COOREMANS B.
ActiveCOOREMANS B. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421k and a net result of €6k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7415 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 28.48 against 17.48 in 2024; short-term debt: 3.2% and cash: 44.4% of total assets), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
27 d early
2023
37 d early
2022
23 d late
2021
31 d early
2020
33 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€421k▼ 5.4%
2024 · €445k
2018: €387k
2019: €361k
2020: €359k
2021: €419k
2022: €447k
2023: €452k
2024: €445k
2018 → 2025
Total assets
€435k▼ 7.2%
2024 · €469k
2018: €407k
2019: €441k
2020: €422k
2021: €470k
2022: €493k
2023: €482k
2024: €469k
2018 → 2025
Net result
€6k▼ 16.7%
2024 · €7k
2018: €14k
2019: €30k
2020: €37k
2021: €61k
2022: €43k
2023: €47k
2024: €7k
2018 → 2025
Working capital
€383k▼ 2.2%
2024 · €392k
2018: €261k
2019: €164k
2020: €138k
2021: €194k
2022: €232k
2023: €412k
2024: €392k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€419k-€447k▲ 6.6%€452k▲ 1.1%€445k▼ 1.5%€421k▼ 5.4%
Operating result€80k-€58k▼ 26.7%€64k▲ 8.9%€8k▼ 86.9%€7k▼ 19.4%
Net result€61k-€43k▼ 29.3%€47k▲ 9.2%€7k▼ 85.3%€6k▼ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435k
Fixed assets
€38k▼ 28.7%
Current assets
€397k▼ 4.4%
Equity and liabilities €435k
Equity
€421k▼ 5.4%
Debt
€14k▼ 41.3%
The debt ratio falls from 5.1% to 3.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €23k
Cash flow
€25k▲
2024 · €21k
Solvency
96.8%▲
2024 · 94.9%
Current ratio
28.48▲
2024 · 17.48
Quick ratio
25.62▲
2024 · 15.91
Debt / equity
0.03▼
2024 · 0.05
ROE
1.4%▼
2024 · 1.6%
ROA
1.3%▼
2024 · 1.5%
Interest coverage
114.55▼
2024 · 116.74
Debt
€14k▼
2024 · €24k
Debt ≤ 1 year
€14k▼
2024 · €24k
Income taxes
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€469k€435k▼
Fixed assets21/28€54k€38k▼
Tangible fixed assets22/27€54k€38k▼
Plant, machinery and equipment23€31k€27k▼
Furniture and vehicles24€19k€10k▼
Other tangible fixed assets26€4k€2k▼
Current assets29/58€416k€397k▼
Amounts receivable after more than one year29€144k€142k▼
Other amounts receivable291€144k€142k▼
Stocks and contracts in progress3€37k€40k▲
Stocks30/36€37k€40k▲
Amounts receivable within one year40/41€34k€16k▼
Trade receivables40€15k€16k▲
Other amounts receivable41€19k€1▼
Cash at bank and in hand54/58€195k€193k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€469k€435k▼
Equity10/15€445k€421k▼
Contributions10/11€19k€19k=
Reserves13€241k€217k▼
Tax-exempt reserves132€15k€15k=
Distributable reserves133€226k€202k▼
Profit (loss) carried forward14€186k€186k=
Amounts payable17/49€24k€14k▼
Amounts payable within one year42/48€24k€14k▼
Trade debts44€13k€6k▼
Suppliers440/4€13k€6k▼
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€25k€28k▲
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€195€226▲
Recurring financial charges65€195€226▲
Profit (loss) for the period before taxes9903€11k€10k▼
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€7k€6k▼
Profit (loss) for the period to be appropriated9905€7k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€191k▼
Profit (loss) brought forward from the previous period14P€186k€186k=
Transfer from equity791/2€14k€30k▲
Transfer to equity691/2€7k€6k▼
To other reserves6921€7k€6k▼
Profit to be distributed694/7€14k€30k▲
Return on contributions (dividend)694€14k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €6k ▼16.7%
Net result drops to €6k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 14.64
Current ratio from 6.08 to 14.64; short-term debt falls from €46k to €30k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €61k ▲62.6%
Operating result €80k, net result €61k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oeverstraat (BAA) 29200 DendermondeGround area
948 m²
Building footprint
185 m²
Volume, LiDAR
1,441 m³
Parcel 42002C0576/00Y000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Oeverstraat (BAA) 2, 9200 Dendermonde
since 20002.101.068.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42002C0576/00Y000 | Flanders | 948 m² | 1 · 185 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 9,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2000
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.