Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Constructline is 1.2% (low). The 2025 annual accounts show equity of €89k and a net result of €21k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 52 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 5 annual accounts.
Trust signals
3 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 39.7% | 44.1% | |
| Net result | €21k | €18k | |
| Equity | €89k | €48k | |
| Gross operating margin | €60k | €41k | |
| Total assets | €226k | €131k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €55k |
| Net profit | €21k |
| Cash flow | €46k |
| Staff costs | - |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €226k |
| Equity | €89k |
| Debt | €136k |
| of which ≤ 1y | €39k |
| of which > 1y | €97k |
| Working capital | €26k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.67 |
| Quick ratio | 1.54 |
| Working capital ratio | 11.6% |
| Solvency | 39.7% |
| Debt / equity | 1.52 |
| Long-term debt ratio | 1.08 |
| Interest coverage | 18.82 |
| Gross margin | - |
| Net margin | - |
| ROA | 9.3% |
| ROE | 23.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €226k |
| Fixed assets | 21/28 | €160k |
| Tangible fixed assets | 22/27 | €160k |
| Current assets | 29/58 | €65k |
| Stocks & contracts in progress | 3 | €5k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €53k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €226k |
| Equity | 10/15 | €89k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €86k |
| Amounts payable | 17/49 | €136k |
| Amounts payable after one year | 17 | €97k |
| Amounts payable within one year | 42/48 | €39k |
| Trade debts payable within one year | 44 | €14k |
| Income statement | ||
| Gross operating margin | 9900 | €60k |
| Operating result | 9901 | €30k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €27k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €21k |
| Result to be appropriated | 9905 | €21k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322G0847/00P003 | Flanders | 1,995 m² | 1 · 150 m² | 9.0 m · 2 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | Constructline |