Coppens Jurgen
ActiveThe computed 12-month bankruptcy probability of Coppens Jurgen is 1.5% (moderate). The 2025 annual accounts show equity of €163k and a net result of €24k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 2176 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-7
Solvency94▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.24 against 4.28 in 2024; short-term debt: 18.1% and cash: 16.8% of total assets), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
10.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
26 d early
2022
3 d early
2021
54 d late
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€163k▲ 17.7%
2024 · €138k
2019: €21k
2021: €79k
2022: €101k
2023: €109k
2024: €138k
2019 → 2025
Total assets
€236k▲ 33.6%
2024 · €177k
2019: €53k
2021: €196k
2022: €198k
2023: €164k
2024: €177k
2019 → 2025
Net result
€24k▼ 16.6%
2024 · €29k
2019: €9k
2021: €29k
2022: €22k
2023: €8k
2024: €29k
2019 → 2025
Working capital
€139k▲ 15.7%
2024 · €120k
2019: €15k
2021: €5k
2022: €69k
2023: €84k
2024: €120k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€101k▲ 27.8%€109k▲ 7.8%€138k▲ 26.9%€163k▲ 17.7%
Operating result€38k-€33k▼ 14.4%€12k▼ 61.7%€41k▲ 230%€32k▼ 21.6%
Net result€29k-€22k▼ 25.4%€8k▼ 64.2%€29k▲ 273%€24k▼ 16.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€55k▲ 168%
Current assets
€181k▲ 16.0%
Equity and liabilities €236k
Equity
€163k▲ 17.7%
Debt
€74k▲ 90.7%
The debt ratio rises from 21.9% to 31.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €61k
Cash flow
€27k▼
2024 · €49k
Solvency
68.8%▼
2024 · 78.1%
Current ratio
4.24▼
2024 · 4.28
Quick ratio
4.02▼
2024 · 4.28
Debt / equity
0.45▲
2024 · 0.28
ROE
15.0%▼
2024 · 21.2%
ROA
10.3%▼
2024 · 16.6%
Interest coverage
50.99▼
2024 · 102.15
Debt
€74k▲
2024 · €39k
Debt ≤ 1 year
€43k▲
2024 · €37k
Debt > 1 year
€31k▲
2024 · €2k
Income taxes
€9k▼
2024 · €12k
Staff costs
€715
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€236k▲
Fixed assets21/28€21k€55k▲
Tangible fixed assets22/27€21k€55k▲
Plant, machinery and equipment23€21k€335▼
Furniture and vehicles24€0€0=
Leasing and similar rights25-€55k
Current assets29/58€156k€181k▲
Stocks and contracts in progress3€0€9k▲
Contracts in progress37€0€9k▲
Amounts receivable within one year40/41€65k€126k▲
Trade receivables40€38k€85k▲
Other amounts receivable41€27k€41k▲
Cash at bank and in hand54/58€84k€40k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€177k€236k▲
Equity10/15€138k€163k▲
Contributions10/11€12k€12k=
Reserves13€126k€150k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€126k€150k▲
Amounts payable17/49€39k€74k▲
Amounts payable after more than one year17€2k€31k▲
Financial debts170/4€2k€31k▲
Amounts payable within one year42/48€37k€43k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€3k€27k▲
Suppliers440/4€3k€27k▲
Taxes, remuneration and social security45€21k€3k▼
Taxes450/3€21k€3k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62-€715
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€3k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€63k€38k▼
Operating profit (loss)9901€41k€32k▼
Financial income75/76B€693€2k▲
Recurring financial income75€693€2k▲
Financial charges65/66B€593€690▲
Recurring financial charges65€593€690▲
Profit (loss) for the period before taxes9903€41k€33k▼
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€29k€24k▼
Profit (loss) for the period to be appropriated9905€29k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€24k▼
Transfer to equity691/2€29k€24k▼
To other reserves6921€29k€24k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €150kEq €163k ▲17.7%
6 profitable years in a row build equity to €163k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €8k ▼64.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €100kEq €101k ▲27.8%
3 profitable years in a row build equity to €101k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 54 days late
2021
30-09
Financial
Highest result since 2019net €29k ▲226%
Net result €29k, the highest in the series.
2020
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processieweg(HE) 529450 HaaltertGround area
984 m²
Building footprint
195 m²
Volume, LiDAR
884 m³
Parcel 41025A0169/00E000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Coppens Jurgen
since 20182.284.517.769
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41025A0169/00E000 | Flanders | 984 m² | 1 · 195 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2018
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:coppens.jurgen@gmail.com