Equity
-€47,438
Debts exceed assets in financial year 2025.
Desimpel Emmanuel
Lifetime
8 annual accounts with figures on one time axispeak €11,029 (2023)
-€2,604▼ €855
lowest -€35,611 (2018)
-€5,573▼ €772
peak -€17,011 (2018)
-€47,438▼ €5,573
€91,957▲ 4.3%
peak 0.9 FTE (2018)
-not published
Board1 name since 2017
1 directorDesimpel Emmanuel
Documentsfilings and deeds
21-05-202671 days before the deadline
2025micro format
Gross margin from -€1,749 to -€2,604Loss of €5,573Equity from -€41,865 to -€47,438Cash from €20 to €343
Key points
from the 2025 annual accountsLosses
-€10,375 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Debts
€91,957 207% of the balance sheet
After one year 0%Within one year 100%
Of this, €91,944 falls due within a year.
Turnover not published (micro format)
Checked score
51
Fair
Financially stronger than 12% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,900 companies (NACE 46, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.2%
01-2025: 2.2%● unchanged vs 12-2024
02-2025: 2.0%▼ -0.2 percentage points vs 01-2025
03-2025: 2.0%● unchanged vs 02-2025
04-2025: 1.9%▼ -0.1 percentage points vs 03-2025
05-2025: 1.8%▼ -0.1 percentage points vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025lowest value
07-2025: 1.9%▲ +0.1 percentage points vs 06-2025
08-2025: 2.5%▲ +0.6 percentage points vs 07-2025
09-2025: 2.7%▲ +0.2 percentage points vs 08-2025
10-2025: 2.7%● unchanged vs 09-2025
11-2025: 2.7%● unchanged vs 10-2025highest value
12-2025: 2.7%● unchanged vs 11-2025highest value
01-2026: 2.7%● unchanged vs 12-2025highest value
02-2026: 2.7%● unchanged vs 01-2026highest value
03-2026: 2.6%▼ -0.1 percentage points vs 02-2026
04-2026: 2.7%▲ +0.1 percentage points vs 03-2026
05-2026: 2.6%▼ -0.1 percentage points vs 04-2026
06-2026: 2.0%▼ -0.6 percentage points vs 05-2026
07-2026: 2.0%● unchanged vs 06-2026
08-2026: 2.0%● unchanged vs 07-2026
09-2026: 2.0%● unchanged vs 08-2026
10-2026: 2.0%● unchanged vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€47,438
Loss of €5,573, the second in a row (financial year 2025)
2 establishment units
lowers risk
Size: total assets €44,519
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 4% on liquidity, 13% on profitability and 23% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as Desimpel Emmanuel has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Desimpel Emmanuel itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for Desimpel Emmanuel. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.0 (0.0 in 2024), below 1. Short-term debt is 206.5% and cash 0.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€47,438
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
71 days early
2024
27 days late
2023
30 days late
2022
10 days late
2021
25 days early
2020
6 days late
2019
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
New establishment in Namur
Desimpel Emmanuel SPRL, Rue d'Enhaive 43
Incorporation
published on 03-07-2017 · Gazette deed
First establishment
Desimpel Emmanuel SPRL, Steenweg op Rijsel 41, Comines-Warneton
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Desimpel Emmanuel Comines-Warneton | €44,519 | -€2,604 | -106.6% | - |
| BIONUTRAL Sint-Truiden | €36,559 | -€242 | -181.0% | - |
| BUT NOT ONLY Pont-à-Celles | €42,600 | -€20,232 | 49.6% | - |
| AFORTI Lochristi | €36,883 | -€2,798 | -149.2% | - |
| Wilkey Sint-Genesius-Rode | €28,110 | -€33,396 | -224.3% | - |
| SNEAKY GOETLUST Bruges | €53,335 | €1,951 | 6.2% | - |
| FNJ Herentals | €27,737 | -€1,309 | 77.0% | - |
These companies have the same main activity as Desimpel Emmanuel: agents in the wholesale of food, beverages and tobacco (NACE 46170). They are comparable in size and age: total assets between €27,700 and €53,300, founded between 2015 and 2020.
Official details
Source: KBO- Status
- Active since 29-06-2017Normal situation
- Activity
- Agents in the wholesale of food, beverages and tobaccoNACE 46170and 5 others
- Establishment units
- 2.265.827.4537784 Comines-Warneton, since 29-06-2017
- 2.276.310.5795100 Namur, since 02-10-2017
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €44,519▼ 3.9%
- Filing
- Filed on 21-05-2026, 71 days before the end of the filing period
Insights on Desimpel Emmanuel
Desimpel Emmanuel files the micro format. That format states no turnover. The gross margin rose from -€3,444 in 2018 to -€2,604 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Desimpel Emmanuel
- What is the company number of Desimpel Emmanuel?
- The company number of Desimpel Emmanuel is 0677.700.495. The VAT number is the same number with BE in front: BE 0677.700.495.
- Where is Desimpel Emmanuel based?
- The registered office is at Steenweg op Rijsel 41, 7784 Comines-Warneton.Company details
- What does Desimpel Emmanuel do?
- According to the KBO register, the main activity is agents in the wholesale of food, beverages and tobacco (NACE 46170).
- What is the legal form of Desimpel Emmanuel?
- Desimpel Emmanuel is a private limited company (pre-2019) (BVBA).
- When was Desimpel Emmanuel founded?
- Desimpel Emmanuel was founded on 29-06-2017.
- Is Desimpel Emmanuel still active?
- Yes, Desimpel Emmanuel is an active enterprise in the KBO register.
- How many employees does Desimpel Emmanuel have?
- Desimpel Emmanuel had an average of 0.9 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of Desimpel Emmanuel?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is Desimpel Emmanuel profitable?
- In financial year 2025, Desimpel Emmanuel made a loss of €5,573.
- Where can I find the annual accounts of Desimpel Emmanuel?
- Desimpel Emmanuel filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Desimpel Emmanuel due?
- Desimpel Emmanuel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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