constrEv
ActiveconstrEv has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 3.14 in 2023; short-term debt: 16.2% and cash: 9.1% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
19 d late
2022
21 d late
2021
4 d early
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k▲ 167%
2023 · €13k
2018: €5k
2019: €-1k
2020: €841
2021: €7k
2022: €4k
2023: €13k
2018 → 2024
Total assets
€40k▲ 117%
2023 · €19k
2018: €31k
2019: €20k
2020: €15k
2021: €10k
2022: €7k
2023: €19k
2018 → 2024
Net result
€21k▲ 136%
2023 · €9k
2018: €3k
2019: €-7k
2020: €2k
2021: €7k
2022: €-4k
2023: €9k
2018 → 2024
Working capital
€9k▼ 25.8%
2023 · €13k
2018: €1k
2019: €-4k
2020: €-204
2021: €7k
2022: €4k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€841-€7k▲ 784%€4k▼ 50.1%€13k▲ 241%€34k▲ 167%
Operating result€2k-€6k▲ 162%€-4k€9k€21k▲ 139%
Net result€2k-€7k▲ 187%€-4k€9k€21k▲ 136%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 139% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €40k
Fixed assets
€24k
Current assets
€16k
Equity and liabilities €40k
Equity
€34k▲ 167%
Debt
€7k▲ 10.6%
The debt ratio falls from 31.9% to 16.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k
Cash flow
€25k
Solvency
83.8%▲
2023 · 68.1%
Current ratio
2.43▼
2023 · 3.14
Quick ratio
2.43▼
2023 · 3.14
Debt / equity
0.19▼
2023 · 0.47
ROE
62.6%▼
2023 · 70.7%
ROA
52.4%▲
2023 · 48.1%
Interest coverage
272.51
Debt
€7k▲
2023 · €6k
Debt ≤ 1 year
€7k▲
2023 · €6k
Income taxes
€60
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€19k€40k▲
Fixed assets21/28-€24k
Tangible fixed assets22/27-€24k
Furniture and vehicles24-€24k
Current assets29/58€19k€16k▼
Amounts receivable within one year40/41€4k€12k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€15k€4k▼
Equity and liabilities
Total equity and liabilities10/49€19k€40k▲
Equity10/15€13k€34k▲
Contributions10/11€12k€14k▲
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€-2k€20k▲
Amounts payable17/49€6k€7k▲
Amounts payable within one year42/48€6k€7k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€2k€2k=
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€340€398▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Gross operating margin9900€9k€25k▲
Operating profit (loss)9901€9k€21k▲
Financial income75/76B€141€44▼
Recurring financial income75€141€44▼
Financial charges65/66B€84€93▲
Recurring financial charges65€84€93▲
Profit (loss) for the period before taxes9903€9k€21k▲
Income taxes67/77-€60
Profit (loss) for the period9904€9k€21k▲
Profit (loss) for the period to be appropriated9905€9k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€20k▲
Profit (loss) brought forward from the previous period14P€-11k€-2k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €21k ▲136%
Operating result €21k, net result €21k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 3.92
Current ratio from 0.99 to 3.92; short-term debt falls from €14k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼343%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Quennelet(MAR) 24B7522 TournaiGround area
664 m²
Building footprint
115 m²
Volume, LiDAR
1,049 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ConstrEv
since 20152.240.103.845
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57050A0304/00S000 | Wallonia | 381 m² | 1 · 59 m² | 10.3 m · 3 fl. |
| 57463K0289/00W002 | Wallonia | 283 m² | 1 · 56 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L.C. TERRASSEMENTS
BE 0745.455.688
Binche · Eq €34k
ELBOMAC
BE 0628.430.633
Herk-de-Stad · Eq €34k
LINA PROJECT
BE 0794.126.528
Sint-Genesius-Rode · Eq €34k
MELICKX
BE 0758.413.306
Hamme (Vl.) · Eq €34k
DDT TERRASSEMENT
BE 0785.306.060
Frameries · Eq €34k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2015
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43212Electrical installation work in industrial facilities
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.