Summary
Conthent is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19.00M and a net result of €-139k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 86% of 5527 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
65 d early
2024
99 d early
2024
11 d late
2023
1 d early
2022
10 d late
2021
66 d early
2020
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€19.00M▼ 0.7%
2024 · €19.14M
2019: €16.21M
2020: €16.22M
2021: €16.40M
2022: €15.50M
2023: €16.46M
2024: €16.97M
2024: €19.14M
2019 → 2025
Net result
€-139k
2024 · €2.17M
2019: €94k
2020: €10k
2021: €315k
2022: €-891k
2023: €1.09M
2024: €509k
2024: €2.17M
2019 → 2025
Total assets
€20.98M▲ 9.2%
2024 · €19.22M
2019: €16.34M
2020: €16.37M
2021: €16.65M
2022: €22.47M
2023: €16.71M
2024: €17.11M
2024: €19.22M
2019 → 2025
Solvency
90.6%▼ 9.0pp
2024 · 99.6%
2019: 99.2%
2020: 99.1%
2021: 98.5%
2022: 69.0%
2023: 98.5%
2024: 99.2%
2024: 99.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420242025Trend
Equity€15.50M-€16.46M▲ 6.2%€16.97M▲ 3.1%€19.14M▲ 12.8%€19.00M▼ 0.7%
Operating result€-471-€3k€-3k€16k€-6k
Net result€-891k-€1.09M€509k▼ 53.2%€2.17M▲ 326%€-139k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.98M
Fixed assets
€9.20M ▲ 20.0%
Current assets
€11.78M ▲ 1.9%
Equity and liabilities €20.98M
Equity
€19.00M ▼ 0.7%
Debt
€1.98M ▲ 2,321%
Debt's share of the balance-sheet total rises from 0.4% to 9.4%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-0.7%▼
2024 · 11.3%
ROA
-0.7%▼
2024 · 11.3%
Debt ≤ 1 year
€1.98M▲
2024 · €82k
Income taxes
€747▼
2024 · €3k
Staff costs
€242k▲
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19.22M€20.98M▲
Fixed assets21/28€7.67M€9.20M▲
Financial fixed assets28€7.67M€9.20M▲
Current assets29/58€11.55M€11.78M▲
Amounts receivable within one year40/41€162k€219k▲
Trade receivables40€94k€0▼
Other amounts receivable41€68k€219k▲
Current investments50/53€11.31M€11.55M▲
Cash at bank and in hand54/58€79k€7k▼
Equity and liabilities
Total equity and liabilities10/49€19.22M€20.98M▲
Equity10/15€19.14M€19.00M▼
Contributions10/11€16.11M€16.11M=
Reserves13€100€100=
Distributable reserves133€100€100=
Profit (loss) carried forward14€3.03M€2.89M▼
Amounts payable17/49€82k€1.98M▲
Amounts payable within one year42/48€82k€1.98M▲
Financial debts43-€1.89M
Other loans439-€1.89M
Trade debts44€62k€39k▼
Suppliers440/4€62k€39k▼
Taxes, remuneration and social security45€20k€56k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9€8k€43k▲
Income statement
Code20242025
Remuneration, social security and pensions62€125k€242k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€142k€237k▲
Operating profit (loss)9901€16k€-6k▼
Financial income75/76B€2.25M€710k▼
Recurring financial income75€2.25M€710k▼
Financial charges65/66B€93k€842k▲
Recurring financial charges65€93k€242k▲
Non-recurring financial charges66B-€600k
Profit (loss) for the period before taxes9903€2.17M€-138k▼
Income taxes67/77€3k€747▼
Profit (loss) for the period9904€2.17M€-139k▼
Profit (loss) for the period to be appropriated9905€2.17M€-139k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.03M€2.89M▼
Profit (loss) brought forward from the previous period14P€858k€3.03M▲
Social balance
Average headcount (FTE)90871.81.8=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
31-12
Financial
Highest result since 2019net €2.17M ▲326%
Net result €2.17M, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 141.25
Current ratio from 66.55 to 141.25; short-term debt falls from €142k to €82k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €1.09M
Net result €1.09M after one loss-making year.
30-06
Financial
Liquidity times 32current ratio 36.32
Current ratio from 1.14 to 36.32; short-term debt falls from €6.97M to €249k.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
30-06
Financial
Weakest financial yearnet €-891k ▼383%
Net result drops to €-891k, the lowest in the series; recovery starts the following year.
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Postbaan 752910 EssenGround area
1.3 ha
Building footprint
1.7 ha
Volume, LiDAR
96,840 m³
Parcel 11016B0718/00B000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Conthent
since 20162.260.126.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016B0718/00B000 | Flanders | 1.3 ha | 1 · 1.7 ha | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 72 EUR awarded · 168 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 36 EUR | 36 EUR |
| 2023 | 1 | 36 EUR | 132 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 4,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.