CURTAINS
ActiveCURTAINS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €20k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+71
Solvency100▲+1
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 12.3 against 2.61 in 2023), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €127k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-05-2025, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
63 d early
2023
142 d early
2022
11 d early
2021
56 d early
2020
10 d early
2019
120 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€127k▲ 18.6%
2023 · €107k
2018: €121k
2019: €122k
2020: €91k
2021: €119k
2022: €105k
2023: €107k
2018 → 2024
Total assets
€138k▼ 20.3%
2023 · €173k
2018: €126k
2019: €161k
2020: €119k
2021: €136k
2022: €133k
2023: €173k
2018 → 2024
Net result
€20k▲ 1,144%
2023 · €2k
2018: €12k
2019: €322
2020: €-31k
2021: €28k
2022: €-13k
2023: €2k
2018 → 2024
Working capital
€127k▲ 18.6%
2023 · €107k
2018: €120k
2019: €121k
2020: €91k
2021: €119k
2022: €106k
2023: €107k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€91k-€119k▲ 30.6%€105k▼ 11.2%€107k▲ 1.5%€127k▲ 18.6%
Operating result€-30k-€28k€-13k€2k€21k▲ 1,055%
Net result€-31k-€28k€-13k€2k€20k▲ 1,144%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1,055% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €138k
Equity
€127k▲ 18.6%
Debt
€11k▼ 83.0%
The debt ratio falls from 38.2% to 8.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
91.9%▲
2023 · 61.8%
Current ratio
12.30▲
2023 · 2.61
Quick ratio
12.30▲
2023 · 2.61
Debt / equity
0.09▼
2023 · 0.62
ROE
15.7%▲
2023 · 1.5%
ROA
14.4%▲
2023 · 0.9%
Debt
€11k▼
2023 · €66k
Debt ≤ 1 year
€11k▼
2023 · €66k
Income taxes
€1k
Staff costs
€50k▼
2023 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€173k€138k▼
Current assets29/58€173k€138k▼
Amounts receivable within one year40/41€108k€8k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€103k€4k▼
Cash at bank and in hand54/58€35k€130k▲
Deferred charges and accrued income490/1€30k€371▼
Equity and liabilities
Total equity and liabilities10/49€173k€138k▼
Equity10/15€107k€127k▲
Contributions10/11€31k€29k▼
Reserves13€60k€62k▲
Non-distributable reserves130/1-€3k
Reserves not available under the articles1311-€3k
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€16k€36k▲
Amounts payable17/49€66k€11k▼
Amounts payable within one year42/48€66k€11k▼
Current portion of amounts payable after more than one year42€288€288=
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Advances received on contracts in progress46€55k-
Taxes, remuneration and social security45€688-
Taxes450/3€504-
Remuneration and social security454/9€185-
Other amounts payable47/48€5k€5k=
Income statement
Code20232024
Remuneration, social security and pensions62€55k€50k▼
Other operating charges640/8€125€125=
Gross operating margin9900€57k€72k▲
Operating profit (loss)9901€2k€21k▲
Financial charges65/66B€232€240▲
Recurring financial charges65€232€240▲
Profit (loss) for the period before taxes9903€2k€21k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€2k€20k▲
Profit (loss) for the period to be appropriated9905€2k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€36k▲
Profit (loss) brought forward from the previous period14P€15k€16k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 12.30
Current ratio from 2.61 to 12.30; short-term debt falls from €66k to €11k.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Equity above €100kEq €119k ▲30.6%
Equity rises from €91k to €119k.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-31k ▼9625%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buyssestraat (Cyriel) 1b1800 VilvoordeGround area
1.0 ha
Building footprint
4,985 m²
Parcel 23643E0101/00D002, Flanders. Linked by address, not a title deed.
2 establishment units
CURTAINS
since 19942.065.526.116
CURTRANS
since 19972.065.526.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643E0101/00D002 | Flanders | 1.0 ha | 1 · 4,985 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RUBOROL
BE 0474.912.889
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STORE 2000
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CALANDRO
BE 0762.999.426
La Louvière · Eq €129k
INTERPAT
BE 0476.517.250
Borsbeek · Eq €122k
Auma Interieur
BE 0648.644.443
Leopoldsburg · Eq €122k
Of 595 companies in sector 13929 we hold annual accounts for 234. 177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-1994
Fiscal year end31-12
Activities, NACEBEL
13929Manufacture of textiles
17402
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.