Summary
Construct Profile is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.4m and a net result of €32,354. Equity is growing by about 5% per year across the filed financial years. Its solvency ranks better than 23% of 3,005 sector peers (NACE 64, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €2.4m
- Profit
- €32,354
- Parent
- Construct Materials Group · 100%
- Holdings
- 1
- Construct Materials GroupDirector · permanent representative Frank Buysse
- PhaesysDirector · permanent representative Aertgeerts Rudolf
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 5 accounts on average 12 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
- Permanent representatives: Frank Buysse and Aertgeerts…Appointments: Construct Materials Group (director)…
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · full…
Financials · financial year 2025, full format
2021 to 2025, 5 financial years
The operating result has fallen two years in a row; 2025 is 1% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
- 2024 Net result -71% on 2023. The accounts now follow the full format, last year the abbreviated format.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €400,807 | €402,220 | ▲ 0.4% |
| Turnover70 | - | - | - | €400,807 | €402,220 | ▲ 0.4% |
| Operating charges60/66A | - | - | - | €90,951 | €94,687 | ▲ 4.1% |
| Services and other goods61 | - | - | - | €89,665 | €93,368 | ▲ 4.1% |
| Other operating charges640/8 | €996 | €825 | €1,359 | €1,286 | €1,318 | ▲ 2.6% |
| Gross operating margin9900 | €237,983 | €407,813 | €420,265 | - | - | - |
| Operating profit (loss)9901 | €236,987 | €406,988 | €418,907 | €309,856 | €307,534 | ▼ 0.7% |
| Financial income75/76B | €27,768 | €30,133 | €39,020 | €42,584 | €45,035 | ▲ 5.8% |
| Recurring financial income75 | €27,768 | €30,133 | €39,020 | €42,584 | €45,035 | ▲ 5.8% |
| Income from financial fixed assets750 | - | - | - | - | €17,500 | - |
| Income from current assets751 | - | - | - | €42,584 | €27,535 | ▼ 35.3% |
| Financial charges65/66B | €329,966 | €207,744 | €210,007 | €282,457 | €309,419 | ▲ 9.5% |
| Recurring financial charges65 | €329,966 | €207,744 | €210,007 | €282,457 | €309,419 | ▲ 9.5% |
| Debt charges650 | - | - | - | €282,319 | €309,329 | ▲ 9.6% |
| Other financial charges652/9 | - | - | - | €138 | €90 | ▼ 34.9% |
| Profit (loss) for the period before taxes9903 | -€65,211 | €229,377 | €247,920 | €69,982 | €43,150 | ▼ 38.3% |
| Income taxes67/77 | - | €43,812 | €66,164 | €17,870 | €10,796 | ▼ 39.6% |
| Taxes670/3 | - | - | - | €17,870 | €10,796 | ▼ 39.6% |
| Profit (loss) for the period9904 | -€65,211 | €185,565 | €181,756 | €52,112 | €32,354 | ▼ 37.9% |
| Profit (loss) for the period to be appropriated9905 | -€65,211 | €185,565 | €181,756 | €52,112 | €32,354 | ▼ 37.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.0m | €8.2m | €8.2m | €8.3m | €8.3m | ▲ 0.6% |
| Fixed assets21/28 | €6.3m | €6.3m | €6.3m | €6.3m | €7.0m | ▲ 11.1% |
| Financial fixed assets28 | €6.3m | €6.3m | €6.3m | €6.3m | €7.0m | ▲ 11.1% |
| Affiliated companies280/1 | - | - | - | €6.3m | €7.0m | ▲ 11.1% |
| Participating interests280 | - | - | - | €6.3m | €6.3m | = |
| Amounts receivable281 | - | - | - | - | €0.7m | - |
| Current assets29/58 | €1.7m | €1.9m | €1.9m | €2.0m | €1.3m | ▼ 33.3% |
| Amounts receivable after more than one year29 | €0.7m | €0.7m | €0.7m | €0.7m | - | - |
| Other amounts receivable291 | €0.7m | €0.7m | €0.7m | €0.7m | - | - |
| Stocks and contracts in progress3 | - | - | - | €0 | €0 | - |
| Amounts receivable within one year40/41 | €0.3m | €0.7m | €1.1m | €1.1m | €1.3m | ▲ 17.3% |
| Trade receivables40 | €0.02m | €0.02m | €0.03m | €0.05m | €0.05m | ▲ 4.1% |
| Other amounts receivable41 | €0.3m | €0.7m | €1.0m | €1.0m | €1.2m | ▲ 18.0% |
| Cash at bank and in hand54/58 | €0.6m | €0.5m | €0.08m | €0.2m | €0.02m | ▼ 88.7% |
| Deferred charges and accrued income490/1 | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.0m | €8.2m | €8.2m | €8.3m | €8.3m | ▲ 0.6% |
| Equity10/15 | €1.9m | €2.1m | €2.3m | €2.3m | €2.4m | ▲ 1.4% |
| Contributions10/11 | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Capital10 | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Issued capital100 | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Reserves13 | - | €0.006m | €0.02m | €0.02m | €0.02m | ▲ 9.1% |
| Non-distributable reserves130/1 | - | €0.006m | €0.02m | €0.02m | €0.02m | ▲ 9.1% |
| Legal reserve130 | - | €0.006m | €0.02m | €0.02m | €0.02m | ▲ 9.1% |
| Profit (loss) carried forward14 | -€0.07m | €0.1m | €0.3m | €0.3m | €0.4m | ▲ 9.1% |
| Amounts payable17/49 | €6.1m | €6.1m | €5.9m | €6.0m | €6.0m | ▲ 0.3% |
| Amounts payable after more than one year17 | €5.6m | €5.5m | €5.4m | €5.3m | €5.4m | ▲ 2.1% |
| Financial debts170/4 | €5.6m | €5.5m | €5.4m | €5.3m | €5.4m | ▲ 2.1% |
| Subordinated loans170 | - | - | - | €2.7m | €2.9m | ▲ 8.0% |
| Credit institutions173 | - | - | - | €0.1m | €0 | ▼ 100% |
| Other loans174 | - | - | - | €2.5m | €2.5m | = |
| Amounts payable within one year42/48 | €0.3m | €0.4m | €0.3m | €0.4m | €0.3m | ▼ 26.2% |
| Current portion of amounts payable after more than one year42 | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 49.5% |
| Financial debts43 | - | - | - | €0.02m | €0.02m | ▼ 20.0% |
| Credit institutions430/8 | - | - | - | €0.02m | €0.02m | ▼ 20.0% |
| Trade debts44 | €0.01m | €0.02m | €0.01m | €0.01m | €0.007m | ▼ 50.0% |
| Suppliers440/4 | €0.01m | €0.02m | €0.01m | €0.01m | €0.007m | ▼ 50.0% |
| Taxes, remuneration and social security45 | €0.006m | €0.05m | €0.1m | €0.07m | €0.009m | ▼ 87.5% |
| Taxes450/3 | €0.006m | €0.05m | €0.1m | €0.07m | €0.009m | ▼ 87.5% |
| Other amounts payable47/48 | €0.08m | €0.2m | €0 | €0.08m | €0.2m | ▲ 102% |
| Accrued charges and deferred income492/3 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 4.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€65,211 | €185,565 | €181,756 | €52,112 | €32,354 | ▼ 37.9% |
| Operating cash flow (approximation) | -€65,211 | €185,565 | €181,756 | €52,112 | €32,354 | ▼ 37.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€700,000 | - |
| Change in cash | - | -€158,795 | -€380,804 | €75,828 | -€140,707 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 13-07-2026 | 2026-00286120 |
| 31-12-2024 | full format | 24-07-2025 | 2025-00304423 |
| 31-12-2023 | abbreviated format | 26-07-2024 | 2024-00289806 |
| 31-12-2022 | abbreviated format | 11-07-2023 | 2023-00224914 |
| 31-12-2021 | abbreviated format | 22-07-2022 | 2022-20213260 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Permanent representatives 2
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Construct Materials Group |
|
| Phaesys |
|
| CUSTO BV |
|
Owners and capital
Owners
1 ownerChain of control
- Construct Materials Group
- Construct Profile
Highest known parent: Construct Materials Group. The sources do not say who stands above it.
Owners 1
-
100%
According to the 2025 annual accounts of Construct Profile and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
According to the 2025 annual accounts of Construct Profile and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
23-09
Gazette deed
Permanent representatives: Frank Buysse and Aertgeerts RudolfAppointments: Construct Materials Group (director) and Phaesys (director) · Power of attorney8 facts ▸
- General meeting, 30-06-2026
- Permanent representative, Frank Buysse
- Permanent representative, Aertgeerts Rudolf
- Power of attorney
- Power of attorney, Dorien LUYCKX
- Power of attorney, Neelke DE VRIENDT
- Director appointment, Construct Materials Group (director)
- Director appointment, Phaesys (director)
23-06
Gazette deed
Permanent representatives: Johan BUYLE and Frank BUYSSEPower of attorney9 facts ▸
- Board meeting, 22-05-2025
- Permanent representative, Johan BUYLE
- Permanent representative, Frank BUYSSE
- Power of attorney
- Power of attorney, Laurius BV
- Power of attorney, Dirk Wellens
- Power of attorney, Ayse Özkan
- Power of attorney, Rainier Van Ghyseghem
- Power of attorney, Sam Spranghers
20-03
Gazette deed
Resignation: CUSTO BV (class A director)Permanent representative: Gilbert Cuypers · Shareholding5 facts ▸
- General meeting, 19-01-2024
- Director resignation, CUSTO BV (class A director)
- Permanent representative, Gilbert Cuypers
- Board meeting, “neerlegging in het vennootschapsdossier, artikel 2:8,§4 van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Shareholding, 19-01-2024, “artikel 2:8,§4 van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
About the unread acts
Of the 7 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11809I2170/00R010 | Flanders | 8,232 m² | 1 · 496 m² | 59.6 m · 17 |
How the parcels are linked
Articles of association
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Jan Van Rijswijcklaan 162/1, 2020 Antwerpen” (deed in Dutch)
Read from the deeds: 1 provision, deed of 23-09-2026