Equity
€162,637 ▲ 55.6%
Equity rose in 2025 from €104,515 to €162,637.
Michel Pauwels
Lifetime
4 annual accounts with figures on one time axispeak €94,078 (2025)
€94,078▲ 54.6%
peak €58,122 (2025)
€58,122▲ 69.0%
peak €162,637 (2025)
€162,637▲ 55.6%
€21,335▲ 44.2%
Board2 names since 2021
2 directorsPauwels Michel Francis Yvon and 1 other
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €60,866 to €94,078Result from €34,397 to €58,122Equity from €104,515 to €162,637Debts from €14,793 to €21,335
Key points
from the 2025 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Position in the sector
88.4%
Higher solvency than 89% of companies in architecture and engineering. Sector median 53.9% · 11,792 companies.
Checked score
98
Excellent
Financially stronger than 87% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 7.52, cash €71,221
Equity €162,637 (88.4% of total assets)
Figures for financial year 2025 (filed on 23-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 91% on liquidity, 88% on profitability and 83% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Michel Pauwels has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Michel Pauwels itself is lower: < 0.1% within 12 months. It rests on far more data about Michel Pauwels than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Michel Pauwels. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.52 (6.38 in 2024), above the usual 1.5. Short-term debt is 11.6% and cash 38.7% of total assets. 11.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 days early
2024
32 days early
2023
1 day early
2022
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 16 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Pauwels Michel Francis Yvon founderdeed of 10-08-2021
- Wouters Anna Maria Peter founderdeed of 10-08-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0772362993
Incorporation
Founders: Pauwels Michel Francis Yvon and Wouters Anna Maria Peter · Founding capital of €3,000, 100 shares · Appointments: Pauwels Michel Francis Yvon (director) and Wouters Anna Maria Peter (director) · published on 10-08-2021 · Gazette deed
First establishment
Gebroeders Tassetstraat 93, Leuven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Michel Pauwels Leuven | €183,972 | €94,078 | 88.4% | - |
| CHARLINE LEMAIRE Sint-Genesius-Rode | €161,165 | €97,991 | 31.7% | - |
| JARDI NATH Vilvoorde | €157,936 | €70,218 | 65.5% | - |
| STEVEN VRIESACKER Temse | €177,363 | €101,412 | 58.0% | - |
| Pieters Faché Deinze | €157,830 | €73,651 | 30.2% | - |
| Groeneryck Aalst | €170,026 | €123,926 | 35.6% | - |
| URBAN DESIGN Nandrin | €205,062 | €95,073 | 7.6% | - |
These companies have the same main activity as Michel Pauwels: urban planning and landscape architecture (NACE 71113). They are comparable in size and age: total assets between €158,000 and €205,000, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 06-08-2021Normal situation
- Activity
- Urban planning and landscape architectureNACE 71113and 5 others
- Establishment unit
- 2.320.958.7883018 Leuven, since 06-08-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 20-01-2025
Annual accounts 2025
- €183,972▲ 54.2%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on Michel Pauwels
Michel Pauwels files the micro format. That format states no turnover. The gross margin rose from €70,771 in 2022 to €94,078 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Michel Pauwels
- What is the company number of Michel Pauwels?
- The company number of Michel Pauwels is 0772.362.993. The VAT number is the same number with BE in front: BE 0772.362.993.
- Where is Michel Pauwels based?
- The registered office is at Gebroeders Tassetstraat 93, 3018 Leuven.Company details
- What does Michel Pauwels do?
- According to the KBO register, the main activity is urban planning and landscape architecture (NACE 71113).
- What is the legal form of Michel Pauwels?
- Michel Pauwels is a private limited company (BV).
- When was Michel Pauwels founded?
- Michel Pauwels was founded on 06-08-2021.
- Is Michel Pauwels still active?
- Yes, Michel Pauwels is an active enterprise in the KBO register.
- What is the turnover of Michel Pauwels?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €94,078 and 45 comparable companies (NACE 711). It probably lies between €150,000 and €280,000.Financials
- Is Michel Pauwels profitable?
- In financial year 2025, Michel Pauwels made a profit of €58,122.
- Where can I find the annual accounts of Michel Pauwels?
- Michel Pauwels filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Michel Pauwels due?
- Michel Pauwels must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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