Active BE 0773.416.533Private limited company

CONSULTIS.BE

Clos de la Verveine(EP) 8 ·5101 Namur, Belgium· 4 yrs active

Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of CONSULTIS.BE is 0.4% (very low). The 2025 annual accounts show equity of €100k and a net result of €61k. Equity is growing by ~53.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 4723 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€100k
Net result	€61k
Staff (FTE)	2
Better than sector	39%

Snowflake analysis 5 of 5 axes measured · computed by Checked

85 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 78

Profitability 100

Solvency 74

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

78 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 13-10-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~53.4%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	39.8%	55.5%	better than 39% of 4723 sector peers
Net result	€61k	€38k	better than 67% of 4722 sector peers
Equity	€100k	€64k	better than 63% of 4723 sector peers
Gross operating margin	€209k	€61k	better than 92% of 4715 sector peers
Staff costs	€121k	€6k	higher than 90% of 380 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€3k

- 22-25

Net profit

€61k

-16.8% 22-25

Cash flow

€2k

- 22-25

Total assets

€251k

+26.8% 22-25

Equity

€100k

+27.1% 22-25

Working capital

€87k

+22.9% 22-25

Employees (FTE)

2

0.0% 22-25

Staff costs

€121k

+33.9% 22-25

Income taxes

€26k

+16.9% 22-25

Dividends

€40k

+100.0% 22-25

Debt

€151k

+26.5% 22-25

Debt ≤ 1y

€151k

+26.5% 22-25

Current ratio

1.58

-1.1% 22-25

Quick ratio

1.58

-1.1% 22-25

Solvency

39.8%

+0.3% 22-25

Debt / equity

1.52

-0.4% 22-25

ROE

61.4%

-34.5% 22-25

ROA

24.4%

-34.3% 22-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€61k
Cash flow	-
Staff costs	€121k
Income taxes	€26k
Dividends	€40k
Total assets	€251k
Equity	€100k
Debt	€151k
of which ≤ 1y	€151k
of which > 1y	-
Working capital	€87k
Employees (FTE)	2.0

Ratios (computed)

	2025
Current ratio	1.58
Quick ratio	1.58
Working capital ratio	34.8%
Solvency	39.8%
Debt / equity	1.52
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	24.4%
ROE	61.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €12k · 4.9% Current assets €239k · 95.1%

Equity & liabilities

Equity €100k · 39.8% Debt €151k · 60.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€251k
Fixed assets	21/28	€12k
Financial fixed assets	28	€12k
Current assets	29/58	€239k
Amounts receivable within one year	40/41	€126k
Cash & bank	54/58	€113k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€251k
Equity	10/15	€100k
Contributions / capital	10/11	€20k
Accumulated profits (losses)	14	€80k
Amounts payable	17/49	€151k
Amounts payable within one year	42/48	€151k
Trade debts payable within one year	44	€67k
Income statement
Gross operating margin	9900	€209k
Operating result	9901	€88k
Financial charges	65	€40
Result before taxes	9903	€88k
Income taxes	67/77	€26k
Net result for the period	9904	€61k
Result to be appropriated	9905	€61k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

Christian De COSTER
Director
State Gazette act 25378989 (19-12-2025)

Current
19-12-2025 → present
De COSTER Arnaud
Director
State Gazette act 25378989 (19-12-2025)

Current
19-12-2025 → present

Former directors (1)

Marc SCHWARZBAUM
Director
State Gazette act 25378989 (19-12-2025)

Former
- → 17-12-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Private limited company(610)
Incorporation	01-09-2021
Status	Active
Postal code	5101

Establishment units 1 location

Consultis.be

Clos de la Verveine(EP) 8, 5101 NamurVerlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software)

since 20212.321.395.387

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92039A0305/00Y004	Wallonia	646 m²	1 · 101 m²	7.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

19-12-2025

State Gazette act Statutes amendment

v3.2

13-10-2025

NBB filing Annual accounts filed

fiscal year 2025 · micro

31-01-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

07-12-2023

NBB filing Annual accounts filed

fiscal year 2023 · micro

2022

19-12-2022

NBB filing Annual accounts filed

fiscal year 2022 · micro

2021

03-09-2021

State Gazette act Incorporation

oprichting

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 7 months ago

2025

19-12-2025 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

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  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2025-12-17",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0773.416.533",
    "name_full": "CONSULTIS.BE",
    "legal_form": "SRL"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}

2021

03-09-2021 Incorporation of a new SRL Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "5101 Erpent, Clos de la Verveine 8",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0772.927.474",
        "name": "CONSULTIS CONSEIL S.A."
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "actions",
      "partner_role": null,
      "holder_org_kbo": "0772.927.474",
      "holder_org_name": "CONSULTIS CONSEIL S.A.",
      "contribution_type": "cash",
      "amount_paid_in_eur": 20000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 20000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 20000,
  "subject_company": {
    "kbo": "0773.416.533",
    "name_full": "CONSULTIS.BE",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2021-09-01",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Beroepsopleiding85592Beroepsopleiding85592

Primary activity highlighted.

Names & trade names

Legal nameFR

CONSULTIS.BE

Registered office

Clos de la Verveine(EP) 8

5101 Namur, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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