Fédération de l'Olivier
ActiveSummary
Fédération de l'Olivier has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265k and a net result of €13k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency59▼-6
Growth23▲+1
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
1.6%
Age of the figures
13 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €265k
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 05-03-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
27 d early
2023
3 d early
2022
28 d early
2021
34 d early
2020
33 d early
2019
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close24-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1k▲ 123%
2024 · €450
2019: €2k
2020: €350
2021: €1k
2022: €7k
2023: €450
2024: €450
2019 → 2025
EBIT margin
1307.5%▼ 5259.6pp
2024 · 6567.1%
2019: 1719.1%
2020: -15125.2%
2021: -2553.5%
2022: -949.2%
2023: -6454.6%
2024: 6567.1%
2019 → 2025
Net result
€13k▼ 56.4%
2024 · €29k
2019: €31k
2020: €-53k
2021: €-36k
2022: €-69k
2023: €-29k
2024: €29k
2019 → 2025
Working capital
€260k▼ 0.4%
2024 · €261k
2019: €425k
2020: €367k
2021: €328k
2022: €260k
2023: €232k
2024: €261k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1k-€7k▲ 423%€450▼ 93.8%€450=€1k▲ 123%
Equity€322k-€253k▼ 21.5%€223k▼ 11.6%€252k▲ 13.0%€265k▲ 5.0%
Operating result€-35k-€-68k▼ 94.6%€-29k▲ 57.6%€30k€13k▼ 55.7%
Net result€-36k-€-69k▼ 93.0%€-29k▲ 57.8%€29k€13k▼ 56.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €786k
Fixed assets
€5k ▼ 9.5%
Current assets
€781k ▲ 26.5%
Equity and liabilities €786k
Equity
€265k ▲ 5.0%
Debt
€521k ▲ 40.5%
Debt's share of the balance-sheet total rises from 59.5% to 66.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €32k
Cash flow
€15k▼
2024 · €31k
Current ratio
1.50▼
2024 · 1.73
Debt to equity
1.97▲
2024 · 1.47
ROE
4.8%▼
2024 · 11.5%
ROA
1.6%▼
2024 · 4.6%
Interest coverage
103.33▲
2024 · 90.71
Debt ≤ 1 year
€520k▲
2024 · €356k
Income taxes
€314▲
2024 · €240
Staff costs
€549k▲
2024 · €516k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€623k€786k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€1k€985▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€617k€781k▲
Amounts receivable within one year40/41€298k€291k▼
Trade receivables40€294k€287k▼
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€313k€482k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€623k€786k▲
Equity10/15€252k€265k▲
Profit (loss) carried forward14€252k€265k▲
Amounts payable17/49€371k€521k▲
Amounts payable within one year42/48€356k€520k▲
Trade debts44€304k€472k▲
Suppliers440/4€304k€472k▲
Taxes, remuneration and social security45€51k€48k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€48k€44k▼
Accrued charges and deferred income492/3€15k€629▼
Income statement
Code20242025
Turnover70€450€1k▲
Goods, raw materials, services and sundry goods60/61€38k€43k▲
Remuneration, social security and pensions62€516k€549k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Gross operating margin9900€548k€565k▲
Operating profit (loss)9901€30k€13k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€351€152▼
Recurring financial charges65€351€152▼
Profit (loss) for the period before taxes9903€29k€13k▼
Income taxes67/77€240€314▲
Profit (loss) for the period9904€29k€13k▼
Profit (loss) for the period to be appropriated9905€29k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€252k€265k▲
Profit (loss) brought forward from the previous period14P€223k€252k▲
Social balance
Average headcount (FTE)90875.35.5▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-08
Financial
Back to profitnet €29k
Net result €29k after 4 loss-making years.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
Financial
Weakest financial yearnet €-69k
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf de Ferrarisgaarde 91150 Sint-Pieters-WoluweGround area
972 m²
Building footprint
263 m²
Volume, LiDAR
3,184 m³
Parcel 21683D0276/00E002, Brussels · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SERVICES AUX POUVOIRS ORGANISATEURS ANNONCIADES D'HEVERLEE
since 20082.173.028.048
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0276/00E002 | Brussels | 972 m² | 1 · 263 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 948 companies in sector 85699 we hold annual accounts for 147. 98 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded06-08-2008
Fiscal year end31-08
Abbreviation FR
l'Olivier
Activities, NACEBEL 2025
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.