDAn/a
Net profit€13k
Cash flown/a
Staff costs€407k
Income taxes€16k
Dividends-
Total assets€1.17M
Equity€291k
Debt€881k
of which ≤ 1y€508k
of which > 1y€356k
Working capitaln/a
Employees (FTE)6.7
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency24.8%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA1.1%
ROE4.6%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.17M
Fixed assets 21/28€844k
Intangible fixed assets 21€386k
Tangible fixed assets 22/27€458k
Financial fixed assets 28€100
Current assets 29/58€328k
Amounts receivable within one year 40/41€290k
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.17M
Equity 10/15€291k
Contributions / capital 10/11€90k
Reserves 13€160k
Accumulated profits (losses) 14€41k
Amounts payable 17/49€881k
Amounts payable after one year 17€356k
Amounts payable within one year 42/48€508k
Trade debts payable within one year 44€147k
Income statement
Gross operating margin 9900€538k
Operating result 9901€55k
Financial income 75€0
Financial charges 65€26k
Result before taxes 9903€29k
Income taxes 67/77€16k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • Degryse-Seurinck Zakenkantoor BVLegal entity
    Non-statutory director· perm. rep.: Wim Degryse
    State Gazette act 25054238 (25-04-2025)
    Current
    05-02-2025 → present
    2 events
    • 05-02-2025 Resigned· Non-statutory director
    • 05-02-2025 Appointed· Non-statutory director
Former directors (3)
  • Cordis Consulting BVLegal entity
    Non-statutory director· perm. rep.: Hilde Mandeville
    State Gazette act 25054238 (25-04-2025)
    Former
    - → 05-02-2025
  • Immoverko BVLegal entity
    Non-statutory director· perm. rep.: Jean-Marie Verhaeghe
    State Gazette act 25054238 (25-04-2025)
    Former
    - → 05-02-2025
  • Inge Claeys BVLegal entity
    Non-statutory director· perm. rep.: Inge Claeys
    State Gazette act 25054238 (25-04-2025)
    Former
    - → 01-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation20-01-2006
StatusActive
Postal code8480
Establishment units 2 locations
Kantoor V & V / Cordis Verzekeringen
Engelstraat(ICH) 59, 8480 IchtegemOverige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
since 20142.227.807.908
Kantoor V & V / Cordis Verzekeringen
Stationsstraat(D) 5, 8600 DiksmuideFinanciële instellingen, neg
since 20182.271.259.354
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32003A0065/00F008 Flanders 1,151 m² 1 · 368 m² 16.1 m · 4 fl.
35006A0456/00A003 Flanders 655 m² 1 · 230 m² 12.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09-2025 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
25-04-2025 State Gazette act Director changes
No further detail in the source.
2024
05-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04-2021 NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04-2020 NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-02-2019 NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12-2017 NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
29-03-2017 NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
25-04-2025 1 director appointed, 4 resigning Director changes
  • Wim Degryse, Niet-statutair bestuurder
  • Inge Claeys, Niet-statutair bestuurder
  • Hilde Mandeville, Niet-statutair bestuurder
  • Wim Degryse, Niet-statutair bestuurder
  • Jean-Marie Verhaeghe, Niet-statutair bestuurder
Technical details 
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    "kbo": "0878.846.229",
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  "publication_proxy": {
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL Cordis Verzekeringen
Registered office
Engelstraat(ICH) 59
8480 Ichtegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 484 of 4,676 with filed accounts
BTW eenheid Pottier & Symaeys BE 0792.991.232 · Ichtegem
Cordis Verzekeringen eenheid BE 0722.964.358 · Ichtegem
IWAssur BE 0735.671.358 · Ichtegem
JULOU CONSULT BE 1032.945.476 · Ichtegem
POTTIER & SYMAEYS BE 0791.263.642 · Ichtegem
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative