Construct Materials Group
ActiveSummary
Construct Materials Group has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.6m and a net result of €36,161. Equity is growing by ~9.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38=
Solvency70▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €470,000 at 30 days acceptable
Liquidity ample (current ratio 3.43 against 42.08 in 2024; short-term debt: 2.5% and cash: 0% of total assets), but 55.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.9%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
7 d early
2023
5 d early
2022
20 d early
2021
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 12 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36,161▼ 23.3%
2024 · €47,122
Working capital
€1.2m▼ 89.9%
2024 · €11.4m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€27,142--€17,784▲ 34.5%-€103,106▼ 480%-€120,444▼ 16.8%-€136,873▼ 13.6%
Net result€54,924-€39,214▼ 28.6%-€131,157€47,122€36,161▼ 23.3%
Equity€5.7m-€5.7m▲ 0.7%€8.5m▲ 47.5%€8.5m▲ 0.6%€8.6m▲ 0.4%
Total assets€11.6m-€11.8m▲ 2.3%€17.5m▲ 47.8%€18.2m▲ 4.5%€19.0m▲ 4.4%
Debt€5.8m-€6.1m▲ 3.8%€9.0m▲ 48.1%€9.7m▲ 8.3%€10.5m▲ 7.8%
Working capital€6.9m-€7.1m▲ 3.6%€11.4m▲ 59.5%€11.4m▲ 0.6%€1.2m▼ 89.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €136,873 in 2025 against €120,444 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.0m
Fixed assets
€17.4m ▲ 167%
Current assets
€1.6m ▼ 86.1%
Equity and liabilities €19.0m
Equity
€8.6m ▲ 0.4%
Debt
€10.5m ▲ 7.8%
Debt's share of the balance-sheet total rises from 53.3% to 55.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
3.43▼
2024 · 42.08
Debt to equity
1.23▲
2024 · 1.14
ROE
0.4%▼
2024 · 0.6%
ROA
0.2%▼
2024 · 0.3%
Debt ≤ 1 year
€474,154▲
2024 · €278,443
Debt > 1 year
€9.7m▲
2024 · €9.2m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €7,500 | €0 | ▼ 100% |
| Other operating income74 | - | - | - | €7,500 | €0 | ▼ 100% |
| Operating charges60/66A | - | - | €103,106 | €127,944 | €136,873 | ▲ 7.0% |
| Services and other goods61 | - | - | €101,752 | €126,298 | €135,182 | ▲ 7.0% |
| Other operating charges640/8 | €996 | €745 | €1,354 | €1,646 | €1,691 | ▲ 2.7% |
| Gross operating margin9900 | -€26,146 | -€17,039 | - | - | - | - |
| Operating profit (loss)9901 | -€27,142 | -€17,784 | -€103,106 | -€120,444 | -€136,873 | ▼ 13.6% |
| Financial income75/76B | €453,161 | €305,158 | €324,104 | €793,189 | €850,547 | ▲ 7.2% |
| Recurring financial income75 | €453,161 | €305,158 | €324,104 | €793,189 | €850,547 | ▲ 7.2% |
| Income from financial fixed assets750 | - | - | - | - | €820,053 | - |
| Income from current assets751 | - | - | €324,104 | €793,189 | €30,494 | ▼ 96.2% |
| Financial charges65/66B | €352,787 | €233,885 | €352,156 | €625,623 | €677,513 | ▲ 8.3% |
| Recurring financial charges65 | €352,787 | €233,885 | €352,156 | €625,623 | €677,513 | ▲ 8.3% |
| Debt charges650 | - | - | €351,978 | €625,312 | €677,467 | ▲ 8.3% |
| Other financial charges652/9 | - | - | €178 | €311 | €46 | ▼ 85.1% |
| Profit (loss) for the period before taxes9903 | €73,232 | €53,488 | -€131,157 | €47,122 | €36,161 | ▼ 23.3% |
| Income taxes67/77 | €18,308 | €14,275 | €0 | - | - | - |
| Taxes670/3 | - | - | €0 | - | - | - |
| Profit (loss) for the period9904 | €54,924 | €39,214 | -€131,157 | €47,122 | €36,161 | ▼ 23.3% |
| Profit (loss) for the period to be appropriated9905 | €54,924 | €39,214 | -€131,157 | €47,122 | €36,161 | ▼ 23.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11.6m | €11.8m | €17.5m | €18.2m | €19.0m | ▲ 4.4% |
| Fixed assets21/28 | €4.7m | €4.7m | €6.0m | €6.5m | €17.4m | ▲ 167% |
| Financial fixed assets28 | €4.7m | €4.7m | €6.0m | €6.5m | €17.4m | ▲ 167% |
| Affiliated companies280/1 | - | - | €6.0m | €6.5m | €17.4m | ▲ 167% |
| Participating interests280 | - | - | €6.0m | €6.5m | €6.5m | = |
| Amounts receivable281 | - | - | - | - | €10.9m | - |
| Current assets29/58 | €6.9m | €7.2m | €11.4m | €11.7m | €1.6m | ▼ 86.1% |
| Amounts receivable after more than one year29 | €5.9m | €6.2m | €7.9m | €10.1m | - | - |
| Other amounts receivable291 | €5.9m | €6.2m | €7.9m | €10.1m | - | - |
| Stocks and contracts in progress3 | - | - | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | - | - | €2.4m | €1.2m | €1.3m | ▲ 2.5% |
| Other amounts receivable41 | - | - | €2.4m | €1.2m | €1.3m | ▲ 2.5% |
| Cash at bank and in hand54/58 | €798,235 | €753,652 | €894,610 | €61,194 | €7,204 | ▼ 88.2% |
| Deferred charges and accrued income490/1 | €170,661 | €179,194 | €192,552 | €342,343 | €369,593 | ▲ 8.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11.6m | €11.8m | €17.5m | €18.2m | €19.0m | ▲ 4.4% |
| Equity10/15 | €5.7m | €5.7m | €8.5m | €8.5m | €8.6m | ▲ 0.4% |
| Contributions10/11 | €5.7m | €5.7m | €8.5m | €8.5m | €8.5m | = |
| Capital10 | €5.7m | €5.7m | €8.1m | €8.1m | €8.5m | ▲ 5.3% |
| Issued capital100 | €5.7m | €5.7m | €8.2m | €8.2m | €8.6m | ▲ 5.2% |
| Uncalled capital101 | - | - | €100,000 | €100,000 | €100,000 | = |
| Outside capital11 | - | - | €427,500 | €427,500 | - | - |
| Share premium1100/10 | - | - | €427,500 | €427,500 | - | - |
| Reserves13 | €54,924 | €56,885 | €56,885 | €56,885 | €56,885 | = |
| Non-distributable reserves130/1 | €54,924 | €56,885 | €56,885 | €56,885 | €56,885 | = |
| Legal reserve130 | €54,924 | €56,885 | €56,885 | €56,885 | €56,885 | = |
| Profit (loss) carried forward14 | - | €37,253 | -€93,904 | -€46,782 | -€10,622 | ▲ 77.3% |
| Amounts payable17/49 | €5.8m | €6.1m | €9.0m | €9.7m | €10.5m | ▲ 7.8% |
| Amounts payable after more than one year17 | €5.7m | €5.9m | €8.7m | €9.2m | €9.7m | ▲ 5.8% |
| Financial debts170/4 | €5.7m | €5.9m | €7.5m | €9.2m | €9.7m | ▲ 5.8% |
| Subordinated loans170 | - | - | €7.5m | €9.2m | €9.7m | ▲ 5.8% |
| Other amounts payable178/9 | - | - | €1.2m | €0 | - | - |
| Amounts payable within one year42/48 | €20,822 | €35,875 | €64,935 | €278,443 | €474,154 | ▲ 70.3% |
| Trade debts44 | €2,514 | €3,292 | €50,660 | €6,944 | €39,765 | ▲ 473% |
| Suppliers440/4 | €2,514 | €3,292 | €50,660 | €6,944 | €39,765 | ▲ 473% |
| Taxes, remuneration and social security45 | €18,308 | €32,583 | €14,275 | €24,990 | €35,545 | ▲ 42.2% |
| Taxes450/3 | €18,308 | €32,583 | €14,275 | €24,990 | €35,545 | ▲ 42.2% |
| Other amounts payable47/48 | - | - | - | €246,509 | €398,844 | ▲ 61.8% |
| Accrued charges and deferred income492/3 | €131,054 | €135,695 | €251,822 | €256,013 | €283,187 | ▲ 10.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,924 | €39,214 | -€131,157 | €47,122 | €36,161 | ▼ 23.3% |
| Operating cash flow (approximation) | €54,924 | €39,214 | -€131,157 | €47,122 | €36,161 | ▼ 23.3% |
| Investment in fixed assets (approximation) | - | €0 | -€1.4m | -€504,639 | -€10.9m | ▼ 2,057% |
| Change in cash | - | -€44,583 | €140,958 | -€833,416 | -€53,991 | ▲ 93.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Permanent representative: Aertgeerts RudolfReappointments: Phaesys (director) and Dirk Vael (director)5 facts ▸
State Gazette act
Permanent representative: Aertgeerts Rudolf
Reappointments: Phaesys (director) and Dirk Vael (director)5 facts ▸
- General meeting, 26-06-2026
- Permanent representative, Aertgeerts Rudolf (permanent representative)
- Other statement, stemming, eenparigheid van stemmen
- Director reappointment, Phaesys (director)
- Director reappointment, Dirk Vael (director)
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €47,122
Net result €47,122 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet -€131,157
Net result drops to -€131,157, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Board 2
Dirk Vael
CurrentDirector · since 26-06-2026
Phaesys
CurrentDirector · since 26-06-2026 · Legal entity · perm. rep.: Aertgeerts Rudolf
Permanent representatives 1
Aertgeerts Rudolf
CurrentPermanent representative · since 26-06-2026 · for Phaesys
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
8,232 m²
Building footprint
496 m²
Volume, LiDAR
18,600 m³
Parcel 11809I2170/00R010, Flanders · tallest building 59.6 m, ±17 floors. Linked by address, not a title deed.
1 establishment unit
Construct Materials Group
since 20202.302.794.846
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2170/00R010 | Flanders | 8,232 m² | 1 · 496 m² | 59.6 m · 17 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
2 people since 2026, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Dirk Vael |
|
| Phaesys |
|
Structure & network
Owners and holdings
3 owners · 2 holdings · 8 subsidiaries in the treeOwners 3
- Sourceaccounts PHAESYS 20252.65%
-
1.9%
-
0.89%
Holdings 2
-
100%
-
100%
All subsidiaries, including indirect ones 8
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
Construct Concrete 100%5 subsidiaries
- Betonwerken Vets en Zonen 100%
DAERDEN PREFAB 100%2 subsidiaries
- DAERDEN EN CO 100%
- IMMO DAVOS 100%
- Pauli Beheer 100%
Construct Profile 100%1 subsidiary
According to the 2025 annual accounts of Construct Materials Group and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Public money · subsidies and aid
Flemish government
2024 · 1 entry · 7,553 EUR awarded · 7,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 7,553 EUR | 7,500 EUR |
Identification & contact
Identification
Legal formPublic limited company
Founded02-06-2020
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0747775374
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.