Constant Build
ActiveSummary
The computed 12-month bankruptcy probability of Constant Build is 2.0% (moderate). The 2025 annual accounts show equity of €86k and a net result of €37k. Equity is growing by ~107.8% per year across the filed fiscal years. Its solvency ranks better than 83% of 2198 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+2
Solvency98▲+24
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 9.03 in 2024; short-term debt: 23.8% and cash: 0% of total assets), and 27.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
31.4%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
18 d late
2023
6 d late
2022
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€86k▲ 76.2%
2024 · €49k
2022: €7klowest in 4 years
2023: €26k▲ +245% vs 2022
2024: €49k▲ +90.7% vs 2023
2025: €86k▲ +76.2% vs 2024highest in 4 years
2022 → 2025
Total assets
€118k▲ 19.8%
2024 · €99k
2022: €28klowest in 4 years
2023: €79k▲ +185% vs 2022
2024: €99k▲ +24.9% vs 2023
2025: €118k▲ +19.8% vs 2024highest in 4 years
2022 → 2025
Net result
€37k▲ 60.3%
2024 · €23k
2022: €4klowest in 4 years
2023: €18k▲ +312% vs 2022
2024: €23k▲ +27.8% vs 2023
2025: €37k▲ +60.3% vs 2024highest in 4 years
2022 → 2025
Working capital
€79k▲ 5.8%
2024 · €75k
2022: €2klowest in 4 years
2023: €58k▲ +2628% vs 2022
2024: €75k▲ +28.1% vs 2023
2025: €79k▲ +5.8% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€26k▲ 245%€49k▲ 90.7%€86k▲ 76.2%
2022: €7klowest in 4 years
2023: €26k▲ +245% vs 2022
2024: €49k▲ +90.7% vs 2023
2025: €86k▲ +76.2% vs 2024highest in 4 years
Operating result€6k-€23k▲ 316%€33k▲ 42.7%€51k▲ 55.2%
2022: €6klowest in 4 years
2023: €23k▲ +316% vs 2022
2024: €33k▲ +42.7% vs 2023
2025: €51k▲ +55.2% vs 2024highest in 4 years
Net result€4k-€18k▲ 312%€23k▲ 27.8%€37k▲ 60.3%
2022: €4klowest in 4 years
2023: €18k▲ +312% vs 2022
2024: €23k▲ +27.8% vs 2023
2025: €37k▲ +60.3% vs 2024highest in 4 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€11k ▼ 24.7%
Current assets
€107k ▲ 27.5%
Equity and liabilities €118k
Equity
€86k ▲ 76.2%
Debt
€32k ▼ 35.2%
Debt's share of the balance-sheet total falls from 50.6% to 27.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €35k
Cash flow
€39k▲
2024 · €26k
Current ratio
3.82▼
2024 · 9.03
Quick ratio
3.75▼
2024 · 8.91
Debt to equity
0.38▼
2024 · 1.03
ROE
43.3%▼
2024 · 47.6%
ROA
31.4%▲
2024 · 23.5%
Interest coverage
89.66▲
2024 · 41.86
Debt ≤ 1 year
€28k▲
2024 · €9k
Income taxes
€13k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€99k€118k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€14k€11k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€9k€7k▼
Financial fixed assets28€394€394=
Current assets29/58€84k€107k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€78k€105k▲
Trade receivables40€56k€67k▲
Other amounts receivable41€23k€38k▲
Cash at bank and in hand54/58€3k€20▼
Deferred charges and accrued income490/1€1k€733▼
Equity and liabilities
Total equity and liabilities10/49€99k€118k▲
Equity10/15€49k€86k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€46k€83k▲
Amounts payable17/49€50k€32k▼
Amounts payable within one year42/48€9k€28k▲
Trade debts44€480€14k▲
Suppliers440/4€480€14k▲
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€9k€14k▲
Accrued charges and deferred income492/3€41k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€6k▲
Gross operating margin9900€37k€59k▲
Operating profit (loss)9901€33k€51k▲
Financial income75/76B€17€68▲
Recurring financial income75€17€68▲
Financial charges65/66B€848€588▼
Recurring financial charges65€848€588▼
Profit (loss) for the period before taxes9903€32k€50k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€23k€37k▲
Profit (loss) for the period to be appropriated9905€23k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€83k▲
Profit (loss) brought forward from the previous period14P€23k€46k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3k | €1k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €584 | €875 | €3k | €2k | ▼ 36.1% |
| Other operating charges640/8 | - | €1k | €1k | €6k | ▲ 473% |
| Gross operating margin9900 | €9k | €27k | €37k | €59k | ▲ 60.6% |
| Operating profit (loss)9901 | €6k | €23k | €33k | €51k | ▲ 55.2% |
| Financial income75/76B | €90 | €3 | €17 | €68 | ▲ 292% |
| Recurring financial income75 | €90 | €3 | €17 | €68 | ▲ 292% |
| Financial charges65/66B | €135 | €354 | €848 | €588 | ▼ 30.7% |
| Recurring financial charges65 | €135 | €354 | €848 | €588 | ▼ 30.7% |
| Profit (loss) for the period before taxes9903 | €5k | €23k | €32k | €50k | ▲ 57.6% |
| Income taxes67/77 | €1k | €5k | €9k | €13k | ▲ 50.8% |
| Profit (loss) for the period9904 | €4k | €18k | €23k | €37k | ▲ 60.3% |
| Profit (loss) for the period to be appropriated9905 | €4k | €18k | €23k | €37k | ▲ 60.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €28k | €79k | €99k | €118k | ▲ 19.8% |
| Fixed assets21/28 | €5k | €5k | €15k | €11k | ▼ 24.7% |
| Tangible fixed assets22/27 | €5k | €5k | €14k | €11k | ▼ 25.4% |
| Plant, machinery and equipment23 | €3k | €2k | €6k | €4k | ▼ 28.9% |
| Furniture and vehicles24 | €2k | €3k | €9k | €7k | ▼ 23.1% |
| Financial fixed assets28 | €394 | €394 | €394 | €394 | = |
| Current assets29/58 | €22k | €74k | €84k | €107k | ▲ 27.5% |
| Stocks and contracts in progress3 | €2k | €2k | €1k | €2k | ▲ 51.5% |
| Stocks30/36 | €2k | €2k | €1k | €2k | ▲ 51.5% |
| Amounts receivable within one year40/41 | €16k | €69k | €78k | €105k | ▲ 34.0% |
| Trade receivables40 | €4k | €65k | €56k | €67k | ▲ 21.1% |
| Other amounts receivable41 | €12k | €4k | €23k | €38k | ▲ 65.7% |
| Cash at bank and in hand54/58 | €4k | €2k | €3k | €20 | ▼ 99.4% |
| Deferred charges and accrued income490/1 | €665 | €1k | €1k | €733 | ▼ 44.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €28k | €79k | €99k | €118k | ▲ 19.8% |
| Equity10/15 | €7k | €26k | €49k | €86k | ▲ 76.2% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Capital10 | €3k | €3k | €3k | €3k | = |
| Issued capital100 | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €4k | €23k | €46k | €83k | ▲ 81.2% |
| Amounts payable17/49 | €20k | €53k | €50k | €32k | ▼ 35.2% |
| Amounts payable within one year42/48 | €20k | €15k | €9k | €28k | ▲ 202% |
| Trade debts44 | €11k | €720 | €480 | €14k | ▲ 2,858% |
| Suppliers440/4 | €11k | €720 | €480 | €14k | ▲ 2,858% |
| Taxes, remuneration and social security45 | €10k | €5k | €9k | €14k | ▲ 57.6% |
| Taxes450/3 | €1k | €5k | €9k | €14k | ▲ 57.6% |
| Remuneration and social security454/9 | €9k | - | - | - | - |
| Other amounts payable47/48 | - | €10k | - | - | - |
| Accrued charges and deferred income492/3 | - | €38k | €41k | €4k | ▼ 89.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €18k | €23k | €37k | ▲ 60.3% |
| + Depreciation and write-downs630 | €584 | €875 | €3k | €2k | ▼ 36.1% |
| Operating cash flow (approximation) | €5k | €19k | €26k | €39k | ▲ 50.4% |
| Investment in fixed assets (approximation) | - | €-853 | €-12k | €2k | ▲ 116% |
| Change in cash | - | €-2k | €1k | €-3k | ▼ 378% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
31-03
Financial
Highest result since 2022net €37k ▲60.3%
Operating result €51k, net result €37k, both a record.
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
31-03
Financial
Liquidity quadruplescurrent ratio 4.81
Current ratio from 1.11 to 4.81; short-term debt falls from €20k to €15k.
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2021
Ground area
128 m²
Building footprint
130 m²
Volume, LiDAR
625 m³
Parcel 11048A0113/00H000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Constant Build
since 20212.317.741.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11048A0113/00H000 | Flanders | 128 m² | 1 · 130 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 13,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2021
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.