CONTEAGO
ActiveSummary
CONTEAGO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €290. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-3
Solvency46▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 1.3 in 2024; short-term debt: 79.3% and cash: 0% of total assets), and 79.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
53 d late
2023
19 d early
2022
28 d early
2021
31 d early
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 1.8%
2024 · €16k
2018: €13k
2019: €6k
2020: €7k
2021: €7k
2022: €8k
2023: €15k
2024: €16k
2018 → 2025
Total assets
€80k▲ 19.1%
2024 · €67k
2018: €47k
2019: €39k
2020: €48k
2021: €39k
2022: €49k
2023: €54k
2024: €67k
2018 → 2025
Net result
€290▼ 68.1%
2024 · €907
2018: €-9k
2019: €-7k
2020: €176
2021: €339
2022: €1k
2023: €956
2024: €907
2018 → 2025
Working capital
€17k▲ 8.4%
2024 · €15k
2018: €11k
2019: €5k
2020: €6k
2021: €6k
2022: €7k
2023: €14k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€8k▲ 18.4%€15k▲ 87.6%€16k▲ 5.9%€17k▲ 1.8%
Operating result€376-€1k▲ 248%€995▼ 24.0%€951▼ 4.4%€330▼ 65.3%
Net result€339-€1k▲ 274%€956▼ 24.7%€907▼ 5.0%€290▼ 68.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €80k
Equity
€17k ▲ 1.8%
Debt
€63k ▲ 24.6%
Debt's share of the balance-sheet total rises from 75.8% to 79.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.26▼
2024 · 1.30
Debt to equity
3.83▲
2024 · 3.13
ROE
1.8%▼
2024 · 5.6%
ROA
0.4%▼
2024 · 1.4%
Debt ≤ 1 year
€63k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€80k▲
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Plant, machinery and equipment23€1k-
Current assets29/58€66k€80k▲
Amounts receivable within one year40/41€66k€80k▲
Trade receivables40€65k€79k▲
Other amounts receivable41€465€587▲
Cash at bank and in hand54/58€274€7▼
Equity and liabilities
Total equity and liabilities10/49€67k€80k▲
Equity10/15€16k€17k▲
Contributions10/11€19k€19k=
Reserves13€474€474=
Non-distributable reserves130/1€474€474=
Reserves not available under the articles1311€474€474=
Profit (loss) carried forward14€-3k€-3k▲
Amounts payable17/49€51k€63k▲
Amounts payable within one year42/48€51k€63k▲
Trade debts44€576€266▼
Suppliers440/4€576€266▼
Other amounts payable47/48€50k€63k▲
Accrued charges and deferred income492/3€54-
Income statement
Code20242025
Other operating charges640/8€449€406▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€1k€2k▲
Operating profit (loss)9901€951€330▼
Financial charges65/66B€44€40▼
Recurring financial charges65€44€40▼
Profit (loss) for the period before taxes9903€907€290▼
Profit (loss) for the period9904€907€290▼
Profit (loss) for the period to be appropriated9905€907€290▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▲
Profit (loss) brought forward from the previous period14P€-4k€-3k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €1k ▲274%
Operating result €1k, net result €1k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €176
Net result €176 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 2016
Ground area
686 m²
Building footprint
167 m²
Volume, LiDAR
1,129 m³
Parcel 62029D0030/00H000, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Conteago
since 20162.256.716.876
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62029D0030/00H000 | Wallonia | 686 m² | 1 · 167 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LITTLE BROTHER
BE 0537.454.927
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KS TRADE
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Antwerpen · Eq €16,955
N&T TRADING
BE 0716.800.603
Braine-l'Alleud · Eq €17,010
TLH PROJECTS
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Rotselaar · Eq €17,272
Of 1,639 companies in sector 46170 we hold annual accounts for 670. 399 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.