Skip to content

Contumed

Active
Private limited companyfounded 201115 yrs activeAvenue des Dryades 24, 1410 Waterloo, BelgiumKBO/BCE: BE 0833.037.681
Summary

Contumed has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264,542 and a net result of €10,763. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 54% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
ContumedActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Specialist medical practice
NACE 86220
3 sites
Size
€390,511total assets 2025
Staff
1 FTE
Equity
€264,542
Profit
€10,763
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 17 d late0 of 4 deeds read
Why 92+ Sector Human health activities (NACE 86)+ Size: total assets €390,511+ Liquidity: current ratio 5.32, cash €51,436+ Figures for FY 2025 (filed 17-08-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 39% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 93+4
equity 67.7% of total assets
Liquidity 63+4
short-term debt 15.7% · cash 13.2%
Profitability 72+21
return on assets 2.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,628 companies)
Last 15 months 08-2025: 0.7% 09-2025: 1.1%▲ +59.1% vs 08-2025highest value 10-2025: < 0.1%▼ -96.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.4% vs 02-2026 04-2026: < 0.1%▲ +4.7% vs 03-2026 05-2026: < 0.1%▼ -4.4% vs 04-2026 06-2026: < 0.1%▲ +2.3% vs 05-2026 07-2026: < 0.1%▲ +9.1% vs 06-2026 08-2026: 0.1%▲ +131% vs 07-2026 09-2026: < 0.1%▼ -72.1% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Human health activities (NACE 86) lowers the probability
  • Size: total assets €390,511 lowers the probability for this profile
  • Liquidity: current ratio 5.32, cash €51,436 lowers the probability
  • Figures for FY 2025 (filed 17-08-2026) lowers the probability
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 5.32 against 4.66 in 2024; short-term debt: 15.7% and cash: 13.2% of total assets), and 32.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 55%, liquidity 41%, profitability 16%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Human health activities (NACE 86)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €390,511
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.32, cash €51,436
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 17-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192021222425
2018 to 2025 · latest year €264,542
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
29 d late
2022
4 d late
2021
25 d late
2020
4 d late
2019
25 d early
2018
26 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €10,763
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 18% on net resultsector median €60,729 · 18,219 companies €10,763 View
  • Total assets 20256 fiscal years filed €390,511 View
  • Active since 2011founded 21-01-2011 15 years View

By topic

Financials

Fiscal year
2025
Total assets
€390,511
Profit
€10,763
Solvency
67.7%
Turnover▲ 1.9%
Net result
20182019
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-07-2027
  1. 17-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Specialist medical practiceNACE 86220
Founded
21-01-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure