Equity
-€3,326
Debts exceed assets in financial year 2025.
Constructions.Solutions
Lifetime
4 annual accounts with figures on one time axispeak -€665 (2022)
-€1,976▼ €561
lowest -€2,565 (2023)
-€2,137▼ €344
peak €3,168 (2022)
-€3,326▼ €2,137
€3,967▲ 104%
Board1 name since 2022
1 directorVAN BAELEN Joachim Johny Alfons Erika
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from -€1,415 to -€1,976Loss of €2,137Equity from -€1,190 to -€3,326Debts from €1,942 to €3,967Cash from €268 to €538
Key points
from the 2025 annual accountsLosses
-€8,326 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Filings
4 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 10% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.6%▼ -0.1 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.3 percentage points vs 07-2025
09-2025: 1.3%▲ +0.3 percentage points vs 08-2025
10-2025: 2.1%▲ +0.8 percentage points vs 09-2025highest value
11-2025: 0.6%▼ -1.5 percentage points vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.5%▼ -0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.2 percentage points vs 07-2026
09-2026: 0.9%▲ +0.1 percentage points vs 08-2026
10-2026: 0.5%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€3,326
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €641
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 3% of them on solvency, 31% on liquidity, 4% on profitability and 2% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as Constructions.Solutions has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Constructions.Solutions itself is lower: 0.5% within 12 months. It rests on far more data about Constructions.Solutions than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Constructions.Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€3,326
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
61 days late
2024
61 days late
2023
42 days late
2022
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 49 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN BAELEN Joachim Johny Alfons Erika 120 sharesdeed of 13-06-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0786977331
Incorporation
Founding capital of €40,000, 120 shares · Founder: VAN BAELEN Joachim Johny Alfons Erika · Appointment: VAN BAELEN Joachim Johny Alfons Erika (director) · published on 13-06-2022 · Gazette deed
First establishment
Hoek ten Eiken 18, Puurs-Sint-Amands
Official details
Source: KBO- Status
- Active since 09-06-2022Normal situation
- Activity
- “Het verlenen van ingenieursadvies en aanverwant technisch advies; het uitvoeren van overige gespecialiseerde wetenschappelijke…” (deed in Dutch)From the articles, 18 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.333.600.9572870 Puurs-Sint-Amands, since 09-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2022
Insights on Constructions.Solutions
Constructions.Solutions files the micro format. That format states no turnover. The gross margin fell from -€665 in 2022 to -€1,976 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Constructions.Solutions
- What is the company number of Constructions.Solutions?
- The company number of Constructions.Solutions is 0786.977.331. The VAT number is the same number with BE in front: BE 0786.977.331.
- Where is Constructions.Solutions based?
- The registered office is at Hoek ten Eiken 18, 2870 Puurs-Sint-Amands.Company details
- What is the legal form of Constructions.Solutions?
- Constructions.Solutions is a private limited company (BV).
- When was Constructions.Solutions founded?
- Constructions.Solutions was founded on 09-06-2022.
- Is Constructions.Solutions still active?
- Yes, Constructions.Solutions is an active enterprise in the KBO register.
- What is the turnover of Constructions.Solutions?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Constructions.Solutions profitable?
- In financial year 2025, Constructions.Solutions made a loss of €2,137.
- Where can I find the annual accounts of Constructions.Solutions?
- Constructions.Solutions filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Constructions.Solutions due?
- Constructions.Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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