Checked.be
Active
BE 0821.917.721Private limited company
COPPENS & CO
Legeweg 27 ·8490 Jabbeke, Belgium· 16 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
COPPENS & CO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €56k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €338k |
| Net result | €56k |
| Better than sector | 75% |
| Active | 16 yrs |
Financial profile
88
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
98
Profitability
83
Solvency
100
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2009, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
98
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€35k
estimate, not credit advice
Score history
86
2023
91
2024
98
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.26 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.26 (≥ 1.0)
+5
Leverage
Debt/equity 0.27 (< 1.0)
+10
Profitability
ROE 17% (≥ 10%)
+10
Interest coverage
Interest coverage 128.3× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Net result: growth of ~122%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 78.8% | 55.4% | |
| Net result | €56k | €38k | |
| Equity | €338k | €64k | |
| Gross operating margin | €122k | €61k | |
| Total assets | €429k | €146k |
€119k
+55.9%
23-25
€56k
+239.4%
23-25
€91k
+32.4%
23-25
€429k
-4.9%
23-25
€338k
-2.2%
23-25
€115k
+32.0%
23-25
€27k
+265.5%
23-25
€64k
-32.0%
23-25
€91k
-13.8%
23-25
€91k
-13.8%
23-25
2.26
+24.0%
23-25
2.26
+24.0%
23-25
78.8%
+2.9%
23-25
0.27
-11.9%
23-25
16.6%
+246.9%
23-25
13.1%
+256.8%
23-25
128.31
-93.4%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €119k | €76k | €87k |
| Net profit | €56k | €17k | €16k |
| Cash flow | €91k | €69k | €73k |
| Staff costs | - | - | - |
| Income taxes | €27k | €7k | €14k |
| Dividends | €64k | €94k | €84k |
| Total assets | €429k | €451k | €520k |
| Equity | €338k | €346k | €423k |
| Debt | €91k | €105k | €97k |
| of which ≤ 1y | €91k | €105k | €97k |
| of which > 1y | - | - | - |
| Working capital | €115k | €87k | €127k |
| Employees (FTE) | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 2.26 | 1.82 | 2.31 |
| Quick ratio | 2.26 | 1.82 | 2.31 |
| Working capital ratio | 26.7% | 19.2% | 24.4% |
| Solvency | 78.8% | 76.6% | 81.3% |
| Debt / equity | 0.27 | 0.30 | 0.23 |
| Long-term debt ratio | - | - | - |
| Interest coverage | 128.31 | 1954.21 | 704.44 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 13.1% | 3.7% | 3.0% |
| ROE | 16.6% | 4.8% | 3.7% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €429k | €451k | €520k |
| Fixed assets | 21/28 | €224k | €259k | €296k |
| Tangible fixed assets | 22/27 | €224k | €259k | €296k |
| Current assets | 29/58 | €205k | €192k | €224k |
| Amounts receivable within one year | 40/41 | €45k | €44k | €83k |
| Cash & bank | 54/58 | €161k | €136k | €128k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €429k | €451k | €520k |
| Equity | 10/15 | €338k | €346k | €423k |
| Contributions / capital | 10/11 | €46k | €46k | €46k |
| Reserves | 13 | €293k | €300k | €377k |
| Accumulated profits (losses) | 14 | €0 | €0 | - |
| Amounts payable | 17/49 | €91k | €105k | €97k |
| Amounts payable within one year | 42/48 | €91k | €105k | €97k |
| Trade debts payable within one year | 44 | €2k | €2k | €3k |
| Income statement | ||||
| Gross operating margin | 9900 | €122k | €78k | €87k |
| Operating result | 9901 | €83k | €24k | €30k |
| Financial income | 75 | €673 | €359 | - |
| Financial charges | 65 | €926 | €39 | €123 |
| Result before taxes | 9903 | €83k | €24k | €30k |
| Income taxes | 67/77 | €27k | €7k | €14k |
| Net result for the period | 9904 | €56k | €17k | €16k |
| Result to be appropriated | 9905 | €56k | €17k | €93k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 30-12-2009 |
| Status | Active |
| Postal code | 8490 |
Establishment units
COPPENS&CO
since 20102.184.519.380
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31031A0133/00E000 | Flanders | 2,949 m² | 1 · 239 m² | 6.4 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Highest result since 2023net €56k ▲239%
Operating result €83k, net result €56k, both a record.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameNL | COPPENS & CO |
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