Equity
€203,128 ▲ 9.8%
CONSTRUCTIEF has made a profit without a break since 2021.
CONSTRUCTIEF
Lifetime
19 annual accounts with figures on one time axis, 24 filings since 2002peak €263,975 (2012)
€36,017▼ 10.8%
lowest -€41,744 (2011)
€18,183▼ 21.3%
peak €203,128 (2025)
€203,128▲ 9.8%
€20,383▼ 28.2%
peak 5.4 FTE (2012)
-not published
Board2 names since 2000
2 directorsVan Gool Luc and 1 other
Documentsfilings and deeds
28-10-20253 days before the deadline
2025micro format
Debts from €28,397 to €20,383Cash from €43,828 to €70,898
Key points
from the 2025 annual accountsFilings
24 annual accounts 11 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
90.9%
Higher solvency than 94% of companies in specialised construction. Sector median 46.7% · 35,136 companies.
Checked score
94
Excellent
Financially stronger than 72% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.2%▲ +0.1 percentage points vs 10-2025highest value
12-2025: 0.1%▼ -0.1 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 04-11-2025)
lowers risk
Liquidity: current ratio 11.00, cash €70,898
Founded in 2000
Equity €203,128 (90.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 87% on liquidity, 57% on profitability and 55% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as CONSTRUCTIEF has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CONSTRUCTIEF itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CONSTRUCTIEF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.0 (8.52 in 2024), above the usual 1.5. Short-term debt is 8.4% and cash 31.7% of total assets. 9.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
3 days early
2024
3 days early
2023
18 days early
2022
19 days early
2021
3 days early
2020
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 8 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0470947470
First establishment
Patriottenstraat 17, Antwerp
Incorporation
published on 29-02-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONSTRUCTIEF Antwerp | €223,511 | €36,017 | 90.9% | - |
| D & S Lille | €226,859 | €42,567 | 70.9% | - |
| GH-works Lille | €201,093 | €33,639 | 57.9% | - |
| ABELPOL Berchem-Sainte-Agathe | €214,020 | €38,867 | 71.1% | - |
| MACONNERIE HERMAN Andenne | €248,100 | €29,977 | 81.4% | - |
| DIRITEC Heusden-Zolder | €210,680 | €44,253 | 81.3% | - |
| OTMANI WILLIAM Huy | €186,092 | €29,958 | 83.6% | - |
These companies have the same main activity as CONSTRUCTIEF: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €186,000 and €248,000, founded between 1997 and 2002.
Official details
Source: KBO- Status
- Active since 17-02-2000Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Establishment unit
- 2.100.663.6722600 Antwerp, since 13-03-2000
- Financial year end
- 31 March
- Peppol
- Reachable since 09-01-2026
Annual accounts to 31-03-2025
- ≈ €310,000estimated
- €223,511▲ 4.8%
- Filing
- Filed on 28-10-2025
Insights on CONSTRUCTIEF
CONSTRUCTIEF files the micro format. That format states no turnover. The gross margin fell from €110,911 in 2007 to €36,017 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONSTRUCTIEF
- What is the company number of CONSTRUCTIEF?
- The company number of CONSTRUCTIEF is 0470.947.470. The VAT number is the same number with BE in front: BE 0470.947.470.
- Where is CONSTRUCTIEF based?
- The registered office is at Patriottenstraat 17, 2600 Antwerp.Company details
- What does CONSTRUCTIEF do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of CONSTRUCTIEF?
- CONSTRUCTIEF is a private limited company (pre-2019) (BVBA).
- When was CONSTRUCTIEF founded?
- CONSTRUCTIEF was founded on 17-02-2000.
- Is CONSTRUCTIEF still active?
- Yes, CONSTRUCTIEF is an active enterprise in the KBO register.
- What is the turnover of CONSTRUCTIEF?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €36,017 and 94 comparable companies (NACE 43990). It probably lies between €210,000 and €550,000.Financials
- Is CONSTRUCTIEF profitable?
- In financial year 2025, CONSTRUCTIEF made a profit of €18,183.
- Where can I find the annual accounts of CONSTRUCTIEF?
- CONSTRUCTIEF filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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