Consult Immo PA
ActiveConsult Immo PA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €28k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7415 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 43.05 against 55.55 in 2024; short-term debt: 2.2% and cash: 90.7% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
34.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
26 d early
2023
31 d late
2022
1 d early
2021
1 d early
2020
4 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 52.8%
2024 · €51k
2018: €30k
2019: €60k
2020: €62k
2021: €60k
2022: €62k
2023: €67k
2024: €51k
2018 → 2025
Total assets
€80k▲ 53.9%
2024 · €52k
2018: €54k
2019: €71k
2020: €62k
2021: €61k
2022: €63k
2023: €69k
2024: €52k
2018 → 2025
Net result
€28k
2024 · €-16k
2018: €15k
2019: €30k
2020: €2k
2021: €-1k
2022: €2k
2023: €7k
2024: €-16k
2018 → 2025
Working capital
€73k▲ 73.2%
2024 · €42k
2018: €17k
2019: €51k
2020: €57k
2021: €60k
2022: €45k
2023: €54k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€62k▲ 1.8%€67k▲ 9.4%€51k▼ 24.1%€78k▲ 52.8%
Operating result€-830-€3k€10k▲ 204%€-16k€33k
Net result€-1k-€2k€7k▲ 248%€-16k€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €33k after a loss of €16k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€5k▼ 41.5%
Current assets
€74k▲ 74.2%
Equity and liabilities €80k
Equity
€78k▲ 52.8%
Debt
€2k▲ 125%
The debt ratio rises from 1.5% to 2.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €-12k
Cash flow
€32k▲
2024 · €-12k
Solvency
97.8%▼
2024 · 98.5%
Current ratio
43.05▼
2024 · 55.55
Quick ratio
43.05▼
2024 · 55.55
Debt / equity
0.02▲
2024 · 0.02
ROE
35.6%▲
2024 · -31.8%
ROA
34.8%▲
2024 · -31.3%
Interest coverage
303.37▲
2024 · -95.53
Debt
€2k▲
2024 · €770
Debt ≤ 1 year
€2k▲
2024 · €770
Income taxes
€5k▲
2024 · €262
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€80k▲
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Furniture and vehicles24€9k€5k▼
Current assets29/58€43k€74k▲
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40-€471
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€36k€72k▲
Deferred charges and accrued income490/1€2k€24▼
Equity and liabilities
Total equity and liabilities10/49€52k€80k▲
Equity10/15€51k€78k▲
Contributions10/11€6k€6k=
Reserves13€55k€55k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€-10k€17k▲
Amounts payable17/49€770€2k▲
Amounts payable within one year42/48€770€2k▲
Trade debts44€150-
Suppliers440/4€150-
Taxes, remuneration and social security45€262€847▲
Taxes450/3€262€847▲
Other amounts payable47/48€357€882▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€68€71▲
Gross operating margin9900€-12k€36k▲
Operating profit (loss)9901€-16k€33k▲
Financial income75/76B€115€333▲
Recurring financial income75€115€333▲
Financial charges65/66B€128€120▼
Recurring financial charges65€128€120▼
Profit (loss) for the period before taxes9903€-16k€33k▲
Income taxes67/77€262€5k▲
Profit (loss) for the period9904€-16k€28k▲
Profit (loss) for the period to be appropriated9905€-16k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€18k▲
Profit (loss) brought forward from the previous period14P€6k€-10k▼
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-16k ▼348%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 22current ratio 124.81
Current ratio from 5.74 to 124.81; short-term debt falls from €11k to €463.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Highest result since 2018net €30k ▲103%
Operating result €43k, net result €30k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.74
Current ratio from 1.74 to 5.74; short-term debt falls from €24k to €11k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Donceel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ribatte 14357 DonceelGround area
513 m²
Building footprint
110 m²
Volume, LiDAR
1,101 m³
Parcel 64033B0479/00S000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Consult Immo PA
since 20172.264.101.348
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64033B0479/00S000 | Wallonia | 513 m² | 1 · 110 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MICHAEL HOMERIN
BE 0454.258.819
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DoorAll
BE 0774.490.362
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A&P PROJECTONTWIKKELING
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 13,204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.