Equity
-€3,326
Debts exceed assets in financial year 2025.
Constructions.Solutions
Overview
Lifetime
4 annual accounts with figures on one time axispeak -€665 (2022)
-€1,976▼ €561
lowest -€2,565 (2023)
-€2,137▼ €344
peak €3,168 (2022)
-€3,326▼ €2,137
€3,967▲ 104%
Board1 name since 2022
1 directorVAN BAELEN Joachim Johny Alfons Erika
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from -€1,415 to -€1,976Loss of €2,137Equity from -€1,190 to -€3,326Debts from €1,942 to €3,967Cash from €268 to €538
Key points
from the 2025 annual accountsLosses
-€8,326 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Filings
4 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 10% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.6%▼ -0.1 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.3 percentage points vs 07-2025
09-2025: 1.3%▲ +0.3 percentage points vs 08-2025
10-2025: 2.1%▲ +0.8 percentage points vs 09-2025highest value
11-2025: 0.6%▼ -1.5 percentage points vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.5%▼ -0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.2 percentage points vs 07-2026
09-2026: 0.9%▲ +0.1 percentage points vs 08-2026
10-2026: 0.5%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€3,326
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €641
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 3% of them on solvency, 31% on liquidity, 4% on profitability and 2% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as Constructions.Solutions has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Constructions.Solutions itself is lower: 0.5% within 12 months. It rests on far more data about Constructions.Solutions than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Constructions.Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€3,326
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
61 days late
2024
61 days late
2023
42 days late
2022
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 49 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN BAELEN Joachim Johny Alfons Erika 120 sharesdeed of 13-06-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0786977331
Incorporation
Founding capital of €40,000, 120 shares · Founder: VAN BAELEN Joachim Johny Alfons Erika · Appointment: VAN BAELEN Joachim Johny Alfons Erika (director) · published on 13-06-2022 · Gazette deed
First establishment
Hoek ten Eiken 18, Puurs-Sint-Amands
Official details
Source: KBO- Status
- Active since 09-06-2022Normal situation
- Activity
- “Het verlenen van ingenieursadvies en aanverwant technisch advies; het uitvoeren van overige gespecialiseerde wetenschappelijke…” (deed in Dutch)From the articles, 18 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.333.600.9572870 Puurs-Sint-Amands, since 09-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2022
Annual accounts 2025
- -€1,976▼ 39.6%
- €2,137▲ 19.2%
- -€3,326▼ 180%
- €641▼ 14.8%
- Filing
- Filed on 30-09-2026
Insights on Constructions.Solutions
Constructions.Solutions files the micro format. That format states no turnover. The gross margin fell from -€665 in 2022 to -€1,976 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late-€1,976
▼ €561
-€2,096
▼ €498
-€2,137
▼ €344
-€526
▲ €663
-
-
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €641 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
641 | 753 | 1,082 | 3,259 | |
20 |
- | - | 0 | 1,137 | |
29/58 |
641 | 753 | 1,082 | 2,122 | |
40/41 |
103 | 485 | 1,057 | 2,101 | |
41 |
103 | 485 | 1,057 | 2,101 | |
54/58 |
538 | 268 | 25 | 21 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
641 | 753 | 1,082 | 3,259 | |
10/15 |
-3,326 | -1,190 | 603 | 3,168 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | |
14 |
-8,326 | -6,190 | -4,397 | -1,832 | |
17/49 |
3,967 | 1,942 | 480 | 91 | |
17 |
2,800 | - | - | - | |
170/4 |
2,800 | - | - | - | |
42/48 |
1,167 | 1,942 | 480 | 91 | |
44 |
1,098 | 502 | 480 | 91 | |
440/4 |
1,098 | 502 | 480 | 91 | |
47/48 |
70 | 1,440 | - | - | |
| Income statement | |||||
9900 |
-1,976 | -1,415 | -1,386 | -665 | |
630 |
- | 0 | 1,137 | 1,131 | |
640/8 |
120 | 183 | 109 | 50 | |
9901 |
-2,096 | -1,598 | -2,632 | -1,846 | |
75/76B |
- | 0 | 67 | 31 | |
75 |
- | 0 | 67 | 31 | |
65/66B |
40 | 194 | 0 | 17 | |
65 |
40 | 194 | 0 | 17 | |
9903 |
-2,137 | -1,792 | -2,565 | -1,832 | |
9904 |
-2,137 | -1,792 | -2,565 | -1,832 | |
9905 |
-2,137 | -1,792 | -2,565 | -1,832 | |
| Appropriation of the result | |||||
9906 |
-8,326 | -6,190 | -4,397 | -1,832 | |
14P |
-6,190 | -4,397 | -1,832 | - | |
| Document | |||||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00535106.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| - | -1,598 | -1,495 | -715 | ||
| - | -1,792 | -1,428 | -701 | ||
| - | 0 | 0 | - | ||
| 270 | 243 | 4 | - | ||
| -526 | -1,190 | 603 | 2,031 | ||
| - | -8.24 | - | -41.72 |
The ratios are withheld because a balance sheet total of €641 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Constructions.Solutions
The operating result for 2025 is a loss of €2,096, larger than the loss of €1,598 in 2024.
Equity is negative. Debt (€3,967) exceeds the balance-sheet total (€641).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 09-06-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “uitoefening van hun mandaat, behoudens ander besluit van de algemene vergadering. De vennootschap wordt vertegenwoordigd als volgt: a. door…”deed of 13-06-2022
Mandates through the years
1 name, the dashed line is todayVAN BAELEN Joachim Johny Alfons Erika
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- VAN BAELEN Joachim Johny Alfons Erika
- Director (not named in the articles), from 09-06-2022 to date
Control
This company
Constructions.Solutions
Equity -€3,326
Loss €2,137 in 2025
Capital
- Contribution
- €5,000
- Shares
- 120
- Contribution per share
- €41.67
- Equity per share
- -€27.72 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 13-06-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 25 June at 19:00
Shareholders
At incorporation
deed of 13-06-2022 ↗
- VAN BAELEN Joachim Johny Alfons Erika 120 shares (100%) · €40,000 in cash
Network & group
No group
Constructions.Solutions has no parent and no holdings in its annual accounts. VAN BAELEN Joachim Johny Alfons Erika is the only director. Constructions.Solutions shares no director with another company.
At the same address
Hoek ten Eiken 18, 2870 Puurs-Sint-Amands · 3 other companies| MOLUMA
registered office since 10-07-1998 · founded in 1997 |
total assets €1.4m (2025) 0461.856.392 |
| MOERNAUT
registered office since 08-02-1989 · founded in 1989 |
total assets €1.3m (2025) 0436.497.228 |
| El Abdouni, Jaafare (sole trader)
establishment since 18-11-2021 |
founded in 2018 0687.964.679 |
Timeline
Timeline
8 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
2025
Annual accounts 2024 filed PDFmicro format · 61 days late
2024
Annual accounts 2023 filed PDFmicro format · 42 days late
2023
Weakest financial year net -€2,565 The net result drops to -€2,565, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 31 days late
2022
Registered in the Peppol Directory Reachable for e-invoices through 0208:0786977331
IncorporationFounding capital of €40,000, 120 shares · Founder: VAN BAELEN Joachim Johny Alfons Erika · Appointment: VAN BAELEN Joachim Johny Alfons Erika (director) · published on 13-06-20223 points ▸
- Founder, VAN BAELEN Joachim Johny Alfons Erika
- Founding capital, €40,000, 120 shares
- Director appointment, VAN BAELEN Joachim Johny Alfons Erika (director (not named in the articles))
- The deed holds 1 more point.
First establishment Hoek ten Eiken 18, Puurs-Sint-Amands
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Constructions.Solutions was incorporated on 9 June 2022 as a private limited company by one natural person, with a starting capital of €40,000.12 Since 2022, VAN BAELEN Joachim Johny Alfons Erika has served as director.3 The company has filed 4 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 0786.977.331
- VAT number
- BE 0786.977.331
- Peppol ID
- 0208:0786977331
- Other Peppol ID
- 9925:BE0786977331
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-06-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 25 June at 19:00deed of 13-06-2022 (in Dutch)
- Peppol
- Reachable since 02-09-2022Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Constructions.Solutions in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-06-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Hoek ten Eiken 18 A101, 2870 Puurs-Sint-Amands”deed of 13-06-2022 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van ingenieursadvies en aanverwant technisch advies; het uitvoeren van overige gespecialiseerde wetenschappelijke en technische…”deed of 13-06-2022 (in Dutch)
18 activities
- Het verlenen van ingenieursadvies en aanverwant technisch advies; het uitvoeren van overige gespecialiseerde wetenschappelijke en technische activiteiten.
- Het verlenen van alle mogelijke adviezen en diensten aan ondernemingen,privépersonen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,marketing,productie en ontwikkeling,processing,juridische adviesverlening en het algemeen bestuur van vennootschappen en overige zakelijke dienstverlening; het verlenen van adviezen en consulting van financiële,technische,commerciële of administratieve aard; het onderzoek,ontwikkeling,vervaardiging en commercialisering van nieuwe producten en diensten,nieuwe technologieën en hun toepassingen.
- De human resources managementdiensten: de werving en selectie van personeel: zoeken,selecteren,verwijzen en plaatsen van personeel ten behoeve van de latere werkgever of werkzoeker: formulering van taakomschrijvingen; op geschiktheid testen van sollicitanten; natrekken van referenties.
- De overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering; het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding; het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie; de marketingconsultancy en reclamebureau;
- Administratieve dienstverlening.
- Het verlenen van financiële bijstand aan vennootschappen en ondernemingen waarin ze al dan niet belangen heeft,onder de vorm van leningen,voorschotten of borgstellingen onder welke vorm ook,of door het verstrekken van hypothecaire en andere waarborgen; de financiële instellingen die specifieke financieringsvormen aanbieden: durf- of venturekapitaal; investmentbanking; holdingactiviteiten;
- De verwerving door deelneming,inschrijving,aankoop,ruiling,optie of door om het even welk middel,van alle participaties in andere ondernemingen,deelbewijzen,aandelen,waarden en titels,alsmede brevetten en andere intellectuele rechten welke een vennootschap kan bezitten of beheren,met uitzondering van de activiteiten voorbehouden aan gereglementeerde beroepen; het beheer en de valorisatie van deze participaties en roerende waarden met uitzondering van de activiteiten voorbehouden aan gereglementeerde beroepen.
- Het mandaat van bestuurder,volmachtdrager,mandataris en vereffenaar in andere vennootschappen uitoefenen; het waarnemen van alle opdrachten met betrekking tot het bestuur,beheer,de directie,de controle en de vereffening van alle vennootschappen en ondernemingen; het bemiddelen tussen ondernemingen met het oog op het afsluiten van industriële of commerciële contracten of het verhandelen van deelnemingen onder gelijk welke vorm ook.
- Het verstrekken van maaltijden met een volledige bediening aan klanten; het uitbaten van restaurants,cafés,tavernen; het verstrekken van maaltijden met een beperkte bediening aan klanten; de verkoop aan de toog,via telefoon,internet van eetwaren en dranken; zoals snelbuffetten,snackbars,sandwichbars,pitazaken; het klaarmaken en thuisbezorgen van maaltijden en bereide schotels; het uitbaten van cafés,bars en andere drankgelegenheden; het uitbaten van pita-zaken en snackbars; de verkoop van dranken voor,in het algemeen,consumptie ter plaatse,eventueel in combinatie met enigerlei vorm van amusement door: cafés,bar,bierhallen.
- De verhuur en exploitatie van eigen of geleased residentieel onroerend goed,exclusief sociale woningen; de verhuur van al dan niet gemeubelde appartementen en huizen; de verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed,exclusief terreinen; de verhuur per jaar van garageboxen en staanplaatsen voor auto's.
- Dit alles is de meest ruime zin.
- De vennootschap kan alle industriële en handelsverrichtingen stellen,die rechtstreeks of onrechtstreeks,geheel of gedeeltelijk verband met één of andere afdeling van haar voorwerp,of die van aard zouden zijn de verwezenlijking ervan uit te breiden of te vergemakkelijken.
- De vennootschap mag alle roerende en onroerende goederen als investering verwerven,zelfs als deze noch rechtstreeks noch onrechtstreeks verband houden met het voorwerp van de vennootschap.
- De vennootschap kan op alle wijzen deelnemen in alle vennootschappen of ondernemingen met een gelijk of aanverwant voorwerp of waarvan het voorwerp,zelfs onrechtstreeks,van aard zou zijn de verwezenlijking van het hare te vergemakkelijken.
- De vennootschap kan eveneens alle overeenkomsten van samenwerking,rationalisatie,vereniging of andere afsluiten met dergelijke vennootschappen of ondernemingen.
- De vennootschap kan zich laten vertegenwoordigen door haar bestuurder of elke andere derde vertegenwoordiger,die door de vennootschap worden afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap,zulks ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten.
- De vennootschap mag zich borg stellen of personele of zakelijke zekerheden stellen ten bate van om het even welke,al dan niet verbonden,natuurlijke of rechtspersoon.
- Zij mag de functie van bestuurder,bestuurder en vereffenaar uitoefenen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Hoek ten Eiken 18 registered office 2870 Puurs-Sint-Amands 70200 Business and other management consultancy | 09-06-2022 | 2.333.600.957 |
Buildings and parcels at the address
- Ground area
- 1,371 m²
- Buildings
- 142 m²
- Volume, LiDAR
- 1,200 m³
- Tallest building
- 11.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12030D0513/00P000 | 1,370 m² | 1 · 142 m² | 11.9 m · 3 |