Active BE 0526.813.829Private limited company

CONVIX

van Haesendoncklaan 33 ·3500 Hasselt, Belgium· 13 yrs active

Sector: Activities of holding companies (64210)

Conclusion Checked

CONVIX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €77k and a net result of €36k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 7837 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€77k
Net result	€36k
Better than sector	82%
Active	13 yrs

Financial profile 4 of 5 axes measured · computed by Checked

94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 100

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2013, 13 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview13 NBB filings

Annual accounts filed on 03-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~20.7%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial service activities, except insurance and pension funding · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	84.6%	51.3%	better than 82% of 7837 sector peers
Net result	€36k	€33k	better than 52% of 7841 sector peers
Equity	€77k	€132k	better than 37% of 7843 sector peers
Gross operating margin	€56k	€63k	better than 46% of 7830 sector peers
Total assets	€91k	€337k	better than 18% of 7840 sector peers

Net profit

€36k

+126.4% 21-25

Total assets

€91k

+18.0% 21-25

Equity

€77k

+32.6% 21-25

Income taxes

€17k

+84.8% 21-25

Dividends

€0

-100.0% 21-25

Debt

€14k

-26.4% 21-25

Debt ≤ 1y

€12k

-37.3% 21-25

Solvency

84.6%

+12.4% 21-25

ROE

47.3%

+70.7% 21-25

ROA

40.0%

+91.8% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	n/a	n/a	n/a	n/a	n/a
EBITDA	n/a	n/a	n/a	n/a	n/a
Net profit	€36k	€16k	€9k	€10k	€7k
Cash flow	n/a	n/a	n/a	n/a	n/a
Staff costs	-	-	-	-	-
Income taxes	€17k	€9k	€7k	€7k	€5k
Dividends	€0	€6k	-	-	-
Total assets	€91k	€77k	€60k	€53k	€46k
Equity	€77k	€58k	€48k	€39k	€29k
Debt	€14k	€19k	€12k	€14k	€17k
of which ≤ 1y	€12k	€19k	€10k	€14k	€17k
of which > 1y	-	-	-	-	-
Working capital	n/a	n/a	n/a	n/a	n/a
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	n/a	n/a	n/a	n/a	n/a
Quick ratio	n/a	n/a	n/a	n/a	n/a
Working capital ratio	n/a	n/a	n/a	n/a	n/a
Solvency	84.6%	75.3%	80.0%	73.5%	63.1%
Debt / equity	n/a	n/a	n/a	n/a	n/a
Long-term debt ratio	n/a	n/a	n/a	n/a	n/a
Interest coverage	n/a	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a	n/a
ROA	40.0%	20.8%	15.3%	18.8%	15.4%
ROE	47.3%	27.7%	19.1%	25.6%	24.3%
EBITDA margin	n/a	n/a	n/a	n/a	n/a
Days sales outstanding	n/a	n/a	n/a	n/a	n/a
Days payable outstanding	n/a	n/a	n/a	n/a	n/a
Inventory turnover	n/a	n/a	n/a	n/a	n/a
Days inventory (DSI)	n/a	n/a	n/a	n/a	n/a

Balance-sheet composition 2025

Assets

Fixed assets €8k · 9.0% Current assets €83k · 91.0%

Equity & liabilities

Equity €77k · 84.6% Debt €14k · 15.4%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€91k	€77k	€60k	€53k	€46k
Fixed assets	21/28	€8k	€643	€1k	€683	€1k
Tangible fixed assets	22/27	€8k	€393	€770	€433	€865
Financial fixed assets	28	€250	€250	€250	€250	€250
Current assets	29/58	€83k	€77k	€59k	€52k	€45k
Amounts receivable within one year	40/41	€45k	€18k	€14k	€13k	€13k
Cash & bank	54/58	€37k	€58k	€45k	€37k	€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€91k	€77k	€60k	€53k	€46k
Equity	10/15	€77k	€58k	€48k	€39k	€29k
Contributions / capital	10/11	€3k	€20k	€20k	€20k	€20k
Reserves	13	€75k	€38k	€28k	€19k	€9k
Accumulated profits (losses)	14	€0	€0	-	-	€0
Amounts payable	17/49	€14k	€19k	€12k	€14k	€17k
Amounts payable within one year	42/48	€12k	€19k	€10k	€14k	€17k
Trade debts payable within one year	44	€6k	€6k	€1k	€1k	€1k
Income statement
Gross operating margin	9900	€56k	€27k	€18k	€18k	€14k
Operating result	9901	€53k	€26k	€16k	€17k	€12k
Financial income	75	€834	-	€0	€225	€7
Financial charges	65	€224	€195	€190	€249	€274
Result before taxes	9903	€54k	€25k	€16k	€17k	€12k
Income taxes	67/77	€17k	€9k	€7k	€7k	€5k
Net result for the period	9904	€36k	€16k	€9k	€10k	€7k
Result to be appropriated	9905	€36k	€16k	€9k	€10k	€7k

Legal Structure

NACE primary	Activities of holding companies(64210)
Legal form	Private limited company(610)
Incorporation	08-04-2013
Status	Active
Postal code	3500

Establishment units 1 location

CONVIX

van Haesendoncklaan 33, 3500 HasseltActivities of head offices

since 20132.218.329.325

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71325F0661/00B007	Flanders	1,794 m²	1 · 157 m²	9.8 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 3 days late

2025

31-12

Financial Highest result since 2021net €36k ▲126%

Operating result €53k, net result €36k, both a record.

14-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 14 days late

2024

02-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

06-11

State Gazette act Director changes

Joséfine Vanuytrecht

01-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 32 days late

2022

18-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 18 days late

2021

25-06

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

12-08

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 12 days late

2019

31-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

14-06

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 31 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

06-11-2023 Change in the board of directors Director changes·Joséfine Vanuytrecht

Notary: Joséfine Vanuytrecht · Hasselt

Original publication ↗

Technical details

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  "notary": {
    "name": "Jos\u00E9fine Vanuytrecht",
    "firm_city": null,
    "firm_name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-06",
    "filing_date": "2023-10-31",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
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    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
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    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
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    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
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    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
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    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
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    {
      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
    },
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      "body": "algemene_vergadering",
      "date": "2023-10-27",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0526.813.829",
    "name_full": "CONVIX",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0451.657.041",
    "org_name": "Moore Finance \u0026 Tax BV",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "geco\u00F6rdineerde statuten",
    "verslag bestuursorgaan"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activities of holding companies64210Business and other management consultancy70200Business consulting70220

Names & trade names

Legal nameNL

CONVIX

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