Equity
-€54,432
Debts exceed assets in financial year 2025.
CONSULT4IT
Lifetime
3 annual accounts with figures on one time axispeak €64,970 (2024)
-€57,473▼ €122,442
lowest -€161,927 (2025)
-€161,927▼ €192,315
peak €129,148 (2024)
-€54,432▼ €183,580
€137,721▲ 111%
Board4 names since 2019
1 directorCOOSEMANS Hans Frans Richard
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €64,970 to -€57,473Loss of €161,927Dividend €21,653Equity from €129,148 to -€54,432Debts from €65,197 to €137,721Cash from €4,315 to €0
Key points
from the 2025 annual accountsResult
-€161,927 -€161,927
From profit to loss in 2025, after a profit of €30,388 in 2024.
Debts
€137,721 165% of the balance sheet
Financial debts 17%Suppliers 25%Taxes and wages 43%Other 15%
Of this, €123,840 falls due within a year.
Liquidity
0.55 was 2.74 in 2024
Short-term debts rose from €65,197 to €123,840.
Filings
3 annual accounts since 2023
The last three annual accounts were filed 0 to 32 days before the end of the period.
Position in the sector
-65.4%
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Turnover not published (micro format)
Checked score
52
Fair
Financially stronger than 3% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 1.5%▲ +1.3 percentage points vs 07-2026
09-2026: 1.5%● unchanged vs 08-2026highest value
10-2026: 1.5%● unchanged vs 09-2026highest value
11-2026: 1.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Loss of €161,927 (financial year 2025)
Negative equity -€54,432
lowers risk
Size: total assets €83,289
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 0% on liquidity, 5% on profitability and 2% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as CONSULT4IT has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CONSULT4IT itself is lower: 1.5% within 12 months. It rests on far more data about CONSULT4IT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for CONSULT4IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.55 (2.74 in 2024), below 1. Short-term debt is 148.7% and cash 0% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€54,432
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
32 days early
2023
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 19 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- COOSEMANS Hans Frans Richard 99 sharesdeed of 30-01-2024
- CASAERT Natascha Marleen Carine 1 sharedeed of 30-01-2024
Recent changes
Changes of role: COOSEMANS Hans Frans Richard (director) and CASAERT Natascha Marleen Carine (director)
COOSEMANS Hans Frans Richard holds 99 shares · CASAERT Natascha Marleen Carine holds 1 share · Legal-form conversion: from general partnership to private limited company · General meeting of 21-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0717932929
First establishment
Consult4lt, Droogveldstraat 31, Landen
Incorporation
Founders: Coosemans Hans and Casaert Natascha · 100 shares · Appointments: Coosemans Hans (zaakvoerder belast met het dagelijks bestuur) and Casaert Natascha (manager) · published on 22-01-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONSULT4IT Landen | €83,289 | -€57,473 | -65.4% | - |
| PENSIOENMANAGER Tielt-Winge | €75,917 | -€14,378 | -244.1% | - |
| Lsonix Sint-Pieters-Leeuw | €74,482 | -€14,219 | 98.9% | - |
| Cronos Leuven Leuven | €94,445 | -€95,197 | -1071.9% | - |
| ASASAT SOLUTIONS Molenbeek-Saint-Jean | €88,061 | -€4,609 | 81.1% | - |
| QualITy Deliverables Woluwe-Saint-Lambert | €86,034 | €3 | 80.3% | - |
| AVV IT Consulting Uccle | €85,865 | -€20,685 | 90.2% | - |
These companies have the same main activity as CONSULT4IT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €74,500 and €94,400, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 10-12-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.283.681.7873404 Landen, since 10-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 29-11-2023
Annual accounts 2025
- €83,289▼ 57.1%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on CONSULT4IT
CONSULT4IT files the micro format. That format states no turnover. The gross margin fell from €30,034 in 2023 to -€57,473 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONSULT4IT
- What is the company number of CONSULT4IT?
- The company number of CONSULT4IT is 0717.932.929. The VAT number is the same number with BE in front: BE 0717.932.929.
- Where is CONSULT4IT based?
- The registered office is at Droogveldstraat 31, 3404 Landen.Company details
- What does CONSULT4IT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CONSULT4IT?
- CONSULT4IT is a private limited company (BV).
- When was CONSULT4IT founded?
- CONSULT4IT was founded on 10-12-2018.
- Is CONSULT4IT still active?
- Yes, CONSULT4IT is an active enterprise in the KBO register.
- What is the turnover of CONSULT4IT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CONSULT4IT profitable?
- In financial year 2025, CONSULT4IT made a loss of €161,927.
- Where can I find the annual accounts of CONSULT4IT?
- CONSULT4IT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CONSULT4IT due?
- CONSULT4IT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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