NAM POSTEA
ActiveSummary
NAM POSTEA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €151k. Its solvency ranks better than 46% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability57
Solvency52
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days only on tighter terms
Liquidity short (current ratio 0.11; short-term debt: 46.2% and cash: 0.1% of total assets), and 73% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
15.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€261k
Total assets
€965k
Net result
€151k
Working capital
€-395k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €965k
Fixed assets
€914k
Current assets
€51k
Equity and liabilities €965k
Equity
€261k
Debt
€704k
Debt finances 73.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€18k
Cash flow
€180k
Current ratio
0.11
Debt to equity
2.70
ROE
57.8%
ROA
15.6%
Interest coverage
2.25
Debt ≤ 1 year
€446k
Debt > 1 year
€257k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€965k
Fixed assets21/28€914k
Tangible fixed assets22/27€494k
Land and buildings22€494k
Financial fixed assets28€420k
Current assets29/58€51k
Amounts receivable within one year40/41€49k
Other amounts receivable41€49k
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€965k
Equity10/15€261k
Contributions10/11€110k
Reserves13€151k
Distributable reserves133€151k
Amounts payable17/49€704k
Amounts payable after more than one year17€257k
Financial debts170/4€257k
Amounts payable within one year42/48€446k
Current portion of amounts payable after more than one year42€24k
Other amounts payable47/48€422k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k
Other operating charges640/8€3k
Gross operating margin9900€21k
Operating profit (loss)9901€-11k
Financial income75/76B€170k
Recurring financial income75€170k
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€151k
Profit (loss) for the period9904€151k
Profit (loss) for the period to be appropriated9905€151k
Appropriation of the result
Profit (loss) to be appropriated9906€151k
Transfer to equity691/2€151k
To other reserves6921€151k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k |
| Other operating charges640/8 | €3k |
| Gross operating margin9900 | €21k |
| Operating profit (loss)9901 | €-11k |
| Financial income75/76B | €170k |
| Recurring financial income75 | €170k |
| Financial charges65/66B | €8k |
| Recurring financial charges65 | €8k |
| Profit (loss) for the period before taxes9903 | €151k |
| Profit (loss) for the period9904 | €151k |
| Profit (loss) for the period to be appropriated9905 | €151k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €965k | |
| Fixed assets21/28 | €914k | |
| Tangible fixed assets22/27 | €494k | |
| Land and buildings22 | €494k | |
| Financial fixed assets28 | €420k | |
| Current assets29/58 | €51k | |
| Amounts receivable within one year40/41 | €49k | |
| Other amounts receivable41 | €49k | |
| Cash at bank and in hand54/58 | €1k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €965k | |
| Equity10/15 | €261k | |
| Contributions10/11 | €110k | |
| Reserves13 | €151k | |
| Distributable reserves133 | €151k | |
| Amounts payable17/49 | €704k | |
| Amounts payable after more than one year17 | €257k | |
| Financial debts170/4 | €257k | |
| Amounts payable within one year42/48 | €446k | |
| Current portion of amounts payable after more than one year42 | €24k | |
| Other amounts payable47/48 | €422k | |
| Accrued charges and deferred income492/3 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €151k |
| + Depreciation and write-downs630 | €29k |
| Operating cash flow (approximation) | €180k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
14-08
State Gazette act
Resignation: Michiels Alexander (non-statutory director)Appointment: Vermussche Veronique (non-statutory director) · Director discharge4 facts ▸
State Gazette act
Resignation: Michiels Alexander (non-statutory director)
Appointment: Vermussche Veronique (non-statutory director) · Director discharge4 facts ▸
- General meeting, 27/07/2026
- Director resignation, Michiels Alexander (non-statutory director)
- Director discharge, Michiels Alexander
- Director appointment, Vermussche Veronique (non-statutory director)
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
State Gazette actNBB filing
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Vermussche Veronique
CurrentNon-statutory director · since 27-07-2026
27-07-2026
Vermussche Veronique: Appointed as Non-statutory director
27-07-2026
Michiels, Alexander: Resigned as Non-statutory director
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
868 m²
Building footprint
315 m²
Volume, LiDAR
5,890 m³
Parcel 11303B0346/00K002, Flanders · tallest building 29.5 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
NAM POSTEA
since 20242.371.106.503
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0346/00K002 | Flanders | 868 m² | 1 · 315 m² | 29.4 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Immo CM
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CONFIMMO
BE 0864.185.173
Châtelet · Eq €261,155
FRAST CONSTRUCT
BE 0426.147.724
Leuven · Eq €260,525
IMMO GNP
BE 0721.761.162
Hastière · Eq €260,445
EDORENT
BE 0643.876.201
Seneffe · Eq €261,587
Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 4,370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.