ConsulTine
ActiveConsulTine has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €37k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 71% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+22
Solvency100▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 2.56 in 2024; short-term debt: 24.6% and cash: 42.7% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
7 d early
2023
8 d early
2022
31 d early
2021
2 d early
2020
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 35.4%
2024 · €104k
2020: €81k
2021: €509k
2022: €598k
2023: €101k
2024: €104k
2020 → 2025
Total assets
€187k▲ 30.6%
2024 · €143k
2020: €119k
2021: €666k
2022: €777k
2023: €160k
2024: €143k
2020 → 2025
Net result
€37k▲ 1,239%
2024 · €3k
2020: €79k
2021: €428k
2022: €89k
2023: €99k
2024: €3k
2020 → 2025
Working capital
€108k▲ 76.8%
2024 · €61k
2020: €80k
2021: €485k
2022: €564k
2023: €54k
2024: €61k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€509k-€598k▲ 17.5%€101k▼ 83.1%€104k▲ 2.7%€141k▲ 35.4%
Operating result€566k-€113k▼ 80.1%€131k▲ 16.1%€10k▼ 92.5%€51k▲ 420%
Net result€428k-€89k▼ 79.2%€99k▲ 11.7%€3k▼ 97.2%€37k▲ 1,239%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 420% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€33k▼ 23.2%
Current assets
€154k▲ 53.7%
Equity and liabilities €187k
Equity
€141k▲ 35.4%
Debt
€46k▲ 17.7%
The debt ratio falls from 27.3% to 24.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €20k
Cash flow
€47k▲
2024 · €12k
Solvency
75.4%▲
2024 · 72.7%
Current ratio
3.35▲
2024 · 2.56
Quick ratio
3.35▲
2024 · 2.56
Debt / equity
0.33▼
2024 · 0.38
ROE
26.1%▲
2024 · 2.6%
ROA
19.7%▲
2024 · 1.9%
Interest coverage
22.42▲
2024 · 7.29
Debt
€46k▲
2024 · €39k
Debt ≤ 1 year
€46k▲
2024 · €39k
Income taxes
€12k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€187k▲
Fixed assets21/28€43k€33k▼
Tangible fixed assets22/27€43k€33k▼
Land and buildings22€21k€14k▼
Plant, machinery and equipment23€1k€708▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€15k€15k▼
Current assets29/58€100k€154k▲
Amounts receivable within one year40/41€47k€55k▲
Trade receivables40€26k€33k▲
Other amounts receivable41€21k€22k▲
Cash at bank and in hand54/58€34k€80k▲
Deferred charges and accrued income490/1€19k€19k▲
Equity and liabilities
Total equity and liabilities10/49€143k€187k▲
Equity10/15€104k€141k▲
Contributions10/11€2k€2k=
Reserves13€102k€139k▲
Distributable reserves133€102k€139k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€39k€46k▲
Amounts payable within one year42/48€39k€46k▲
Trade debts44€2k€10k▲
Suppliers440/4€2k€10k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€30k€30k▼
Income statement
Code20242025
Non-recurring operating income76A€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€2k€662▼
Gross operating margin9900€22k€62k▲
Operating profit (loss)9901€10k€51k▲
Financial income75/76B€1€53▲
Recurring financial income75€1€53▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€7k€49k▲
Income taxes67/77€4k€12k▲
Profit (loss) for the period9904€3k€37k▲
Profit (loss) for the period to be appropriated9905€3k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€37k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€3k€37k▲
To other reserves6921€3k€37k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼97.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €428k ▲442%
Operating result €566k, net result €428k, both a record.
31-12
Financial
Equity above €500kEq €509k ▲529%
2 profitable years in a row build equity to €509k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Parijsstraat 41980 ZemstGround area
6,843 m²
Building footprint
181 m²
Volume, LiDAR
785 m³
Parcel 23096A0331/00G000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ConsulTine
since 20192.298.101.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096A0331/00G000 | Flanders | 6,843 m² | 1 · 181 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,005 EUR awarded · 1,005 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,005 EUR | 1,005 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tine.venstermans@consultine.be