ConstruBuild
ActiveThe computed 12-month bankruptcy probability of ConstruBuild is 3.1% (moderate). The 2025 annual accounts show equity of €216k and a net result of €120k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 2149 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▲+10
Growth78=
Stability94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.07 in 2024), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
9.5%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €216k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
21 d late
2023
1 d early
2022
30 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€120k▲ 40.8%
2024 · €85k
2021: €-3k
2022: €35k
2023: €-39k
2024: €85k
2021 → 2025
Working capital
€206k▲ 115%
2024 · €96k
2021: €14k
2022: €50k
2023: €11k
2024: €96k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€50k▲ 242%€11k▼ 77.3%€96k▲ 747%€216k▲ 124%
Operating result€-3k-€47k€-38k€101k€163k▲ 61.3%
Net result€-3k-€35k€-39k€85k€120k▲ 40.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€10k▲ 2,296%
Current assets
€1.25M▼ 10.1%
Equity and liabilities €1.26M
Equity
€216k▲ 124%
Debt
€1.05M▼ 19.4%
The debt ratio falls from 93.1% to 82.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
17.1%▲
2024 · 6.9%
Current ratio
1.20▲
2024 · 1.07
Quick ratio
1.20▲
2024 · 1.07
Debt / equity
4.85▼
2024 · 13.49
ROE
55.4%▼
2024 · 88.2%
ROA
9.5%▲
2024 · 6.1%
Debt
€1.05M▼
2024 · €1.30M
Debt ≤ 1 year
€1.05M▼
2024 · €1.30M
Income taxes
€42k▲
2024 · €16k
Staff costs
€123k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.26M▼
Fixed assets21/28€405€10k▲
Financial fixed assets28€405€10k▲
Current assets29/58€1.39M€1.25M▼
Amounts receivable within one year40/41€765k€623k▼
Trade receivables40€732k€527k▼
Other amounts receivable41€33k€96k▲
Cash at bank and in hand54/58€629k€628k▼
Deferred charges and accrued income490/1€0€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.26M▼
Equity10/15€96k€216k▲
Contributions10/11€18k€18k=
Profit (loss) carried forward14€78k€198k▲
Amounts payable17/49€1.30M€1.05M▼
Amounts payable within one year42/48€1.30M€1.05M▼
Trade debts44€1.29M€1.01M▼
Suppliers440/4€1.29M€1.01M▼
Taxes, remuneration and social security45€11k€33k▲
Taxes450/3€1k€18k▲
Remuneration and social security454/9€10k€15k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€34k€123k▲
Other operating charges640/8€404€1k▲
Gross operating margin9900€135k€287k▲
Operating profit (loss)9901€101k€163k▲
Financial income75/76B€345€17▼
Recurring financial income75€345€17▼
Financial charges65/66B€665€672▲
Recurring financial charges65€665€672▲
Profit (loss) for the period before taxes9903€100k€162k▲
Income taxes67/77€16k€42k▲
Profit (loss) for the period9904€85k€120k▲
Profit (loss) for the period to be appropriated9905€85k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€198k▲
Profit (loss) brought forward from the previous period14P€-7k€78k▲
Social balance
Average headcount (FTE)90870.62.3▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €120k ▲40.8%
Operating result €163k, net result €120k, both a record.
31-12
Financial
Equity above €200kEq €216k ▲124%
2 profitable years in a row build equity to €216k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
31-12
Financial
Back to profitnet €85k
Net result €85k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-39k ▼209%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Volxemlaan 2641190 VorstGround area
3,351 m²
Building footprint
790 m²
Volume, LiDAR
7,385 m³
Parcel 21007A0065/00N002, Brussels · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0065/00N002 | Brussels | 3,351 m² | 1 · 790 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIMINDA
BE 0845.850.886
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Workservice
BE 0774.930.030
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GROUP DESARD
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De Keyser - Janssens
BE 0419.761.857
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 11,788 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.