Cool Touch Services
ActiveCool Touch Services has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311k and a net result of €129k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
98
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 7.64 against 22.07 in 2024), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
36.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
14 d early
2023
26 d early
2022
31 d early
2021
41 d early
2020
33 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€311k▼ 9.1%
2024 · €342k
2018: €79k
2019: €116k
2020: €158k
2021: €276k
2022: €317k
2023: €344k
2024: €342k
2018 → 2025
Total assets
€357k▲ 0.6%
2024 · €355k
2018: €275k
2019: €266k
2020: €279k
2021: €320k
2022: €366k
2023: €409k
2024: €355k
2018 → 2025
Net result
€129k▲ 178,233%
2024 · €72
2018: €27k
2019: €37k
2020: €149k
2021: €119k
2022: €42k
2023: €28k
2024: €72
2018 → 2025
Working capital
€305k▲ 12.1%
2024 · €272k
2018: €68k
2019: €88k
2020: €34k
2021: €93k
2022: €137k
2023: €87k
2024: €272k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€276k-€317k▲ 14.9%€344k▲ 8.3%€342k▼ 0.5%€311k▼ 9.1%
Operating result€171k-€62k▼ 64.0%€41k▼ 34.0%€2k▼ 94.3%€186k▲ 7,842%
Net result€119k-€42k▼ 64.7%€28k▼ 33.5%€72▼ 99.7%€129k▲ 178,233%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7,842% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357k
Fixed assets
€6k▼ 91.7%
Current assets
€351k▲ 23.1%
Equity and liabilities €357k
Equity
€311k▼ 9.1%
Debt
€46k▲ 256%
The debt ratio rises from 3.6% to 12.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€188k▲
2024 · €60k
Cash flow
€131k▲
2024 · €58k
Solvency
87.1%▼
2024 · 96.4%
Current ratio
7.64▼
2024 · 22.07
Quick ratio
7.64▼
2024 · 22.07
Debt / equity
0.15▲
2024 · 0.04
ROE
41.4%▲
2024 · 0.0%
ROA
36.1%▲
2024 · 0.0%
Interest coverage
456.66▲
2024 · 163.63
Debt
€46k▲
2024 · €13k
Debt ≤ 1 year
€46k▲
2024 · €13k
Income taxes
€56k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€357k▲
Fixed assets21/28€70k€6k▼
Tangible fixed assets22/27€6k€6k▼
Land and buildings22€0-
Plant, machinery and equipment23-€1k
Furniture and vehicles24€6k€5k▼
Financial fixed assets28€63k€0▼
Current assets29/58€285k€351k▲
Amounts receivable within one year40/41€217k€126k▼
Trade receivables40€51k€118k▲
Other amounts receivable41€166k€7k▼
Current investments50/53€17k€20k▲
Cash at bank and in hand54/58€48k€202k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€355k€357k▲
Equity10/15€342k€311k▼
Contributions10/11€6k€6k=
Reserves13€232k€201k▼
Distributable reserves133€232k€201k▼
Profit (loss) carried forward14€104k€104k=
Amounts payable17/49€13k€46k▲
Amounts payable within one year42/48€13k€46k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€514€0▼
Credit institutions430/8€514€0▼
Trade debts44€613€812▲
Suppliers440/4€613€812▲
Taxes, remuneration and social security45€10k€45k▲
Taxes450/3€10k€45k▲
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€2k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€63k€189k▲
Operating profit (loss)9901€2k€186k▲
Financial charges65/66B€368€411▲
Recurring financial charges65€368€411▲
Profit (loss) for the period before taxes9903€2k€185k▲
Income taxes67/77€2k€56k▲
Profit (loss) for the period9904€72€129k▲
Profit (loss) for the period to be appropriated9905€72€129k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€233k▲
Profit (loss) brought forward from the previous period14P€106k€104k▼
Transfer from equity791/2-€160k
Transfer to equity691/2€72€129k▲
To other reserves6921€72€129k▲
Profit to be distributed694/7€2k€160k▲
Return on contributions (dividend)694€2k€160k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €72 ▼99.7%
Net result drops to €72, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 10current ratio 22.07
Current ratio from 2.32 to 22.07; short-term debt falls from €66k to €13k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.46
Current ratio from 1.69 to 3.46; short-term debt falls from €50k to €38k.
31-12
Financial
Equity above €200kEq €276k ▲74.8%
4 profitable years in a row build equity to €276k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €149k ▲299%
Operating result €199k, net result €149k, both a record.
31-12
Financial
Equity above €150kEq €158k ▲35.9%
3 profitable years in a row build equity to €158k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €116k ▲47.2%
2 profitable years in a row build equity to €116k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Xavier DESMET
CurrentNotary · since 22-11-2023
22-11-2023
Appointed as Notary
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klinkaardstraat 1352950 KapellenGround area
1,978 m²
Building footprint
216 m²
Volume, LiDAR
1,250 m³
Parcel 11023A0547/00Z002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cool Touch Services
since 20072.159.970.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023A0547/00Z002 | Flanders | 1,978 m² | 1 · 216 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KOOL
BE 0849.949.533
Kalmthout · Eq €312k
SERMANT
BE 0420.252.302
Ninove · Eq €313k
Robalco
BE 0882.124.730
Merksplas · Eq €313k
HASO
BE 0475.855.472
Ninove · Eq €314k
PHILIPPE STEVENS
BE 0474.471.144
Blégny · Eq €315k
Of 1,503 companies in sector 47540 we hold annual accounts for 801. 643 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2007
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
52450
70200Business and other management consultancy
71111Activities of building architects
73300Public relations and communication consultancy
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.