Result
The result fell in 2025: different schema filed.
The result fell in 2025: different schema filed.
Green is investment, beige is depreciation.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 23% of them on solvency, 6% on liquidity, 45% on profitability and 67% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 896 companies had the same profile as COPROM + has now. Each dot stands for 3 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of COPROM + itself is higher: 1.6% within 12 months. It rests on far more data about COPROM + than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 896 companies, not a prediction for COPROM +. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.26 (1.16 in 2024), below the usual 1.5. Short-term debt is 78.3% and cash 1.9% of total assets. 78.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| COPROM + Awans | €766,414 | €57,834 | 21.7% | - |
| Algemeen timmer- & schrijnwerk Lander Devlamynck Wingene | €823,757 | €61,071 | 10.7% | - |
| Viromo Antwerp | €614,085 | €56,011 | 11.9% | - |
| Menuiserie Andréa Costa Verviers | €539,687 | €83,817 | -9.8% | - |
| Verdonck Projects Ghent | €814,832 | €77,835 | 14.4% | - |
| MENUISERIE PIERRE Durbuy | €802,848 | €51,013 | 10.2% | - |
| VAN PARYS SCHRIJNWERKEN Pittem | €764,512 | €82,460 | 6.4% | - |
These companies have the same main activity as COPROM +: joinery installation (NACE 43320). They are comparable in size and age: total assets between €540,000 and €824,000, founded between 2022 and 2024.
The computed 12-month bankruptcy probability of COPROM + is 1.6% (moderate). The 2025 annual accounts show equity of €166,299 and a net result of €27,467.
Its solvency ranks better than 23% of 9,967 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €260,000. Estimated: probably between €170,000 and €360,000.
Higher than 23% of 9,967 companies in 2025.
Higher than 31% of 9,830 companies in 2025.
Higher than 42% of 9,899 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
766,414 | 1.0m | |
21/28 |
8,265 | - | |
22/27 |
8,265 | - | |
24 |
8,265 | - | |
29/58 |
758,149 | 1.0m | |
3 |
95,821 | - | |
37 |
95,821 | - | |
40/41 |
646,088 | 675,551 | |
40 |
636,977 | 675,551 | |
41 |
9,111 | - | |
54/58 |
14,320 | 355,699 | |
490/1 |
1,919 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
766,414 | 1.0m | |
10/15 |
166,299 | 138,831 | |
10/11 |
2,000 | 2,000 | |
14 |
164,299 | 136,831 | |
17/49 |
600,116 | 892,419 | |
42/48 |
600,116 | 892,419 | |
44 |
535,615 | 757,716 | |
440/4 |
535,615 | 757,716 | |
46 |
59,067 | - | |
45 |
5,434 | 134,703 | |
450/3 |
5,434 | 134,703 | |
| Income statement | |||
9900 |
57,834 | 316,368 | |
630 |
2,785 | - | |
631/4 |
20,497 | 138,939 | |
640/8 |
1,222 | 822 | |
9901 |
33,330 | 176,607 | |
75/76B |
1,872 | - | |
75 |
1,872 | - | |
65/66B |
90 | 1,026 | |
65 |
90 | 1,026 | |
9903 |
35,113 | 175,581 | |
67/77 |
7,645 | 38,750 | |
9904 |
27,467 | 136,831 | |
9905 |
27,467 | 136,831 | |
| Appropriation of the result | |||
9906 |
164,299 | 136,831 | |
14P |
136,831 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.
2025 annual accounts filed 30 days after the deadline. Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00452842.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 36,115 | - | ||
| 30,252 | - | ||
| 11,050 | - | ||
| -341,379 | - | ||
| 158,034 | 138,831 | ||
| 21.7% | 13.5% | ||
| 1.26 | 1.16 | ||
| 1.10 | 1.16 | ||
| 3.61 | 6.43 | ||
| 16.5% | 98.6% | ||
| 3.6% | 13.3% | ||
| over 100 | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €11,050 | - |
| €2,785 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 81% lower than in 2024.
Debt's share of the balance-sheet total falls from 86.5% to 78.3%. Equity is higher and debt is lower.
COPROM + has no parent and no holdings in its annual accounts. SACLIM is the only director.
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue de Bruxelles 41 registered office 4340 Awans | 22-06-2023 | 2.346.529.077 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62006A0550/00R000 | 429 m² | 1 · 67 m² | 10.7 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0803.070.423
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