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Copediem

Active
Private limited companyfounded 2025active for 1 yearLangenberg 4, 2491 Balen, BelgiumKBO/BCE: BE 1023.599.329
Summary

Copediem has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €9,131. Its solvency ranks better than 95% of 11,075 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
9th largest company by equity in Balen, Real estate sector1 site
Size
€1.1mtotal assets 2025
Equity
€1.0m
Profit
€9,131
Turnover not published (abbreviated format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 39 days early
Why 96raises riskFounded in 2025lowers riskSector: Real estate activities (NACE 68)Size: total assets €1.1mFigures for financial year 2025 (filed 22-06-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 68, micro)
Financial strength
Strong
Solvency 100
equity 98.7% of total assets
Liquidity 55
short-term debt 1.3% · cash 3.8%
Profitability 70
return on assets 0.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,589 companies, NACE 68, micro)
Last 24 months 06-2026: 0.7%highest value 07-2026: 0.1%▼ -0.6 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €100,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.98, above the usual 1.5; short-term debt: 1.3% and cash: 3.8% of total assets), and 1.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 65% on liquidity and 58% on profitability.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €1.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 22-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
39 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointments: COOLS Niko (director) and…

Key points

  • Positive: Among the best 5% on solvencysector median 30.9% · 11,075 companies 98.7% View
  • Founded 16 months agofounded 22-05-2025 16 months View
  • Total assets 2025first financial year filed €1.1m View

By topic

Financials

Financial year
2025
Total assets
€1.1m
Profit
€9,131
Solvency
98.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
22-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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