CONSTANT & Co
ActiveCONSTANT & Co has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €33k. Equity is shrinking by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+92
Solvency46▼-21
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 2.0 in 2024; short-term debt: 79.4% and cash: 50.4% of total assets), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-11-2025, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
9 d early
2023
50 d early
2022
40 d early
2021
31 d early
2020
9 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€37k▼ 78.7%
2024 · €173k
2019: €296k
2021: €226k
2022: €237k
2023: €350k
2024: €173k
2019 → 2025
Total assets
€179k▼ 56.0%
2024 · €408k
2019: €571k
2021: €376k
2022: €611k
2023: €622k
2024: €408k
2019 → 2025
Net result
€33k
2024 · €-127k
2019: €46k
2021: €132k
2022: €91k
2023: €113k
2024: €-127k
2019 → 2025
Working capital
€34k▼ 80.0%
2024 · €170k
2019: €292k
2021: €241k
2022: €193k
2023: €323k
2024: €170k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€237k▲ 5.0%€350k▲ 47.7%€173k▼ 50.6%€37k▼ 78.7%
Operating result€186k-€127k▼ 31.6%€160k▲ 26.0%€-108k€37k
Net result€132k-€91k▼ 30.9%€113k▲ 23.9%€-127k€33k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37k after a loss of €108k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€3k▼ 95.6%
Current assets
€176k▼ 48.1%
Equity and liabilities €179k
Equity
€37k▼ 78.7%
Debt
€142k▼ 39.3%
The debt ratio rises from 57.5% to 79.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€102k▲
2024 · €-8k
Cash flow
€99k▲
2024 · €-27k
Solvency
20.6%▼
2024 · 42.5%
Current ratio
1.24▼
2024 · 2.00
Quick ratio
1.24▼
2024 · 2.00
Debt / equity
3.85▲
2024 · 1.35
ROE
89.2%▲
2024 · -73.5%
ROA
18.4%▲
2024 · -31.2%
Interest coverage
27.70▲
2024 · -2.00
Debt
€142k▼
2024 · €234k
Debt ≤ 1 year
€142k▼
2024 · €170k
Income taxes
€364▼
2024 · €856
Staff costs
€429k▲
2024 · €391k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€408k€179k▼
Fixed assets21/28€68k€3k▼
Tangible fixed assets22/27€67k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€65k-
Financial fixed assets28€1k€1k=
Current assets29/58€339k€176k▼
Amounts receivable within one year40/41€263k€60k▼
Trade receivables40€129k€56k▼
Other amounts receivable41€134k€3k▼
Cash at bank and in hand54/58€61k€90k▲
Deferred charges and accrued income490/1€15k€26k▲
Equity and liabilities
Total equity and liabilities10/49€408k€179k▼
Equity10/15€173k€37k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€153k€16k▼
Amounts payable17/49€234k€142k▼
Amounts payable after more than one year17€65k-
Financial debts170/4€65k-
Amounts payable within one year42/48€170k€142k▼
Current portion of amounts payable after more than one year42€83k€71k▼
Trade debts44€72k€56k▼
Suppliers440/4€72k€56k▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€9k€7k▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€863-
Remuneration, social security and pensions62€391k€429k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100k€66k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€17k
Other operating charges640/8€29k€35k▲
Gross operating margin9900€412k€583k▲
Operating profit (loss)9901€-108k€37k▲
Financial income75/76B€1k€399▼
Recurring financial income75€1k€99▼
Non-recurring financial income76B-€300
Financial charges65/66B€20k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€16k-
Profit (loss) for the period before taxes9903€-126k€33k▲
Income taxes67/77€856€364▼
Profit (loss) for the period9904€-127k€33k▲
Profit (loss) for the period to be appropriated9905€-127k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€203k€186k▼
Profit (loss) brought forward from the previous period14P€330k€153k▼
Profit to be distributed694/7€50k€169k▲
Return on contributions (dividend)694€50k€169k▲
Social balance
Average headcount (FTE)90878.68.5▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-127k ▼212%
Net result drops to €-127k, the lowest in the series; recovery starts the following year.
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €132k ▲185%
Operating result €186k, net result €132k, both a record.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
's Gravenmolenstraat 10C1850 GrimbergenGround area
2,503 m²
Building footprint
1,354 m²
Volume, LiDAR
9,995 m³
Parcel 23403G0002/00A004, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
's Gravenmolenstraat 10C, 1850 Grimbergen
since 20012.042.370.632
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23403G0002/00A004 | Flanders | 2,503 m² | 1 · 1,354 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesCONSTANT & Co BV32624
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-1989
Fiscal year end30-06
Activities, NACEBEL
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.