COPPINI
ActiveCOPPINI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €-7k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 152 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-47
Solvency64▲+37
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.14 in 2024), and 64.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
-2.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
51 d late
2021
2 d late
2020
20 d late
2019
104 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-7k
2024 · €11k
2018: €525
2019: €9k
2020: €10k
2021: €3k
2022: €19k
2023: €23k
2024: €11k
2018 → 2025
Working capital
€76k▲ 11.6%
2024 · €68k
2018: €32k
2019: €43k
2020: €58k
2021: €50k
2022: €17k
2023: €38k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€83k▲ 30.6%€105k▲ 27.5%€116k▲ 10.5%€109k▼ 6.4%
Operating result€3k-€36k▲ 1,271%€41k▲ 12.6%€35k▼ 13.8%€11k▼ 67.6%
Net result€3k-€19k▲ 643%€23k▲ 17.4%€11k▼ 51.4%€-7k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets
€33k▼ 31.8%
Current assets
€274k▼ 49.9%
Equity and liabilities €307k
Equity
€109k▼ 6.4%
Debt
€198k▼ 58.7%
The debt ratio falls from 80.5% to 64.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€31k▼
2024 · €55k
Cash flow
€12k▼
2024 · €30k
Solvency
35.5%▲
2024 · 19.5%
Current ratio
1.38▲
2024 · 1.14
Quick ratio
1.38▲
2024 · 0.95
Debt / equity
1.82▼
2024 · 4.12
ROE
-6.8%▼
2024 · 9.5%
ROA
-2.4%▼
2024 · 1.9%
Interest coverage
5.86▲
2024 · 2.30
Debt
€198k▼
2024 · €479k
Debt ≤ 1 year
€198k▼
2024 · €479k
Income taxes
€15k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€595k€307k▼
Fixed assets21/28€48k€33k▼
Tangible fixed assets22/27€48k€33k▼
Plant, machinery and equipment23€20k€17k▼
Furniture and vehicles24€28k€15k▼
Current assets29/58€547k€274k▼
Stocks and contracts in progress3€93k-
Stocks30/36€93k-
Amounts receivable within one year40/41€346k€220k▼
Trade receivables40€346k€207k▼
Other amounts receivable41-€13k
Cash at bank and in hand54/58€109k€54k▼
Equity and liabilities
Total equity and liabilities10/49€595k€307k▼
Equity10/15€116k€109k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€59k€59k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€-5k€-12k▼
Amounts payable17/49€479k€198k▼
Amounts payable within one year42/48€479k€198k▼
Trade debts44€81k€75k▼
Suppliers440/4€81k€75k▼
Taxes, remuneration and social security45€49k-
Taxes450/3€49k-
Other amounts payable47/48€349k€123k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€603€428▼
Gross operating margin9900€55k€32k▼
Operating profit (loss)9901€35k€11k▼
Financial income75/76B€6k€1k▼
Recurring financial income75€6k€1k▼
Financial charges65/66B€24k€5k▼
Recurring financial charges65€24k€5k▼
Profit (loss) for the period before taxes9903€18k€8k▼
Income taxes67/77€7k€15k▲
Profit (loss) for the period9904€11k€-7k▼
Profit (loss) for the period to be appropriated9905€11k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-12k▼
Profit (loss) brought forward from the previous period14P€-5k€-5k=
Transfer to equity691/2€11k-
To other reserves6921€11k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-7k ▼167%
Net result drops to €-7k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €23k ▲17.4%
Operating result €41k, net result €23k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲27.5%
6 profitable years in a row build equity to €105k.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Tieltstraat 178755 WingeneGround area
2,832 m²
Building footprint
442 m²
Volume, LiDAR
3,834 m³
2 parcels, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
COPPINI
since 19952.072.396.585
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37012E0101/00Z002 | Flanders | 2,114 m² | 1 · 240 m² | 9.9 m · 2 fl. |
| 37015K1108/00N000 | Flanders | 718 m² | 1 · 202 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GOOSSENS-D'HAUWERS
BE 0415.999.148
Sint-Lievens-Houtem · Eq €111k
FestiCamp
BE 0503.942.813
Schelle · Eq €114k
Entreprise de Constructions immobilières
BE 0426.128.126
Rixensart · Eq €117k
ARTLINE CREATIONS
BE 0800.075.695
Brugge · Eq €117k
STIJLVOL-TEXTIEL-RAAMGARNIERING
BE 0468.412.604
Antwerpen · Eq €99k
Of 595 companies in sector 13929 we hold annual accounts for 234. 179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-07-1995
Fiscal year end31-12
Activities, NACEBEL
13929Manufacture of textiles
17402
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.