CONSTRUCTUM RENO
ActiveSummary
CONSTRUCTUM RENO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €93k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 65% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▼-7
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 14.92 in 2024; short-term debt: 31.8% and cash: 32.9% of total assets), and 31.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.2%
Return on assets
66.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
10 d late
2023
51 d late
2022
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 29.6%
2024 · €136k
2022: €121k
2023: €25k
2024: €136k
2022 → 2025
Total assets
€140k▼ 3.4%
2024 · €145k
2022: €162k
2023: €63k
2024: €145k
2022 → 2025
Net result
€93k▼ 16.4%
2024 · €111k
2022: €118k
2023: €-96k
2024: €111k
2022 → 2025
Working capital
€89k▼ 30.7%
2024 · €129k
2022: €118k
2023: €21k
2024: €129k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€121k-€25k▼ 79.3%€136k▲ 441%€96k▼ 29.6%
Operating result€153k-€129k▼ 15.5%€139k▲ 7.4%€118k▼ 14.9%
Net result€118k-€-96k€111k€93k▼ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€6k ▼ 6.0%
Current assets
€134k ▼ 3.2%
Equity and liabilities €140k
Equity
€96k ▼ 29.6%
Debt
€44k ▲ 380%
Debt's share of the balance-sheet total rises from 6.4% to 31.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€121k▼
2024 · €141k
Cash flow
€96k▼
2024 · €112k
Current ratio
3.01▼
2024 · 14.92
Debt to equity
0.47▲
2024 · 0.07
ROE
96.9%▲
2024 · 81.5%
ROA
66.1%▼
2024 · 76.3%
Interest coverage
2429869.40▲
2024 · 1477.27
Debt ≤ 1 year
€44k▲
2024 · €9k
Income taxes
€26k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€140k▼
Formation expenses20€404€216▼
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€6k€6k▼
Plant, machinery and equipment23€5k€5k▲
Furniture and vehicles24€2k€833▼
Current assets29/58€138k€134k▼
Amounts receivable within one year40/41€30k€81k▲
Trade receivables40€18k€55k▲
Other amounts receivable41€13k€26k▲
Cash at bank and in hand54/58€108k€46k▼
Deferred charges and accrued income490/1€5€6k▲
Equity and liabilities
Total equity and liabilities10/49€145k€140k▼
Equity10/15€136k€96k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€133k€93k▼
Amounts payable17/49€9k€44k▲
Amounts payable within one year42/48€9k€44k▲
Financial debts43-€310
Credit institutions430/8-€310
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€16k▲
Other amounts payable47/48€4k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€141€572▲
Gross operating margin9900€141k€122k▼
Operating profit (loss)9901€139k€118k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€95€0▼
Recurring financial charges65€95€0▼
Profit (loss) for the period before taxes9903€139k€118k▼
Income taxes67/77€28k€26k▼
Profit (loss) for the period9904€111k€93k▼
Profit (loss) for the period to be appropriated9905€111k€93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€133k€225k▲
Profit (loss) brought forward from the previous period14P€22k€133k▲
Profit to be distributed694/7-€133k
Return on contributions (dividend)694-€133k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
31-12
Financial
Back to profitnet €111k
Net result €111k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 14.92
Current ratio from 1.55 to 14.92; short-term debt falls from €37k to €9k.
31-12
Financial
Equity above €100kEq €136k ▲441%
Equity rises from €25k to €136k.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Weakest financial yearnet €-96k ▼181%
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fred De Bruynestraat(B) 449290 BerlareGround area
603 m²
Building footprint
134 m²
Volume, LiDAR
1,002 m³
Parcel 42003B0183/00G000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSTRUCTUM RENO
since 20222.328.315.051
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003B0183/00G000 | Flanders | 603 m² | 1 · 134 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Tielt · Eq €96,094
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Sint-Jans-Molenbeek · Eq €96,097
ALPHA GARDEN
BE 0740.808.992
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Overlant
BE 0735.727.578
Diest · Eq €97,068
Of 2,264 companies in sector 71113 we hold annual accounts for 658. 551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.