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TALBOOM

Active
Private limited companyfounded 200818 yrs activeJozef Spiessensstraat(WIN) 8, 2880 Bornem, BelgiumKBO/BCE: BE 0899.234.045
Summary

TALBOOM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €294,322 and a net result of €201,568. Equity is growing by ~50.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency69▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.28 in 2023; short-term debt: 35% and cash: 54.9% of total assets), but 55.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
38 d early
2023
36 d early
2022
28 d early
2021
33 d early
2020
33 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 June 2008, TALBOOM was incorporated.1 Total assets went from EUR 225,537 in 2018 to EUR 663,027 in 2024 and headcount from 0.5 to 10.1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€294,322▲ 44.7%
2023 · €203,413
Total assets
€663,027▲ 20.8%
2023 · €549,069
Net result
€201,568▲ 41.9%
2023 · €142,079
Working capital
€157,941▲ 175%
2023 · €57,333
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€21,095▼ 57.3%€48,435▲ 130%€123,990▲ 156%€198,756▲ 60.3%€285,218▲ 43.5%
Net result€11,784within the sector's middle half▼ 69.7%€33,358within the sector's middle half▲ 183%€96,146above the sector's middle half▲ 188%€142,079above the sector's middle half▲ 47.8%€201,568above the sector's middle half▲ 41.9%
Equity€57,640within the sector's middle half▲ 23.5%€90,188within the sector's middle half▲ 56.5%€136,334within the sector's middle half▲ 51.2%€203,413within the sector's middle half▲ 49.2%€294,322above the sector's middle half▲ 44.7%
Total assets€256,378within the sector's middle half▲ 5.0%€251,303within the sector's middle half▼ 2.0%€467,725within the sector's middle half▲ 86.1%€549,069above the sector's middle half▲ 17.4%€663,027above the sector's middle half▲ 20.8%
Debt€196,326▲ 1.8%€161,115▼ 17.9%€331,391▲ 106%€345,656▲ 4.3%€368,705▲ 6.7%
Working capital€30,387within the sector's middle half▲ 177%€55,993within the sector's middle half▲ 84.3%€50,242within the sector's middle half▼ 10.3%€57,333within the sector's middle half▲ 14.1%€157,941above the sector's middle half▲ 175%
Solvency22.5%below the sector's middle half▲ 3.4pp35.9%within the sector's middle half▲ 13.4pp29.1%within the sector's middle half▼ 6.7pp37.0%within the sector's middle half▲ 7.9pp44.4%within the sector's middle half▲ 7.3pp
Current ratio1.32within the sector's middle half▲ 0.171.61within the sector's middle half▲ 0.291.23within the sector's middle half▼ 0.381.28within the sector's middle half▲ 0.051.68within the sector's middle half▲ 0.40
Return on assets (ROA)4.6%within the sector's middle half▼ 11.3pp13.3%within the sector's middle half▲ 8.7pp20.6%within the sector's middle half▲ 7.3pp25.9%within the sector's middle half▲ 5.3pp30.4%within the sector's middle half▲ 4.5pp
Staff (FTE)0.5below the sector's middle half=8.2▲ 1,540%8.5▲ 3.7%9.8▲ 15.3%10.1▲ 3.1%
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2020: €21,095€21,095Net result 2020: €11,784€11,784Operating result 2021: €48,435€48,435Net result 2021: €33,358€33,358Operating result 2022: €123,990€123,990Net result 2022: €96,146€96,146Operating result 2023: €198,756€198,756Net result 2023: €142,079€142,079Operating result 2024: €285,218€285,218Net result 2024: €201,568€201,56820202021202220232024€0€100,000€200,000€300,000Operating result 2022: €123,990€124,000Net result 2022: €96,146€96,100Operating result 2023: €198,756€199,000Net result 2023: €142,079€142,000Operating result 2024: €285,218€285,000Net result 2024: €201,568€202,000202220232024
The operating result has risen four years in a row; 2024 is 44% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €663,027
Fixed assets €273,281 ▼ 5.3%
Current assets €389,746 ▲ 49.6%
Equity and liabilities €663,027
Equity €294,322 ▲ 44.7%
Debt €368,705 ▲ 6.7%
Debt's share of the balance-sheet total falls from 63.0% to 55.6%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€376,288▲
2023 · €284,180
Cash flow
€292,638▲
2023 · €227,503
Quick ratio
1.66▲
2023 · 1.26
Debt to equity
1.25▼
2023 · 1.70
ROE
68.5%▼
2023 · 69.8%
Interest coverage
33.27▲
2023 · 27.26
Debt ≤ 1 year
€231,805▲
2023 · €203,176
Debt > 1 year
€136,900▼
2023 · €141,977
Income taxes
€73,092▲
2023 · €46,262
Staff costs
€49,907▲
2023 · €38,717
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
3.1% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet Code20232024
Assets
Total assets20/58€549,069€663,027▲
Fixed assets21/28€288,559€273,281▼
Tangible fixed assets22/27€288,559€273,281▼
Land and buildings22€3,061-
Plant, machinery and equipment23€278,697€270,642▼
Furniture and vehicles24€6,728€2,640▼
Leasing and similar rights25€74-
Current assets29/58€260,510€389,746▲
Stocks and contracts in progress3€4,158€4,060▼
Stocks30/36€4,158€4,060▼
Amounts receivable within one year40/41€9,251€1,675▼
Trade receivables40€2,963€1,628▼
Other amounts receivable41€6,288€46▼
Cash at bank and in hand54/58€239,551€364,250▲
Deferred charges and accrued income490/1€7,550€19,761▲
Equity and liabilities
Total equity and liabilities10/49€549,069€663,027▲
Equity10/15€203,413€294,322▲
Contributions10/11€6,200€6,200=
Reserves13€197,213€288,122▲
Distributable reserves133€197,213€288,122▲
Amounts payable17/49€345,656€368,705▲
Amounts payable after more than one year17€141,977€136,900▼
Financial debts170/4€141,977€136,900▼
Amounts payable within one year42/48€203,176€231,805▲
Current portion of amounts payable after more than one year42€55,476€62,181▲
Trade debts44€33,846€22,183▼
Suppliers440/4€33,846€22,183▼
Taxes, remuneration and social security45€27,474€22,555▼
Taxes450/3€23,715€19,485▼
Remuneration and social security454/9€3,759€3,070▼
Other amounts payable47/48€86,380€124,886▲
Accrued charges and deferred income492/3€503€0▼
Income statement Code20232024
Remuneration, social security and pensions62€38,717€49,907▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85,424€91,070▲
Other operating charges640/8€6,581€7,686▲
Gross operating margin9900€329,478€433,881▲
Operating profit (loss)9901€198,756€285,218▲
Financial income75/76B€9€753▲
Recurring financial income75€9€753▲
Financial charges65/66B€10,425€11,311▲
Recurring financial charges65€10,425€11,311▲
Profit (loss) for the period before taxes9903€188,341€274,660▲
Income taxes67/77€46,262€73,092▲
Profit (loss) for the period9904€142,079€201,568▲
Profit (loss) for the period to be appropriated9905€142,079€201,568▲
Appropriation of the result
Profit (loss) to be appropriated9906€142,079€201,568▲
Transfer to equity691/2€67,079€90,909▲
To other reserves6921€67,079€90,909▲
Profit to be distributed694/7€75,000€110,659▲
Return on contributions (dividend)694€75,000€110,659▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62-€23,733€30,210€38,717€49,907▲ 28.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54,106€58,297€46,058€85,424€91,070▲ 6.6%
Other operating charges640/8-€5,988€7,551€6,581€7,686▲ 16.8%
Gross operating margin9900€104,007€136,453€207,808€329,478€433,881▲ 31.7%
Operating profit (loss)9901€21,095€48,435€123,990€198,756€285,218▲ 43.5%
Financial income75/76B-€10-€9€753▲ 8,021%
Recurring financial income75-€10-€9€753▲ 8,021%
Financial charges65/66B-€6,106€5,689€10,425€11,311▲ 8.5%
Recurring financial charges65€5,653€6,106€5,689€10,425€11,311▲ 8.5%
Profit (loss) for the period before taxes9903€15,442€42,338€118,300€188,341€274,660▲ 45.8%
Transfer from deferred taxes780-€2,412----
Income taxes67/77€6,070€11,392€22,155€46,262€73,092▲ 58.0%
Profit (loss) for the period9904€11,784€33,358€96,146€142,079€201,568▲ 41.9%
Transfer from tax-exempt reserves789-€4,683----
Profit (loss) for the period to be appropriated9905€18,224€38,042€96,146€142,079€201,568▲ 41.9%
Line20202021202220232024Change
Assets
Total assets20/58€256,378€251,303€467,725€549,069€663,027▲ 20.8%
Fixed assets21/28€130,658€103,359€197,614€288,559€273,281▼ 5.3%
Tangible fixed assets22/27€130,658€103,359€197,614€288,559€273,281▼ 5.3%
Land and buildings22-€15,474€9,267€3,061--
Plant, machinery and equipment23-€36,241€161,287€278,697€270,642▼ 2.9%
Furniture and vehicles24-€14,904€10,816€6,728€2,640▼ 60.8%
Leasing and similar rights25-€36,740€16,243€74--
Current assets29/58€125,720€147,944€270,111€260,510€389,746▲ 49.6%
Stocks and contracts in progress3€2,991€1,696€6,135€4,158€4,060▼ 2.4%
Stocks30/36-€1,696€6,135€4,158€4,060▼ 2.4%
Amounts receivable within one year40/41€1,834€4,118€7,183€9,251€1,675▼ 81.9%
Trade receivables40-€4,118€4,683€2,963€1,628▼ 45.0%
Other amounts receivable41--€2,500€6,288€46▼ 99.3%
Cash at bank and in hand54/58€115,091€136,943€249,130€239,551€364,250▲ 52.1%
Deferred charges and accrued income490/1-€5,187€7,663€7,550€19,761▲ 162%
Equity and liabilities
Total equity and liabilities10/49€256,378€251,303€467,725€549,069€663,027▲ 20.8%
Equity10/15€57,640€90,188€136,334€203,413€294,322▲ 44.7%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€51,440€83,988€130,134€197,213€288,122▲ 46.1%
Non-distributable reserves130/1-€1,860€1,860---
Reserves not available under the articles1311-€1,860€1,860---
Distributable reserves133-€82,128€128,274€197,213€288,122▲ 46.1%
Profit (loss) carried forward14-€15,269-----
Provisions and deferred taxes16€2,412-----
Amounts payable17/49€196,326€161,115€331,391€345,656€368,705▲ 6.7%
Amounts payable after more than one year17€98,986€67,769€111,171€141,977€136,900▼ 3.6%
Financial debts170/4-€67,769€111,171€141,977€136,900▼ 3.6%
Amounts payable within one year42/48€95,333€91,950€219,870€203,176€231,805▲ 14.1%
Current portion of amounts payable after more than one year42-€51,372€57,383€55,476€62,181▲ 12.1%
Trade debts44€24,461€14,798€80,022€33,846€22,183▼ 34.5%
Suppliers440/4-€14,798€80,022€33,846€22,183▼ 34.5%
Taxes, remuneration and social security45-€15,891€20,159€27,474€22,555▼ 17.9%
Taxes450/3-€13,255€15,158€23,715€19,485▼ 17.8%
Remuneration and social security454/9-€2,636€5,001€3,759€3,070▼ 18.3%
Other amounts payable47/48-€9,890€62,306€86,380€124,886▲ 44.6%
Accrued charges and deferred income492/3-€1,395€351€503€0▼ 100.0%
Line20202021202220232024Change
Profit (loss) for the period9904€11,784€33,358€96,146€142,079€201,568▲ 41.9%
+ Depreciation and write-downs630€54,106€58,297€46,058€85,424€91,070▲ 6.6%
Operating cash flow (approximation)€65,891€91,655€142,203€227,503€292,638▲ 28.6%
Investment in fixed assets (approximation)--€30,998-€140,313-€176,369-€75,792▲ 57.0%
Change in cash-€21,851€112,187-€9,579€124,700▲ 1,402%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €201,568 ▲41.9%
Operating result €285,218, net result €201,568, both a record.
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200,000Eq €203,413 ▲49.2%
5 profitable years in a row build equity to €203,413.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100,000Eq €136,334 ▲51.2%
4 profitable years in a row build equity to €136,334.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €38,889
Net result €38,889 after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 15 establishment units since 2008
seat establishment approximate All 15 establishment units on the map
Ground area
4,427 m²
Building footprint
2,946 m²
Volume, LiDAR
15,762 m³
15 parcels, Flanders · tallest building 19.7 m, ±6 floors. Linked by address, not a title deed.
15 establishment units
TALBOOM
Jozef Spiessensstraat(WIN) 8, 2880 BornemAgents specialised in the wholesale of other particular products
since 20082.172.067.748
Netezon
Bleekhofstraat 7, 2018 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.981.306
Netezon
Isabellalei 49, 2018 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.981.405
Netezon
Laaglandlaan 142, 2170 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.981.603
Netezon
De Beuckerstraat 1, 2018 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.981.702
Netezon
Plantin en Moretuslei 77, 2018 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.982.096
Show 9 more locations
Netezon
Vredestraat 52, 2600 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.982.294
Netezon
Kronenburgstraat 40, 2000 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.982.393
Netezon
Pater De Dekenstraat 61, 2610 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.982.492
Netezon
Heistraat 89, 2610 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.982.789
Netezon
Morckhovenlei 34, 2140 AntwerpenRetail sale of souvenirs and religious articles
since 20122.207.982.888
Netezon
Gebroeders De Wachterstraat 1, 2610 AntwerpenPersonal service activities
since 20172.267.579.193
Netezon
Verschansingstraat 13, 2000 AntwerpenRetail sale of souvenirs and religious articles
since 20182.281.532.149
Netezon
Isabellalei 117, 2018 AntwerpenPersonal service activities
since 20232.344.570.568
Netezon
Lange Leemstraat 89, 2018 AntwerpenRetail sale of souvenirs and religious articles
since 20232.344.570.667
15 parcels
Flanders 15 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12015B0494/00W000 Flanders 1,095 m² 1 · 222 m² 6.5 m · 2 fl.
11462A0206/00G006 Flanders 926 m² 1 · 942 m² -
11808H1111/00H000 Flanders 559 m² 1 · 287 m² 14.8 m · 1 fl.
11345B0182/00K006 Flanders 351 m² 1 · 266 m² -
11423B0416/00W006 Flanders 306 m² 1 · 112 m² 10.4 m · 3 fl.
11462A0053/00K002 Flanders 190 m² 1 · 140 m² 9.8 m · 3 fl.
11003B0051/00L012indicative Flanders 155 m² 1 · 154 m² 15.9 m · 3 fl.
11806F1452/00V007 Flanders 142 m² 1 · 131 m² 17.1 m · 4 fl.
11808H1119/00Y003
ProtectedTownscape or village viewDeel Plantin en Moretuslei met omgevingSource ↗
Flanders 128 m² 1 · 123 m² 18.9 m · 6 fl.
11806F1319/00A013 Flanders 125 m² 1 · 125 m² 12.5 m · 2 fl.
11811L3647/00L000 Flanders 116 m² 1 · 116 m² 19.7 m · 3 fl.
11811L3677/00K000 Flanders 103 m² 1 · 103 m² 15.2 m · 4 fl.
11462A0316/00L006 Flanders 91 m² 1 · 87 m² 11.5 m · 3 fl.
11810K1943/00H000 Flanders 75 m² 1 · 75 m² 15.3 m · 5 fl.
11806F1340/00G012 Flanders 64 m² 1 · 64 m² 17.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
14 of 15 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2025 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 38,269 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-06-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
96102Launderettes and laundries for private customers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0899234045
Registered 26-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.