COOL-IMMO

Active

Private limited company·Activiteiten van holdings· 3 yrs active

Rue Jean Gruslin 17 ·4460 Grâce-Hollogne, Belgium

KBO/BCE: BE 0794.731.292

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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Real estate1 parcel · 4,475 m²

Summary

Conclusion

the dossier summarised in one paragraph

COOL-IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €262k and a net result of €-34k. Its solvency ranks better than 32% of 678 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	25-08-2025	25 d late	2025-00406951
31-12-2023	31-07-2024	23-07-2024	8 d early	2024-00279448

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€262k

Net result€-34k-351.2%

Total assets€1.04M+36.5%

Solvency25.2%+26.0pp

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · volledig

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	25.2%	44.9%	better than 32% of 678 sector peers
Net result	€-34k	€48k	better than 20% of 677 sector peers
Equity	€262k	€1.36M	better than 31% of 678 sector peers
Gross operating margin	€-3k	€42k	better than 16% of 370 sector peers
Total assets	€1.04M	€5.58M	better than 25% of 678 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€-34k

-351.2% 23-24

Total assets

€1.04M

+36.5% 23-24

Equity

€262k

- 23-24

Debt

€779k

+1.3% 23-24

Debt ≤ 1y

€349k

+13.9% 23-24

Debt > 1y

€430k

-7.0% 23-24

Solvency

25.2%

- 23-24

ROE

-13.0%

- 23-24

ROA

-3.3%

-230.6% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	volledig
Revenue	n/a
EBITDA	n/a
Net profit	€-34k
Cash flow	n/a
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€1.04M
Equity	€262k
Debt	€779k
of which ≤ 1y	€349k
of which > 1y	€430k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	25.2%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	-3.3%
ROE	-13.0%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €1.04M · 99.5% Current assets €5k · 0.5%

Equity & liabilities

Equity €262k · 25.2% Debt €779k · 74.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.04M
Fixed assets	21/28	€1.04M
Tangible fixed assets	22/27	€80k
Financial fixed assets	28	€956k
Current assets	29/58	€5k
Amounts receivable within one year	40/41	€1k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.04M
Equity	10/15	€262k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€-42k
Amounts payable	17/49	€779k
Amounts payable after one year	17	€430k
Amounts payable within one year	42/48	€349k
Trade debts payable within one year	44	€662
Income statement
Gross operating margin	9900	€-3k
Operating result	9901	€-12k
Financial charges	65	€22k
Result before taxes	9903	€-34k
Net result for the period	9904	€-34k
Result to be appropriated	9905	€-34k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

approximate (street level) On OpenStreetMap

Establishment units

1 location

Rue Jean Gruslin 17, 4460 Grâce-Hollogne

Holdings

since 20222.339.062.651

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area4,475 m²

Buildings1

Building footprint937 m²

Volume (LiDAR)5,904 m³

Tallest building7.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62046A0135/00B004	Wallonia	4,475 m²	1 · 937 m²	7.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

43 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 0

Solvency 26

Growth 52

Stability 94

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