conVERDE
ActiveconVERDE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €95k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+10
Solvency100▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 10.19 against 2.66 in 2024; short-term debt: 6.9% and cash: 38.6% of total assets), and 6.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.1%
Return on assets
46.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
7 d late
2022
31 d early
2021
33 d early
2020
5 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▲ 22.5%
2024 · €157k
2018: €20k
2019: €40k
2020: €84k
2021: €122k
2022: €163k
2023: €163k
2024: €157k
2018 → 2025
Total assets
€207k▼ 12.7%
2024 · €237k
2018: €33k
2019: €65k
2020: €122k
2021: €143k
2022: €190k
2023: €236k
2024: €237k
2018 → 2025
Net result
€95k▲ 136%
2024 · €40k
2018: €8k
2019: €20k
2020: €43k
2021: €39k
2022: €34k
2023: €56k
2024: €40k
2018 → 2025
Working capital
€131k▼ 0.4%
2024 · €132k
2018: €13k
2019: €34k
2020: €81k
2021: €121k
2022: €152k
2023: €149k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€163k▲ 33.0%€163k=€157k▼ 3.5%€193k▲ 22.5%
Operating result€54k-€49k▼ 9.2%€75k▲ 53.8%€51k▼ 32.8%€112k▲ 122%
Net result€39k-€34k▼ 11.4%€56k▲ 64.0%€40k▼ 28.3%€95k▲ 136%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 122% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€61k▲ 142%
Current assets
€146k▼ 31.2%
Equity and liabilities €207k
Equity
€193k▲ 22.5%
Debt
€14k▼ 82.1%
The debt ratio falls from 33.6% to 6.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€125k▲
2024 · €53k
Cash flow
€108k▲
2024 · €42k
Solvency
93.1%▲
2024 · 66.4%
Current ratio
10.19▲
2024 · 2.66
Quick ratio
10.19▲
2024 · 2.66
Debt / equity
0.07▼
2024 · 0.51
ROE
49.5%▲
2024 · 25.7%
ROA
46.1%▲
2024 · 17.1%
Interest coverage
111.99▼
2024 · 287.29
Debt
€14k▼
2024 · €80k
Debt ≤ 1 year
€14k▼
2024 · €80k
Income taxes
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€207k▼
Fixed assets21/28€25k€61k▲
Intangible fixed assets21€12k€50k▲
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€0-
Financial fixed assets28€10k€10k=
Current assets29/58€212k€146k▼
Amounts receivable after more than one year29€90k€15k▼
Other amounts receivable291€90k€15k▼
Amounts receivable within one year40/41€37k€50k▲
Trade receivables40€13k€20k▲
Other amounts receivable41€24k€30k▲
Cash at bank and in hand54/58€84k€80k▼
Deferred charges and accrued income490/1€540€771▲
Equity and liabilities
Total equity and liabilities10/49€237k€207k▼
Equity10/15€157k€193k▲
Contributions10/11€19k€19k=
Reserves13€139k€174k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€445€445=
Distributable reserves133€136k€173k▲
Profit (loss) carried forward14€0€252▲
Amounts payable17/49€80k€14k▼
Amounts payable within one year42/48€80k€14k▼
Financial debts43€805€0▼
Credit institutions430/8€805€0▼
Trade debts44€10k€270▼
Suppliers440/4€10k€270▼
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€22k€11k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€47k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€13k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€53k€125k▲
Operating profit (loss)9901€51k€112k▲
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€183€1k▲
Recurring financial charges65€183€1k▲
Profit (loss) for the period before taxes9903€53k€111k▲
Income taxes67/77€12k€15k▲
Profit (loss) for the period9904€40k€95k▲
Profit (loss) for the period to be appropriated9905€40k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€95k▲
Profit (loss) brought forward from the previous period14P€-221€0▲
Transfer from equity791/2€6k€0▼
Transfer to equity691/2-€35k
To other reserves6921-€35k
Profit to be distributed694/7€46k€60k▲
Return on contributions (dividend)694€46k€60k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €95k ▲136%
Operating result €112k, net result €95k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 10.19
Current ratio from 2.66 to 10.19; short-term debt falls from €80k to €14k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €163k ▲33%
5 profitable years in a row build equity to €163k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 6.80
Current ratio from 3.08 to 6.80; short-term debt falls from €39k to €21k.
31-12
Financial
Equity above €100kEq €122k ▲46.4%
4 profitable years in a row build equity to €122k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Le Lorrainstraat 211080 Sint-Jans-MolenbeekGround area
2,445 m²
Building footprint
258 m²
Volume, LiDAR
3,870 m³
Parcel 21012A0157/00K003, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
conVERDE
since 20172.269.949.557
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0157/00K003 | Brussels | 2,445 m² | 1 · 258 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GSH CONSULTING
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DELTA MO
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
70100Activities of head offices
74201Photography, excluding press photography
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.