Equity
-€4,609
Debts exceed assets in financial year 2025.
CONTINENTIS MODULAR
Lifetime
1 annual account with figurespeak -€4,433 (2025)
-€4,433
lowest -€7,609 (2025)
-€7,609
peak -€4,609 (2025)
-€4,609
€15,216
Board1 name since 2024
1 directorROSSOMME David
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €7,609Registered office moved within Overijse 27-03First year with figures
Key points
from the 2025 annual accountsDebts
€15,216 143% of the balance sheet
Position in the sector
-43.5%
Lower solvency than 94% of companies in construction of buildings. Sector median 42.9% · 9,456 companies.
2025 accounts filed 31 days after the deadlineTurnover not published (micro format)
Checked score
31
Weak
Financially stronger than 5% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.3% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 6.5%lowest value
11-2025: 6.6%▲ +0.1 percentage points vs 10-2025
12-2025: 6.7%▲ +0.1 percentage points vs 11-2025
01-2026: 7.1%▲ +0.4 percentage points vs 12-2025
02-2026: 7.6%▲ +0.5 percentage points vs 01-2026
03-2026: 7.6%● unchanged vs 02-2026
04-2026: 7.9%▲ +0.3 percentage points vs 03-2026
05-2026: 7.9%● unchanged vs 04-2026
06-2026: 7.7%▼ -0.2 percentage points vs 05-2026
07-2026: 7.8%▲ +0.1 percentage points vs 06-2026
08-2026: 8.1%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 7.3%▼ -0.8 percentage points vs 08-2026
10-2026: 7.3%● unchanged vs 09-2026
11-2026: 7.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2024
1 change of registered office in 24 months
lowers risk
Size: total assets €10,607
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 5% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as CONTINENTIS MODULAR has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CONTINENTIS MODULAR itself: 7.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for CONTINENTIS MODULAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.69, below 1. Short-term debt is 143.5% and cash 2.7% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- ROSSOMME David Marie Albert Ghislain 300 sharesdeed of 09-09-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013227653
Registered office moved within Overijse
New registered office: Brusselsesteenweg 292, 3090 Overijse · Previous registered office: Brusselsesteenweg 653, 3090 Overijse · General meeting of 07-03-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 300 shares · Founder: ROSSOMME David Marie Albert Ghislain · Appointment: ROSSOMME David Marie Albert Ghislain (director) · published on 09-09-2024 · Gazette deed
First establishment
Rue du Saxophone 45, Dinant
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONTINENTIS MODULAR Overijse | €10,607 | -€4,433 | -43.5% | - |
| VBA CONSTRUCT Sint-Pieters-Leeuw | €10,822 | -€15,347 | -215.8% | - |
| TraditHouse Drogenbos | €10,770 | -€4,288 | -44.5% | - |
| FLRENO Zaventem | €9,845 | -€14,989 | -22.0% | - |
| INOVA DESIGN & CONSTRUCT Drogenbos | €11,818 | €1,177 | 17.4% | - |
| SP RENOVE Sint-Genesius-Rode | €9,241 | €82 | -2.2% | - |
| KAD & FIT Machelen (Brab.) | €8,749 | -€1,950 | -11.2% | - |
These companies have the same main activity as CONTINENTIS MODULAR: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €8,750 and €11,800, founded in 2024.
Official details
Source: KBO- Status
- Active since 05-09-2024Normal situation
- Registered office
- 314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.369.822.5395503 Dinant, since 05-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-11-2025
Insights on CONTINENTIS MODULAR
The computed 12-month bankruptcy probability of CONTINENTIS MODULAR is 7.3% (elevated). The 2025 annual accounts show negative equity (-€4,609) and a net result of -€7,609.
Its solvency ranks better than 6% of 9,456 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONTINENTIS MODULAR
- What is the company number of CONTINENTIS MODULAR?
- The company number of CONTINENTIS MODULAR is 1013.227.653. The VAT number is the same number with BE in front: BE 1013.227.653.
- Where is CONTINENTIS MODULAR based?
- The registered office is at Brusselsesteenweg 292, 3090 Overijse.Company details
- What does CONTINENTIS MODULAR do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CONTINENTIS MODULAR?
- CONTINENTIS MODULAR is a private limited company (BV).
- When was CONTINENTIS MODULAR founded?
- CONTINENTIS MODULAR was founded on 05-09-2024.
- Is CONTINENTIS MODULAR still active?
- Yes, CONTINENTIS MODULAR is an active enterprise in the KBO register.
- What is the turnover of CONTINENTIS MODULAR?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CONTINENTIS MODULAR profitable?
- In financial year 2025, CONTINENTIS MODULAR made a loss of €7,609.
- Where can I find the annual accounts of CONTINENTIS MODULAR?
- CONTINENTIS MODULAR filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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