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CONTOUR LAB

Active
Private limited companyfounded 20242 yrs activeTabakvest 87, 2000 Antwerpen, BelgiumKBO/BCE: BE 1005.527.239
Summary

CONTOUR LAB has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €172,088 and a net result of -€23,912. Its solvency ranks better than 90% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes
Profitability3
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days only on tighter terms
Liquidity ample (current ratio 29.57; short-term debt: 3.4% and cash: 88.6% of total assets), and 8.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
91.6%
Return on assets
-12.7%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-12-2025, 133 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
133 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 133 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 February 2024, CONTOUR LAB was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€172,088
Total assets
€187,884
Net result
-€23,912
Working capital
€179,845

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €187,884
Fixed assets €1,742
Current assets €186,141
Equity and liabilities €187,884
Equity €172,088
Debt €15,796
Debt finances 8.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
-€23,629
Cash flow
-€23,655
Current ratio
29.57
Debt to equity
0.09
ROE
-13.9%
ROA
-12.7%
Interest coverage
-924.46
Debt ≤ 1 year
€6,296
Debt > 1 year
€3,500

Peer companies

Historical observation

Of the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€187,884
Fixed assets21/28€1,742
Intangible fixed assets21€1,742
Current assets29/58€186,141
Amounts receivable within one year40/41€18,245
Trade receivables40€17,558
Other amounts receivable41€686
Cash at bank and in hand54/58€166,400
Deferred charges and accrued income490/1€1,497
Equity and liabilities
Total equity and liabilities10/49€187,884
Equity10/15€172,088
Contributions10/11€196,000
Profit (loss) carried forward14-€23,912
Amounts payable17/49€15,796
Amounts payable after more than one year17€3,500
Other amounts payable178/9€3,500
Amounts payable within one year42/48€6,296
Financial debts43€384
Other loans439€384
Trade debts44€1,613
Suppliers440/4€1,613
Other amounts payable47/48€4,300
Accrued charges and deferred income492/3€6,000
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€258
Gross operating margin9900-€23,629
Operating profit (loss)9901-€23,887
Financial charges65/66B€26
Recurring financial charges65€26
Profit (loss) for the period before taxes9903-€23,912
Profit (loss) for the period9904-€23,912
Profit (loss) for the period to be appropriated9905-€23,912
Appropriation of the result
Profit (loss) to be appropriated9906-€23,912

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€258
Gross operating margin9900-€23,629
Operating profit (loss)9901-€23,887
Financial charges65/66B€26
Recurring financial charges65€26
Profit (loss) for the period before taxes9903-€23,912
Profit (loss) for the period9904-€23,912
Profit (loss) for the period to be appropriated9905-€23,912
Line2024
Assets
Total assets20/58€187,884
Fixed assets21/28€1,742
Intangible fixed assets21€1,742
Current assets29/58€186,141
Amounts receivable within one year40/41€18,245
Trade receivables40€17,558
Other amounts receivable41€686
Cash at bank and in hand54/58€166,400
Deferred charges and accrued income490/1€1,497
Equity and liabilities
Total equity and liabilities10/49€187,884
Equity10/15€172,088
Contributions10/11€196,000
Profit (loss) carried forward14-€23,912
Amounts payable17/49€15,796
Amounts payable after more than one year17€3,500
Other amounts payable178/9€3,500
Amounts payable within one year42/48€6,296
Financial debts43€384
Other loans439€384
Trade debts44€1,613
Suppliers440/4€1,613
Other amounts payable47/48€4,300
Accrued charges and deferred income492/3€6,000
Line2024
Profit (loss) for the period9904-€23,912
+ Depreciation and write-downs630€258
Operating cash flow (approximation)-€23,655

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
11-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 133 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,601 m²
Building footprint
1,594 m²
Volume, LiDAR
52,440 m³
2 parcels, Flanders · tallest building 40.4 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
CONTOUR LAB
Sint-Pietersvliet 7, 2000 AntwerpenComputer programming, consultancy and related activities
since 20242.357.914.897
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11002A1949/03A000 Flanders 1,528 m² 1 · 1,528 m² 40.4 m · 12 fl.
11803C0718/00D000 Flanders 73 m² 1 · 66 m² 18.3 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 4 entries · 223,778 EUR awarded · 88,000 EUR paid
Year Entries awardedpaid
2025 3 1,485 EUR88,000 EUR
2024 1 222,293 EUR0 EUR
Schemes
3 entries · 222,293 EUR · 88,000 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 1,485 EUR · Vlaams Agentschap voor Internationaal Ondernemen

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
73300Public relations and communication consultancy
82990Other business support services
Contact
E-mail christina@contourlab.ioAntwerpen
Phone +32474483525Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005527239
Also 9925:BE1005527239
Registered 10-06-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.