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CONSILO INSURANCE

Active Risk: not assessed
Private limited companyfounded 1997active for 29 yearsZwaluwenlaan 2, 2390 Malle, BelgiumKBO/BCE: BE 0460.653.790
Summary

CONSILO INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €523,511 and a net result of €71,195. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 35% of 1,804 sector peers (NACE 66, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220Agents and brokers in banking services NACE 66191
5th fastest staff growth in Malle5 sites
Size
€2.1mtotal assets 2025
Staff
20.2 FTE
Equity
€523,511
Profit
€71,195
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
  • FINTOPDirector · permanent representative ASSELBERG Willem
Accounts filed 31 days late1 of 9 deeds read
SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
18 days late
2023
5 days early
2022
25 days late
2021
172 days early
2020
44 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Equity above €500,000equity €523,511 ▲15.7%
  3. Resignation: FINTOP (director)Appointment: FINTOP (director) · Permanent…

Key points

  • Caution: Result fell in 2025from €136,715 to €71,195 ▼ 47.9% View
  • Positive: 5th fastest staff growth in Mallein the Checked rankings No. 5 View
  • Positive: 8 profitable years in a rowprofit 2025: €71,195 8 years View
  • New directorlatest change 29-12-2025 · 1 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€2.1m
Profit
€71,195
Solvency
24.5%
Total assets▼ 6.3%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1999
Next accounts
by 31-07-2027
  1. 18-08-2025Annual accounts filed
  2. 26-07-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
5
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
13-05-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
9
Who signs
Each director alone
Annual meeting
First Thursday of May at 17:00
Purpose
“Bankagentschap en verzekeringstussenpersoon; Zij mag alle bewerkingen doen van…” (deed in Dutch)
Go to Articles of association

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