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Construction Raphaël

Active Private limited companyfounded 2007active for 19 yearsQuatre-Chemins, Blaimont 36, 5542 HastièreKBO/BCE: BE 0888.571.765 #4 oldest company in Hastière, Construction sector

Lifetime

16 annual accounts with figures on one time axis
peak €44,478 (2010)
€18,668▲ 53.8%
lowest -€30,928 (2012)
-€2,915▲ €4,367
peak €81,991 (2023)
€71,793▼ 3.9%
€27,586▼ 21.5%
peak 1 FTE (2010)
-not published
Board1 name since 2023
1 director
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Turnover from €102,523 to €145,188Gross margin from €12,141 to €18,668Loss of €2,915Debts from €35,160 to €27,586

Key points

from the 2025 annual accounts

Losses

-€10,198 in two years
-7,2832024-2,9152025

The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.

Payment terms

18 days to suppliers
Suppliers
25 to 18
Customers
97 to 31

Construction Raphaël pays its suppliers 7 days earlier than in 2024. Customers pay 66 days earlier.

Liquidity

5.00 was 2.21 in 2024

Short-term debts fell from €35,160 to €15,146.

2025 accounts filed 60 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as Construction Raphaël has now. Each dot stands for 18 companies, two years later.

90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for Construction Raphaël. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • all the sharesdeed of 10-11-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0888571765
Change of role: , from manager to director holds all the shares · Director discharge: · General meeting of 25-10-2023 · Gazette deed
Incorporation published on 16-04-2007 · Gazette deed
First establishment Quatre-Chemins, Blaimont 36, Hastière
All 27 events

Comparable companies

same main activity, similar in size and age
Company
Construction Raphaël Hastière €99,379 €18,668 72.2% -
LEROY-MONNOYER Walcourt €95,468 €15,338 45.5% -
LnX ERALY BOUW Tremelo €101,128 €21,242 -90.7% 1
A&P PROJECTONTWIKKELING Anderlecht €92,508 €16,428 84.4% -
WOUTERS RONNY ALGEMENE BOUWONDERNEMING Houthalen-Helchteren €96,445 €21,792 69.2% -
BOUWBEDRIJF HERTELEER Deinze €105,852 €17,658 -159.4% -
VICTORIA CONSTRUCT SPRL Evere €115,530 €19,020 58.3% -

These companies have the same main activity as Construction Raphaël: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €92,500 and €116,000, founded between 2005 and 2008.

Official details

Source: KBO
Status
Active since 05-04-2007Normal situation
Activity
General construction of residential buildingsNACE 41001
Establishment unit
2.161.654.7975542 Hastière, since 02-04-2007
Financial year end
31 December
Peppol
Reachable since 29-10-2025
Company details

Annual accounts 2025

€99,379▼ 9.5%
Filing
Filed on 29-09-2026
Financials

Insights on Construction Raphaël

Construction Raphaël files the micro format. That format states no turnover. The gross margin rose from €16,314 in 2007 to €18,668 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Construction Raphaël

What is the company number of Construction Raphaël?
The company number of Construction Raphaël is 0888.571.765. The VAT number is the same number with BE in front: BE 0888.571.765.
Where is Construction Raphaël based?
The registered office is at Quatre-Chemins, Blaimont 36, 5542 Hastière.Company details
What does Construction Raphaël do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Construction Raphaël?
Construction Raphaël is a private limited company (BV).
When was Construction Raphaël founded?
Construction Raphaël was founded on 05-04-2007.
Is Construction Raphaël still active?
Yes, Construction Raphaël is an active enterprise in the KBO register.
What is the turnover of Construction Raphaël?
The turnover of Construction Raphaël was €145,188 in financial year 2025, according to the filed annual accounts.Financials
Is Construction Raphaël profitable?
In financial year 2025, Construction Raphaël made a loss of €2,915.
Where can I find the annual accounts of Construction Raphaël?
Construction Raphaël filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Construction Raphaël due?
Construction Raphaël must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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