Consultant-scy
ActiveConsultant-scy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-1k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-78
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 10.73 against 7.73 in 2024; short-term debt: 8.5% and cash: 30.8% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
-2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
17 d early
2024
34 d early
2023
18 d early
2022
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 2.2%
2024 · €47k
2022: €31k
2023: €25k
2024: €47k
2022 → 2025
Total assets
€50k▼ 6.4%
2024 · €54k
2022: €46k
2023: €38k
2024: €54k
2022 → 2025
Net result
€-1k
2024 · €22k
2022: €21k
2023: €-6k
2024: €22k
2022 → 2025
Working capital
€41k▼ 7.6%
2024 · €45k
2022: €31k
2023: €25k
2024: €45k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€25k▼ 18.5%€47k▲ 85.1%€46k▼ 2.2%
Operating result€30k-€-5k€29k€616▼ 97.9%
Net result€21k-€-6k€22k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€4k▲ 115%
Current assets
€46k▼ 11.3%
Equity and liabilities €50k
Equity
€46k▼ 2.2%
Debt
€4k▼ 36.0%
The debt ratio falls from 12.4% to 8.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k
Cash flow
€-37
Solvency
91.5%▲
2024 · 87.6%
Current ratio
10.73▲
2024 · 7.73
Quick ratio
10.73▲
2024 · 7.73
Debt / equity
0.09▼
2024 · 0.14
ROE
-2.2%▼
2024 · 46.0%
ROA
-2.0%▼
2024 · 40.3%
Interest coverage
0.75
Debt
€4k▼
2024 · €7k
Debt ≤ 1 year
€4k▼
2024 · €7k
Income taxes
€102▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€50k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€2k€2k=
Current assets29/58€52k€46k▼
Amounts receivable within one year40/41€23k€30k▲
Trade receivables40€10k€6k▼
Other amounts receivable41€13k€24k▲
Cash at bank and in hand54/58€28k€15k▼
Deferred charges and accrued income490/1€784€772▼
Equity and liabilities
Total equity and liabilities10/49€54k€50k▼
Equity10/15€47k€46k▼
Contributions10/11€10k€10k=
Reserves13€37k€37k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€32€-992▼
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Remuneration and social security454/9€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€987
Other operating charges640/8€241€308▲
Gross operating margin9900€30k€2k▼
Operating profit (loss)9901€29k€616▼
Financial income75/76B€1k€606▼
Recurring financial income75€1k€606▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€28k€-922▼
Income taxes67/77€6k€102▼
Profit (loss) for the period9904€22k€-1k▼
Profit (loss) for the period to be appropriated9905€22k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-992▼
Profit (loss) brought forward from the previous period14P€-6k€32▲
Transfer to equity691/2€16k€0▼
To other reserves6921€16k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.73
Current ratio from 3.08 to 7.73; short-term debt falls from €12k to €7k.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-6k ▼127%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 2198370 BlankenbergeGround area
542 m²
Building footprint
125 m²
Volume, LiDAR
670 m³
Parcel 31034C0241/00E002, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Consultant-scy
since 20222.329.549.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31034C0241/00E002 | Flanders | 542 m² | 1 · 125 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HAVAS MEDIA BELGIUM
BE 0476.461.723
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BARRACUDA UNINCORPORATED
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RATO
BE 0436.874.043
Antwerpen · Eq €46k
Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 2,992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.