Skip to content

Copilot Consulting

Active
Private limited companyfounded 201115 yrs activeBrabantse Prinsenlaan 46, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0839.369.110
Summary

Copilot Consulting has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €633,754 and a net result of €222,286. Equity is growing by ~43.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 2414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Copilot ConsultingActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Other educational support services
NACE 85699NACE 85609
#5 company by total assets in Watermaal-Bosvoorde, Education sector1 site
Size
€970,250total assets 2025
Equity
€633,754
Profit
€222,286
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 31 d early0 of 5 deeds read
Why 95+ Size: total assets €970,250+ Figures for FY 2025 (filed 30-06-2026)+ Sector Education (NACE 85)+ Equity €633,754 (65.3% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 90+19
equity 65.3% of total assets
Liquidity 43+4
short-term debt 34.7% · cash 6.7%
Profitability 97+7
return on assets 22.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,739 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.5% vs 12-2024 02-2025: 0.1%▲ +1.5% vs 01-2025 03-2025: 0.1%▲ +3.0% vs 02-2025 04-2025: 0.1%▼ -2.9% vs 03-2025 05-2025: 0.1%▲ +7.5% vs 04-2025 06-2025: 0.1%▲ +16.7% vs 05-2025highest value 07-2025: < 0.1%▼ -56.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%▲ +2.7% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +5.3% vs 03-2026 05-2026: < 0.1%▲ +2.5% vs 04-2026 06-2026: < 0.1%▲ +4.9% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Size: total assets €970,250 lowers the probability for this profile
  • Figures for FY 2025 (filed 30-06-2026) lowers the probability
  • Sector Education (NACE 85) lowers the probability
  • Equity €633,754 (65.3% of total assets) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.51 in 2024; short-term debt: 34.7% and cash: 6.7% of total assets), and 34.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 66%, liquidity 24%, profitability 80%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Size: total assets €970,250
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €633,754 (65.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
38 d early
2023
28 d late
2022
7 d late
2021
32 d late
2020
20 d late
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €222,286 ▲33.6%
  3. Equity above €500,000Eq €633,754 ▲38.1%

Key points

  • Positive: Among the best 5% on net resultsector median €7,140 · 2,416 companies €222,286 View
  • Positive: 7 profitable years in a rowprofit 2025: €222,286 7 years View
  • Positive: Equity rose in 2025from €458,870 to €633,754 ▲ 38.1% View

By topic

Financials

Fiscal year
2025
Total assets
€970,250
Profit
€222,286
Solvency
65.3%
Total assets▼ 1.8%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educational support servicesNACE 85699
Founded
16-09-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure