Steven Plehier
ActiveSteven Plehier has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €157k and a net result of €30k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 3.55 in 2023), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
24 d late
2022
32 d late
2021
18 d late
2020
34 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€157k▲ 22.7%
2023 · €128k
2020: €47k
2021: €83k
2022: €105k
2023: €128k
2020 → 2024
Total assets
€186k▲ 4.4%
2023 · €178k
2020: €78k
2021: €124k
2022: €146k
2023: €178k
2020 → 2024
Net result
€30k▲ 23.5%
2023 · €24k
2020: €32k
2021: €36k
2022: €22k
2023: €24k
2020 → 2024
Working capital
€121k▼ 4.4%
2023 · €127k
2020: €46k
2021: €79k
2022: €101k
2023: €127k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€47k-€83k▲ 77.1%€105k▲ 25.4%€128k▲ 22.4%€157k▲ 22.7%
Operating result€45k-€49k▲ 11.1%€32k▼ 35.7%€35k▲ 9.5%€41k▲ 18.0%
Net result€32k-€36k▲ 13.2%€22k▼ 39.5%€24k▲ 10.2%€30k▲ 23.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 18% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €186k
Fixed assets
€36k▲ 2,566%
Current assets
€150k▼ 15.3%
Equity and liabilities €186k
Equity
€157k▲ 22.7%
Debt
€29k▼ 42.3%
The debt ratio falls from 28.2% to 15.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€43k▲
2023 · €38k
Cash flow
€31k▲
2023 · €27k
Solvency
84.4%▲
2023 · 71.8%
Current ratio
5.28▲
2023 · 3.55
Quick ratio
5.28▲
2023 · 3.55
Debt / equity
0.19▼
2023 · 0.39
ROE
19.0%▲
2023 · 18.9%
ROA
16.1%▲
2023 · 13.6%
Interest coverage
22.33▼
2023 · 55.38
Debt
€29k▼
2023 · €50k
Debt ≤ 1 year
€28k▼
2023 · €50k
Income taxes
€12k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€178k€186k▲
Fixed assets21/28€1k€36k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Financial fixed assets28-€35k
Current assets29/58€177k€150k▼
Amounts receivable within one year40/41€17k€851▼
Trade receivables40€17k€569▼
Other amounts receivable41€448€282▼
Current investments50/53€125k€105k▼
Cash at bank and in hand54/58€25k€22k▼
Deferred charges and accrued income490/1€10k€22k▲
Equity and liabilities
Total equity and liabilities10/49€178k€186k▲
Equity10/15€128k€157k▲
Contributions10/11€15k€15k=
Reserves13€84k€113k▲
Distributable reserves133€84k€113k▲
Profit (loss) carried forward14€29k€29k▲
Amounts payable17/49€50k€29k▼
Amounts payable within one year42/48€50k€28k▼
Trade debts44€18k€978▼
Suppliers440/4€18k€978▼
Taxes, remuneration and social security45€31k€25k▼
Taxes450/3€30k€25k▼
Remuneration and social security454/9€34€555▲
Other amounts payable47/48€1k€2k▲
Accrued charges and deferred income492/3€480€679▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€65€182▲
Gross operating margin9900€38k€43k▲
Operating profit (loss)9901€35k€41k▲
Financial income75/76B€710€3k▲
Recurring financial income75€710€3k▲
Financial charges65/66B€677€2k▲
Recurring financial charges65€677€2k▲
Profit (loss) for the period before taxes9903€35k€42k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€24k€30k▲
Profit (loss) for the period to be appropriated9905€24k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€59k▲
Profit (loss) brought forward from the previous period14P€29k€29k▲
Transfer to equity691/2€23k€29k▲
To other reserves6921€23k€29k▲
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €157k ▲22.7%
5 profitable years in a row build equity to €157k.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €22k ▼39.5%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €105k ▲25.4%
3 profitable years in a row build equity to €105k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Highest result since 2020net €36k ▲13.2%
Operating result €49k, net result €36k, both a record.
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Dries 143130 BegijnendijkGround area
483 m²
Building footprint
101 m²
Volume, LiDAR
667 m³
Parcel 24007B0418/00R002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Steven Plehier
since 20192.292.670.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24007B0418/00R002 | Flanders | 483 m² | 1 · 101 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 40,619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.