COOLS CONSULTING SERVICES
ActiveCOOLS CONSULTING SERVICES has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €537k and a net result of €289k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+42
Solvency100▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.73 against 3.88 in 2024; short-term debt: 9.9% and cash: 38% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
40.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
21 d early
2022
41 d early
2021
32 d early
2020
30 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€537k▲ 73.8%
2024 · €309k
2018: €154k
2019: €163k
2020: €178k
2021: €193k
2022: €302k
2023: €353k
2024: €309k
2018 → 2025
Total assets
€707k▲ 40.6%
2024 · €503k
2018: €375k
2019: €344k
2020: €415k
2021: €416k
2022: €532k
2023: €595k
2024: €503k
2018 → 2025
Net result
€289k
2024 · €-44k
2018: €4k
2019: €15k
2020: €14k
2021: €16k
2022: €110k
2023: €52k
2024: €-44k
2018 → 2025
Working capital
€261k▲ 176%
2024 · €94k
2018: €94k
2019: €109k
2020: €77k
2021: €100k
2022: €198k
2023: €26k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€193k-€302k▲ 56.7%€353k▲ 16.8%€309k▼ 12.4%€537k▲ 73.8%
Operating result€33k-€170k▲ 410%€85k▼ 49.9%€88k▲ 3.7%€415k▲ 371%
Net result€16k-€110k▲ 578%€52k▼ 52.6%€-44k€289k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 371% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €707k
Fixed assets
€376k▲ 0.2%
Current assets
€331k▲ 160%
Equity and liabilities €707k
Equity
€537k▲ 73.8%
Provisions
€10k=
Debt
€160k▼ 13.0%
The debt ratio falls from 36.6% to 22.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€436k▲
2024 · €110k
Cash flow
€310k▲
2024 · €-22k
Solvency
76.0%▲
2024 · 61.5%
Current ratio
4.73▲
2024 · 3.88
Quick ratio
4.73▲
2024 · 3.88
Debt / equity
0.30▼
2024 · 0.59
ROE
53.8%▲
2024 · -14.1%
ROA
40.9%▲
2024 · -8.7%
Interest coverage
135.85▲
2024 · 11.36
Debt
€160k▼
2024 · €184k
Debt ≤ 1 year
€70k▲
2024 · €33k
Debt > 1 year
€87k▼
2024 · €145k
Income taxes
€123k▲
2024 · €4k
Staff costs
€0▼
2024 · €54
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€503k€707k▲
Fixed assets21/28€375k€376k▲
Tangible fixed assets22/27€175k€176k▲
Land and buildings22€139k€140k▲
Plant, machinery and equipment23€97€0▼
Furniture and vehicles24€36k€36k▼
Financial fixed assets28€200k€200k=
Current assets29/58€127k€331k▲
Amounts receivable within one year40/41€32k€60k▲
Trade receivables40€10k€60k▲
Other amounts receivable41€22k€639▼
Cash at bank and in hand54/58€89k€268k▲
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€503k€707k▲
Equity10/15€309k€537k▲
Contributions10/11€19k€19k=
Reserves13€291k€519k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€0-
Distributable reserves133€291k€519k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€10k€10k=
Provisions for liabilities and charges160/5€10k€10k=
Environmental obligations163€10k€10k=
Amounts payable17/49€184k€160k▼
Amounts payable after more than one year17€145k€87k▼
Financial debts170/4€145k€87k▼
Amounts payable within one year42/48€33k€70k▲
Current portion of amounts payable after more than one year42€24k€24k▼
Financial debts43€0€677▲
Credit institutions430/8€0€677▲
Trade debts44€2k€35k▲
Suppliers440/4€2k€35k▲
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€6k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€54€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€720€2k▲
Gross operating margin9900€111k€437k▲
Operating profit (loss)9901€88k€415k▲
Financial income75/76B€2k€777▼
Recurring financial income75€2k€777▼
Financial charges65/66B€130k€3k▼
Recurring financial charges65€10k€3k▼
Non-recurring financial charges66B€120k€0▼
Profit (loss) for the period before taxes9903€-40k€413k▲
Income taxes67/77€4k€123k▲
Profit (loss) for the period9904€-44k€289k▲
Transfer from tax-exempt reserves789€19k€0▼
Profit (loss) for the period to be appropriated9905€-25k€289k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€289k▲
Transfer from equity791/2€25k€61k▲
Transfer to equity691/2€0€289k▲
To other reserves6921€0€289k▲
Profit to be distributed694/7€0€61k▲
Return on contributions (dividend)694€0€61k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €289k
Net result €289k after one loss-making year.
30-09
Financial
Equity above €500kEq €537k ▲73.8%
Equity rises from €309k to €537k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-44k ▼183%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 3.88
Current ratio from 1.46 to 3.88; short-term debt falls from €56k to €33k.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €302k ▲56.7%
5 profitable years in a row build equity to €302k.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Nijvelsebaan 891652 BeerselGround area
1,761 m²
Building footprint
169 m²
Volume, LiDAR
148 m³
Parcel 23001C0167/00V000, Flanders · tallest building 15.0 m. Linked by address, not a title deed.
1 establishment unit
Cools Consulting Services
since 20082.168.477.263
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001C0167/00V000 | Flanders | 1,761 m² | 1 · 169 m² | 15.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 946 EUR awarded · 946 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 946 EUR | 946 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
PROMOFI
BE 0467.185.751
Brussel · Eq €537k
Vedacom
BE 0873.863.694
Gent · Eq €537k
THE BAYARD PARTNERSHIP
BE 0475.153.015
Nijlen · Eq €537k
KOVEBELO
BE 0636.985.439
Gent · Eq €537k
BODEN-MILBOU
BE 0452.123.037
Essen · Eq €537k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 34,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2008
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32474842052