HALUDI
ActiveHALUDI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311k and a net result of €19k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency90▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.73 in 2024; short-term debt: 20.8% and cash: 0.1% of total assets), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.3%
Return on assets
4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
33 d early
2022
13 d early
2021
34 d early
2020
16 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€311k▼ 8.6%
2024 · €340k
2018: €477k
2019: €450k
2020: €436k
2021: €408k
2022: €398k
2023: €370k
2024: €340k
2018 → 2025
Total assets
€476k▼ 11.1%
2024 · €536k
2018: €803k
2019: €676k
2020: €667k
2021: €634k
2022: €593k
2023: €547k
2024: €536k
2018 → 2025
Net result
€19k▼ 24.7%
2024 · €25k
2018: €50k
2019: €-7k
2020: €26k
2021: €11k
2022: €15k
2023: €13k
2024: €25k
2018 → 2025
Working capital
€-26k▲ 17.1%
2024 · €-31k
2018: €-74k
2019: €-67k
2020: €-56k
2021: €-50k
2022: €-44k
2023: €-37k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€408k-€398k▼ 2.4%€370k▼ 7.2%€340k▼ 7.9%€311k▼ 8.6%
Operating result€-155-€4k€2k▼ 48.2%€14k▲ 634%€8k▼ 45.4%
Net result€11k-€15k▲ 31.1%€13k▼ 11.8%€25k▲ 90.2%€19k▼ 24.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476k
Fixed assets
€403k▼ 10.3%
Current assets
€73k▼ 15.2%
Equity and liabilities €476k
Equity
€311k▼ 8.6%
Provisions
€66k▼ 15.0%
Debt
€99k▼ 15.7%
The debt ratio falls from 22.0% to 20.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €61k
Cash flow
€65k▼
2024 · €72k
Solvency
65.3%▲
2024 · 63.5%
Current ratio
0.74▲
2024 · 0.73
Quick ratio
0.74▲
2024 · 0.73
Debt / equity
0.32▼
2024 · 0.35
ROE
6.1%▼
2024 · 7.4%
ROA
4.0%▼
2024 · 4.7%
Interest coverage
26.98▼
2024 · 33.44
Debt
€99k▼
2024 · €118k
Debt ≤ 1 year
€99k▼
2024 · €118k
Income taxes
€6▼
2024 · €43
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€536k€476k▼
Fixed assets21/28€449k€403k▼
Tangible fixed assets22/27€449k€403k▼
Land and buildings22€449k€403k▼
Current assets29/58€86k€73k▼
Amounts receivable within one year40/41€85k€73k▼
Other amounts receivable41€85k€73k▼
Cash at bank and in hand54/58€982€469▼
Equity and liabilities
Total equity and liabilities10/49€536k€476k▼
Equity10/15€340k€311k▼
Contributions10/11€19k€19k=
Reserves13€301k€271k▼
Tax-exempt reserves132€250k€220k▼
Distributable reserves133€51k€51k=
Profit (loss) carried forward14€21k€21k▲
Provisions and deferred taxes16€78k€66k▼
Deferred taxes168€78k€66k▼
Amounts payable17/49€118k€99k▼
Amounts payable within one year42/48€118k€99k▼
Financial debts43€104k€50k▼
Credit institutions430/8€104k€50k▼
Trade debts44€13k€932▼
Suppliers440/4€13k€932▼
Taxes, remuneration and social security45€23€6▼
Taxes450/3€23€6▼
Other amounts payable47/48-€48k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€46k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€67k€62k▼
Operating profit (loss)9901€14k€8k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€14k€7k▼
Transfer from deferred taxes780€12k€12k=
Income taxes67/77€43€6▼
Profit (loss) for the period9904€25k€19k▼
Transfer from tax-exempt reserves789€29k€29k=
Profit (loss) for the period to be appropriated9905€54k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€69k▼
Profit (loss) brought forward from the previous period14P€21k€21k▲
Profit to be distributed694/7€54k€48k▼
Directors or managers695€54k€48k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-7k ▼114%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierwegstraat 1888800 RoeselareGround area
3,818 m²
Building footprint
982 m²
Volume, LiDAR
4,602 m³
Parcel 36502B1523/00G000, Flanders · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Haludi
since 19962.078.653.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1523/00G000 | Flanders | 3,818 m² | 1 · 982 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DELYAS
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.