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DIRITEC

Active Private limited companyfounded 1997active for 29 yearsM. Scheperslaan 89, 3550 Heusden-ZolderKBO/BCE: BE 0461.152.549

Lifetime

20 annual accounts with figures on one time axis, 29 filings since 1997
peak €129,600 (2008)
€44,253▲ 118%
lowest -€15,182 (2012)
€27,367▲ 206%
peak €171,279 (2025)
€171,279▲ 13.5%
€39,401▼ 1.0%
peak 1.5 FTE (2007)
-not published
Board1 name since 2021
- 
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €20,289 to €44,253Result from €8,942 to €27,367Dividend €6,981Equity from €150,894 to €171,279

Key points

from the 2025 annual accounts

Equity

€171,279 ▲ 13.5%

DIRITEC has made a profit without a break since 2019.

Filings

29 annual accounts since 1997
AprilJune31 JulyOctober200020102020

Four of the last ten came late. The 2016 accounts came latest: 142 days after the end of the period.

Position in the sector

81.3%

Higher solvency than 86% of companies in specialised construction. Sector median 46.7% · 35,136 companies.

Checked score

91
Excellent
Financially stronger than 68% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

100=equity 81.3% of total assets
57-2short-term debt 17.8% · cash 9.1%
85+10return on assets 13.0%

Score breakdown

raises risk
Sector: Specialised construction activities (NACE 43)
Size: total assets €210,680
lowers risk
Founded in 1997
Equity €171,279 (81.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 53% on liquidity, 69% on profitability and 60% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as DIRITEC has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DIRITEC itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for DIRITEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 5.42 (4.98 in 2024), above the usual 1.5. Short-term debt is 17.8% and cash 9.1% of total assets. 18.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €210,680
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €171,279 (81.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
6 days early
2023
5 days early
2022
18 days late
2021
48 days early
2020
17 days early
2019
67 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0461152549
Amendment of the articles · Legal-form change · Resignations & appointments Director in office: VOSSEN Nico (director (not named in the articles)) · General meeting of 12-09-2022 · Gazette deed
First establishment DIRITEC BVBA, M. Scheperslaan 89, Heusden-Zolder
Incorporation published on 25-07-1997 · Gazette deed
All 42 events

Comparable companies

same main activity, similar in size and age
Company
DIRITEC Heusden-Zolder €210,680 €44,253 81.3% -
D & S Lille €226,859 €42,567 70.9% -
ARCO - H Cerfontaine €193,959 €42,001 66.3% -
ABC - MOVABLE BUILDING SYSTEMS Awans €200,960 €44,694 -67.4% 2.3
SIEBO-CONSTRUCT Wuustwezel €240,823 €45,338 86.5% -
Vancraenenbroeck entrepreneurs Eghezée €195,383 €54,243 35.2% -
ROVI Zulte €215,874 €50,917 68.0% -

These companies have the same main activity as DIRITEC: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €194,000 and €241,000, founded between 1993 and 1998.

Official details

Source: KBO
Status
Active since 15-07-1997Normal situation
Activity
Other specialised construction activitiesNACE 43990and 5 others
Establishment unit
2.082.958.0063550 Heusden-Zolder, since 13-08-1997
Financial year end
31 December
Peppol
Reachable since 06-03-2025
Company details

Annual accounts 2025

≈ €380,000estimated
€210,680▲ 10.5%
Filing
Filed on 15-07-2026, 16 days before the end of the filing period
Financials

Insights on DIRITEC

DIRITEC files the micro format. That format states no turnover. The gross margin fell from €76,076 in 2006 to €44,253 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DIRITEC

What is the company number of DIRITEC?
The company number of DIRITEC is 0461.152.549. The VAT number is the same number with BE in front: BE 0461.152.549.
Where is DIRITEC based?
The registered office is at M. Scheperslaan 89, 3550 Heusden-Zolder.Company details
What does DIRITEC do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of DIRITEC?
DIRITEC is a private limited company (BV).
When was DIRITEC founded?
DIRITEC was founded on 15-07-1997.
Is DIRITEC still active?
Yes, DIRITEC is an active enterprise in the KBO register.
What is the turnover of DIRITEC?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €44,253 and 94 comparable companies (NACE 43990). It probably lies between €260,000 and €680,000.Financials
Is DIRITEC profitable?
In financial year 2025, DIRITEC made a profit of €27,367.
Where can I find the annual accounts of DIRITEC?
DIRITEC filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DIRITEC due?
DIRITEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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