Summary
COOL-IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €216,599 and a net result of -€45,361. Equity is growing by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 5587 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
25 d late
2023
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€216,599▼ 17.3%
2024 · €261,960
Net result
-€45,361▼ 33.5%
2024 · -€33,972
Total assets
€1.0m▼ 0.5%
2024 · €1.0m
Solvency
20.9%▼ 4.3pp
2024 · 25.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€4,867--€12,026▼ 147%-€24,294▼ 102%
Net result-€7,529below the sector's middle half--€33,972below the sector's middle half▼ 351%-€45,361below the sector's middle half▼ 33.5%
Equity-€6,029below the sector's middle half-€261,960below the sector's middle half€216,599within the sector's middle half▼ 17.3%
Total assets€762,707within the sector's middle half-€1.0mbelow the sector's middle half▲ 36.5%€1.0mwithin the sector's middle half▼ 0.5%
Debt€768,736-€779,029▲ 1.3%€819,556▲ 5.2%
Working capital-€242,709below the sector's middle half--€344,067within the sector's middle half▼ 41.8%-€418,813below the sector's middle half▼ 21.7%
Solvency-0.8%below the sector's middle half-25.2%below the sector's middle half▲ 26.0pp20.9%below the sector's middle half▼ 4.3pp
Current ratio0.21below the sector's middle half-0.02below the sector's middle half▼ 0.190.01below the sector's middle half▼ 0.01
Return on assets (ROA)-1.0%below the sector's middle half--3.3%below the sector's middle half▼ 2.3pp-4.4%below the sector's middle half▼ 1.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24,294 in 2025 against €12,026 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€1.0m ▼ 0.3%
Current assets
€3,946 ▼ 24.8%
Equity and liabilities €1.0m
Equity
€216,599 ▼ 17.3%
Debt
€819,556 ▲ 5.2%
Debt's share of the balance-sheet total rises from 74.8% to 79.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-20.9%▼
2024 · -13.0%
Debt ≤ 1 year
€422,759▲
2024 · €349,310
Debt > 1 year
€396,797▼
2024 · €429,719
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €453 | €8,570 | €4,886 | ▼ 43.0% |
| Other operating charges640/8 | €732 | €387 | €110 | ▼ 71.6% |
| Gross operating margin9900 | -€3,682 | -€3,068 | -€19,298 | ▼ 529% |
| Operating profit (loss)9901 | -€4,867 | -€12,026 | -€24,294 | ▼ 102% |
| Financial charges65/66B | €2,662 | €21,946 | €21,067 | ▼ 4.0% |
| Recurring financial charges65 | €2,662 | €21,946 | €21,067 | ▼ 4.0% |
| Profit (loss) for the period before taxes9903 | -€7,529 | -€33,972 | -€45,361 | ▼ 33.5% |
| Profit (loss) for the period9904 | -€7,529 | -€33,972 | -€45,361 | ▼ 33.5% |
| Profit (loss) for the period to be appropriated9905 | -€7,529 | -€33,972 | -€45,361 | ▼ 33.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €762,707 | €1.0m | €1.0m | ▼ 0.5% |
| Fixed assets21/28 | €698,709 | €1.0m | €1.0m | ▼ 0.3% |
| Tangible fixed assets22/27 | €44,582 | €79,658 | €76,121 | ▼ 4.4% |
| Other tangible fixed assets26 | €44,582 | €79,658 | €76,121 | ▼ 4.4% |
| Financial fixed assets28 | €654,126 | €956,087 | €956,087 | = |
| Current assets29/58 | €63,998 | €5,243 | €3,946 | ▼ 24.8% |
| Amounts receivable after more than one year29 | €693 | - | - | - |
| Other amounts receivable291 | €693 | - | - | - |
| Amounts receivable within one year40/41 | - | €1,018 | €3,944 | ▲ 288% |
| Other amounts receivable41 | - | €1,018 | €3,944 | ▲ 288% |
| Cash at bank and in hand54/58 | €63,306 | €4,226 | €1 | ▼ 100.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €762,707 | €1.0m | €1.0m | ▼ 0.5% |
| Equity10/15 | -€6,029 | €261,960 | €216,599 | ▼ 17.3% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | = |
| Revaluation surpluses12 | - | €301,961 | €301,961 | = |
| Profit (loss) carried forward14 | -€7,529 | -€41,501 | -€86,862 | ▼ 109% |
| Amounts payable17/49 | €768,736 | €779,029 | €819,556 | ▲ 5.2% |
| Amounts payable after more than one year17 | €462,029 | €429,719 | €396,797 | ▼ 7.7% |
| Financial debts170/4 | €462,029 | €429,719 | €396,797 | ▼ 7.7% |
| Amounts payable within one year42/48 | €306,708 | €349,310 | €422,759 | ▲ 21.0% |
| Current portion of amounts payable after more than one year42 | €36,081 | €36,700 | €37,312 | ▲ 1.7% |
| Trade debts44 | - | €662 | €1,665 | ▲ 151% |
| Suppliers440/4 | - | €662 | €1,665 | ▲ 151% |
| Other amounts payable47/48 | €270,626 | €311,948 | €383,782 | ▲ 23.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,529 | -€33,972 | -€45,361 | ▼ 33.5% |
| + Depreciation and write-downs630 | €453 | €8,570 | €4,886 | ▼ 43.0% |
| Operating cash flow (approximation) | -€7,076 | -€25,401 | -€40,475 | ▼ 59.3% |
| Investment in fixed assets (approximation) | - | -€345,607 | -€1,350 | ▲ 99.6% |
| Change in cash | - | -€59,080 | -€4,224 | ▲ 92.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€45,361
Net result drops to -€45,361, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial
Equity above €200,000Eq €261,960
Equity rises from -€6,029 to €261,960.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2022
Ground area
4,475 m²
Building footprint
937 m²
Volume, LiDAR
5,904 m³
Parcel 62046A0135/00B004, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Jean Gruslin 17, 4460 Grâce-Hollogne
since 20222.339.062.651
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0135/00B004 | Wallonia | 4,475 m² | 1 · 937 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Yori Services
BE 0805.265.789
Antwerpen · Eq €216,590
IGUAZU GREEN
BE 0400.859.428
Evergem · Eq €216,642
WAUTERS-MAUWS
BE 0826.067.044
Brakel · Eq €216,681
A.C. HOLDING
BE 0808.631.689
Kinrooi · Eq €216,487
ROVE CONSTRUCT
BE 0810.337.208
Bornem · Eq €216,712
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,563 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
martin@coolpressing.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0794731292
Registered
02-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.