Checked.be
Active
BE 0765.939.120Private limited company
Convivo
Geleenlaan 12 ·3600 Genk, Belgium· 5 yrs active
Sector: Real estate activities
(68121)
Conclusion
The computed 12-month bankruptcy probability of Convivo is 0.8% (low). The 2024 annual accounts show equity of €348k and a net result of €-5k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 4949 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €348k |
| Net result | €-5k |
| Better than sector | 95% |
| Active | 5 yrs |
Snowflake analysis
61
/ 100
Strong profile, led by solvency.
Health
52
Profitability
0
Solvency
100
Growth
58
Stability
94
Bankruptcy probability (12 mo)
0.8%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
52
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 4 fiscal years (±0.5%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 95.2% | 16.7% | |
| Net result | €-5k | €2k | |
| Equity | €348k | €27k | |
| Gross operating margin | €-2k | €27k | |
| Total assets | €366k | €302k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-5k
-497.4%
21-24
€366k
-0.9%
21-24
€348k
-1.4%
21-24
€348k
-1.4%
21-24
€17k
+9.3%
21-24
€17k
+9.3%
21-24
20.91
-9.4%
21-24
0.03
-88.1%
21-24
95.2%
-0.5%
21-24
0.05
+10.8%
21-24
-1.4%
-505.8%
21-24
-1.3%
-502.9%
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-5k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €366k |
| Equity | €348k |
| Debt | €17k |
| of which ≤ 1y | €17k |
| of which > 1y | - |
| Working capital | €348k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 20.91 |
| Quick ratio | 0.03 |
| Working capital ratio | 95.2% |
| Solvency | 95.2% |
| Debt / equity | 0.05 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -1.3% |
| ROE | -1.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €366k |
| Current assets | 29/58 | €366k |
| Stocks & contracts in progress | 3 | €365k |
| Amounts receivable within one year | 40/41 | €202 |
| Cash & bank | 54/58 | €303 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €366k |
| Equity | 10/15 | €348k |
| Contributions / capital | 10/11 | €361k |
| Accumulated profits (losses) | 14 | €-13k |
| Amounts payable | 17/49 | €17k |
| Amounts payable within one year | 42/48 | €17k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-5k |
| Financial charges | 65 | €308 |
| Result before taxes | 9903 | €-5k |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
La Tulipe - Le pont interculturelLegal entityDirector· perm. rep.: Dursun IlbayState Gazette act 25135625 (24-10-2025)Current24-10-2025 → present
Former directors (1)
-
Immo VuchtLegal entityDirector· perm. rep.: Francesco La RosaState Gazette act 25135625 (24-10-2025)Former- → 24-10-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
| NACE primary | Real estate activities(68121) |
| Legal form | Private limited company(610) |
| Incorporation | 31-03-2021 |
| Status | Active |
| Postal code | 3600 |
Connections & network
Group structure
Parent · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units
Convivo
since 20212.319.354.330
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304E0735/00Z014 | Flanders | 2.9 ha | 1 · 1.4 ha | 13.9 m · 4 fl. |
| 71305F0954/00D027 | Flanders | 2,484 m² | 1 · 1,059 m² | 9.5 m · 1 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
24-10-2025
State Gazette act
Capital & shares
17-07-2025
NBB filing
Annual accounts filed
2024
29-07-2024
NBB filing
Annual accounts filed
2023
28-07-2023
NBB filing
Annual accounts filed
2022
31-10-2022
NBB filing
Annual accounts filed
2021
02-04-2021
State Gazette act
Incorporation
Belgisch Staatsblad, acts
Capital history · 1
24-10-2025
v3.2
All acts · 2
updated 9 months ago
2025
24-10-2025 Transaction in capital or shares
Summary:
v3.2
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0765.939.120",
"name_full": "CONVIVO",
"legal_form": "BV"
}
}2021
02-04-2021 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "3600 Genk, Zuiderring 21",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": {
"kbo": "0451.410.482",
"name": "IMMO VUCHT"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "volstorte aandelen",
"partner_role": null,
"holder_org_kbo": "0451.410.482",
"holder_org_name": "IMMO VUCHT",
"contribution_type": "in_kind",
"amount_paid_in_eur": 358000,
"holder_person_name": null,
"is_subscriber_only": true,
"n_shares_subscribed": 358,
"amount_subscribed_eur": 358000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 361000,
"subject_company": {
"kbo": "0765.939.120",
"name_full": "CONVIVO",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-03-18",
"post_incorporation_mandates": []
}Credit advice
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
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Company registry (CBE)
Activities
Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Algemene bouw van residentiële gebouwen41001Algemene bouw van kantoorgebouwen41002Algemene bouw van andere niet-residentiële gebouwen41003Ontwikkeling van niet-residentiële bouwprojecten41102Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41202Algemene bouw van andere niet-residentiële gebouwen41203Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
| Legal nameNL | Convivo |
Registered office
Geleenlaan 12
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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