CONSUL & TUNES
ActiveCONSUL & TUNES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-3k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-44
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.51 against 6.2 in 2024; short-term debt: 20.5% and cash: 19.6% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
-14.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
8 d early
2023
13 d early
2022
27 d early
2021
13 d early
2020
23 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 15.6%
2024 · €17k
2018: €19k
2019: €24k
2020: €24k
2021: €24k
2022: €15k
2023: €17k
2024: €17k
2018 → 2025
Total assets
€18k▼ 9.9%
2024 · €20k
2018: €52k
2019: €48k
2020: €54k
2021: €36k
2022: €21k
2023: €21k
2024: €20k
2018 → 2025
Net result
€-3k
2024 · €57
2018: €16k
2019: €6k
2020: €817
2021: €513
2022: €-9k
2023: €2k
2024: €57
2018 → 2025
Working capital
€13k▼ 17.7%
2024 · €16k
2018: €8k
2019: €19k
2020: €24k
2021: €23k
2022: €14k
2023: €16k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€15k▼ 36.6%€17k▲ 11.3%€17k▲ 0.3%€14k▼ 15.6%
Operating result€2k-€-9k€2k€312▼ 81.7%€-2k
Net result€513-€-9k€2k€57▼ 96.7%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €312 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€1k▲ 11.7%
Current assets
€17k▼ 11.3%
Equity and liabilities €18k
Equity
€14k▼ 15.6%
Debt
€4k▲ 21.9%
The debt ratio rises from 15.2% to 20.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €339
Cash flow
€-2k▼
2024 · €84
Solvency
79.5%▼
2024 · 84.8%
Current ratio
4.51▼
2024 · 6.20
Quick ratio
1.04▼
2024 · 1.97
Debt / equity
0.26▲
2024 · 0.18
ROE
-18.5%▼
2024 · 0.3%
ROA
-14.7%▼
2024 · 0.3%
Interest coverage
-25.65▼
2024 · 2.97
Debt
€4k▲
2024 · €3k
Debt ≤ 1 year
€4k▲
2024 · €3k
Income taxes
€150▼
2024 · €156
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€18k▼
Fixed assets21/28€1k€1k▲
Tangible fixed assets22/27€651€1k▲
Plant, machinery and equipment23-€921
Furniture and vehicles24€651€431▼
Financial fixed assets28€560€0▼
Current assets29/58€19k€17k▼
Stocks and contracts in progress3€13k€13k=
Stocks30/36€13k€13k=
Amounts receivable within one year40/41€349€317▼
Trade receivables40€328€190▼
Other amounts receivable41€21€127▲
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€21€0▼
Equity and liabilities
Total equity and liabilities10/49€20k€18k▼
Equity10/15€17k€14k▼
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-7k€-9k▼
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€184€1k▲
Suppliers440/4€184€1k▲
Taxes, remuneration and social security45€760€569▼
Taxes450/3€760€569▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27€249▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€2k€-688▼
Operating profit (loss)9901€312€-2k▼
Financial income75/76B€15€0▼
Recurring financial income75€15€0▼
Financial charges65/66B€114€85▼
Recurring financial charges65€114€85▼
Profit (loss) for the period before taxes9903€214€-3k▼
Income taxes67/77€156€150▼
Profit (loss) for the period9904€57€-3k▼
Profit (loss) for the period to be appropriated9905€57€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-9k▼
Profit (loss) brought forward from the previous period14P€-7k€-7k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼1821%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasrootstraat(KEM) 1059190 StekeneGround area
5,246 m²
Building footprint
169 m²
Volume, LiDAR
1,008 m³
Parcel 46011A0417/00E000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Consul & Tunes
since 20062.152.751.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011A0417/00E000 | Flanders | 5,246 m² | 1 · 169 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENGIPORT
BE 1010.285.979
Moorslede · Eq €14k
A.C. Packaging & Innovation
BE 1018.200.189
Beveren-Kruibeke-Zwijndrecht · Eq €14k
VICTULIA
BE 1022.256.175
Sambreville · Eq €14k
SYSTO
BE 0502.589.563
Hasselt · Eq €14k
Phoenix Capital
BE 0676.729.507
Waterloo · Eq €14k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 27,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
74131
74142
90201Performing arts by independent artists
92311
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.