Summary
VINMAX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €81,412 and a net result of -€21,392. Its solvency ranks better than 14% of 9866 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€81,412▼ 20.8%
2023 · €102,803
Net result
-€21,392
2023 · €92,803
Total assets
€907,062▼ 0.4%
2023 · €910,756
Solvency
9.0%▼ 2.3pp
2023 · 11.3%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Turnover€774-
Operating result-€7,881--€5,811▲ 26.3%
Net result€92,803--€21,392
Equity€102,803-€81,412▼ 20.8%
Total assets€910,756-€907,062▼ 0.4%
Debt€807,953-€825,651▲ 2.2%
Working capital-€338,621--€451,353▼ 33.3%
Solvency11.3%-9.0%▼ 2.3pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,811 in 2024 against €7,881 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €907,062
Fixed assets
€904,193 ▼ 0.2%
Current assets
€2,870 ▼ 43.1%
Equity and liabilities €907,062
Equity
€81,412 ▼ 20.8%
Debt
€825,651 ▲ 2.2%
Debt's share of the balance-sheet total rises from 88.7% to 91.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-26.3%▼
2023 · 90.3%
ROA
-2.4%▼
2023 · 10.2%
Debt ≤ 1 year
€454,222▲
2023 · €343,667
Debt > 1 year
€371,429▼
2023 · €464,286
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Turnover70 | €774 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €7,398 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,257 | €1,518 | ▲ 20.7% |
| Other operating charges640/8 | - | €124 | - |
| Gross operating margin9900 | -€6,624 | -€4,169 | ▲ 37.1% |
| Operating profit (loss)9901 | -€7,881 | -€5,811 | ▲ 26.3% |
| Financial income75/76B | €137,184 | €0 | ▼ 100% |
| Recurring financial income75 | €137,184 | €0 | ▼ 100% |
| Financial charges65/66B | €36,500 | €15,581 | ▼ 57.3% |
| Recurring financial charges65 | €36,500 | €15,581 | ▼ 57.3% |
| Profit (loss) for the period before taxes9903 | €92,803 | -€21,392 | ▼ 123% |
| Profit (loss) for the period9904 | €92,803 | -€21,392 | ▼ 123% |
| Profit (loss) for the period to be appropriated9905 | €92,803 | -€21,392 | ▼ 123% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €910,756 | €907,062 | ▼ 0.4% |
| Fixed assets21/28 | €905,710 | €904,193 | ▼ 0.2% |
| Tangible fixed assets22/27 | €5,710 | €4,193 | ▼ 26.6% |
| Furniture and vehicles24 | €5,710 | €4,193 | ▼ 26.6% |
| Financial fixed assets28 | €900,000 | €900,000 | = |
| Current assets29/58 | €5,046 | €2,870 | ▼ 43.1% |
| Amounts receivable within one year40/41 | €126 | €381 | ▲ 202% |
| Other amounts receivable41 | €126 | €381 | ▲ 202% |
| Cash at bank and in hand54/58 | €4,920 | €2,489 | ▼ 49.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €910,756 | €907,062 | ▼ 0.4% |
| Equity10/15 | €102,803 | €81,412 | ▼ 20.8% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Reserves13 | €92,803 | €71,412 | ▼ 23.1% |
| Distributable reserves133 | €92,803 | €71,412 | ▼ 23.1% |
| Amounts payable17/49 | €807,953 | €825,651 | ▲ 2.2% |
| Amounts payable after more than one year17 | €464,286 | €371,429 | ▼ 20.0% |
| Financial debts170/4 | €464,286 | €371,429 | ▼ 20.0% |
| Amounts payable within one year42/48 | €343,667 | €454,222 | ▲ 32.2% |
| Current portion of amounts payable after more than one year42 | €92,857 | €92,857 | = |
| Trade debts44 | €810 | €810 | = |
| Suppliers440/4 | €810 | €810 | = |
| Other amounts payable47/48 | €250,000 | €360,555 | ▲ 44.2% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €92,803 | -€21,392 | ▼ 123% |
| + Depreciation and write-downs630 | €1,257 | €1,518 | ▲ 20.7% |
| Operating cash flow (approximation) | €94,060 | -€19,874 | ▼ 121% |
| Investment in fixed assets (approximation) | - | -€1 | - |
| Change in cash | - | -€2,431 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2022
Ground area
1,265 m²
Building footprint
563 m²
Volume, LiDAR
3,125 m³
Parcel 73032G0484/00G002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VINMAX
since 20222.335.365.367
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032G0484/00G002 | Flanders | 1,265 m² | 1 · 563 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HOLDING SFM
BE 1003.855.473
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Lead Business
BE 0720.914.094
Sint-Lambrechts-Woluwe · Eq €81,385
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 11,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Contact
E-mail
tara@glasexpress.beBilzen-Hoeselt
Phone
089514448Bilzen-Hoeselt
E-invoicing
Reachable via Peppol
Peppol ID
0208:0790692134
Also
9925:BE0790692134
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.