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Generated 14-08-2026
Active BE 0685.610.252Private limited company

CONSILO FINANCE

Zwaluwenlaan 2/1 ·2390 Malle, Belgium· 8 yrs active
Sector: Agenten en makelaars in bankdiensten (66191)
Conclusion Checked

CONSILO FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 8 yrs
Board 3
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview7 NBB filings
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 01-07-2025 2025-00207462
31-12-2023 verkort 23-05-2024 2024-00093296
31-12-2022 verkort 12-09-2023 2023-00444305
31-12-2021 verkort 16-08-2022 2022-20289104
31-12-2020 verkort 30-08-2021 2021-57800424
31-12-2019 verkort 31-08-2020 2020-48100426
31-12-2018 verkort 19-07-2019 2019-36400558
Directors & mandates 4 directors
Current directors & mandates
  • FINTOPLegal entity
    Director· perm. rep.: ASSELBERG Willem
    State Gazette act 25381971 (29-12-2025)
    Current
    29-12-2025 → present
    2 events
    • 29-12-2025 Resigned· Director
    • 29-12-2025 Appointed· Director
  • DDK Consulting
    Director
    State Gazette act 24309350 (05-01-2024)
    Current
    05-01-2024 → present
    2 events
    • 05-01-2024 Resigned· Director
    • 05-01-2024 Mandate renewed· Director
  • FINTOP
    Director
    State Gazette act 24309350 (05-01-2024)
    Current
    05-01-2024 → present
    2 events
    • 05-01-2024 Resigned· Director
    • 05-01-2024 Mandate renewed· Director
Former directors (1)
  • DDK ConsultingLegal entity
    Director· perm. rep.: DE KEYSER Debora
    State Gazette act 25381971 (29-12-2025)
    Former
    - → 29-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Agenten en makelaars in bankdiensten(66191)
Legal form Private limited company(610)
Incorporation04-12-2017
StatusActive
Postal code2390
Connections & network 2 connected companies
Group structure
FINTOP
Sits on the board · 2 subsidiaries · 1 location
Control→
Network connections
CONSILO INSURANCE
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
Control over this companysits on this company's board1
FINTOP
2 subsidiaries · 1 location
controls
CONSILO FINANCEBE 0685.610.252

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
Consilo Merksem
Bredabaan 369, 2170 AntwerpenAgenten en makelaars in bankdiensten
since 20172.271.076.242
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11032D0674/00N000 Flanders 2,019 m² 1 · 246 m² 12.6 m · 1 fl.
11422C0314/00Z000 Flanders 333 m² 1 · 333 m² 11.0 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-12-2025
State Gazette act Director changes
v3.2
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
23-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
05-01-2024
State Gazette act Director changes
v3.2
2023
12-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
16-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
18-10-2021
State Gazette act Director changes
v3.2
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
19-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2017
06-12-2017
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 7 months ago
2025
29-12-2025 1 director appointed, 2 resigning Director changes
  • ASSELBERG Willem, Bestuurder
  • DE KEYSER Debora, Bestuurder
  • ASSELBERG Willem, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DE KEYSER Debora",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0821097773",
        "name": "DDK Consulting",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "De algemene vergadering besliste de huidige bestuurders ontslag te geven uit hun functie, te weten: - De besloten vennootschap \u201CDDK Consulting\u201D, rechtspersonenregister Antwerpen, afdeling Antwerpen 0821.097.773, met zetel te 2170 Antwerpen (Merksem), Bredabaan 369, met als vaste vertegenwoordiger me",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "ASSELBERG Willem",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0822365703",
        "name": "FINTOP",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "De algemene vergadering besliste de huidige bestuurders ontslag te geven uit hun functie, te weten: ... - De commanditaire vennootschap \u201CFINTOP\u201D, rechtspersonenregister Antwerpen, afdeling Antwerpen 0822.365.703, met zetel te 2980 Zoersel, Kapellei 223, met als vaste vertegenwoordiger de heer ASSELB",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "ASSELBERG Willem",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0822365703",
        "name": "FINTOP",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Werd benoemd tot niet-statutaire bestuurder voor onbepaalde duur: de commanditaire vennootschap \u201CFINTOP\u201D, voornoemd, met als vaste vertegenwoordiger de heer ASSELBERG Willem, voornoemd."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0685.610.252",
    "name_full": "CONSILO MERKSEM",
    "legal_form": "BV"
  }
}
2024
05-01-2024 2 resigning, 2 reappointed Director changes
  • DDK Consulting, Bestuurder
  • FINTOP, Bestuurder
  • DDK Consulting, Bestuurder
  • FINTOP, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DDK Consulting",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de vroegere zaakvoerders, de b.v. DDK Consulting en de c.v. FINTOP, beiden voornoemd, ontslag te geven uit hun functie"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DDK Consulting",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "gaat onmiddellijk over tot hun herbenoeming als niet-statutair bestuurders voor een onbepaalde termijn."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FINTOP",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de vroegere zaakvoerders, de b.v. DDK Consulting en de c.v. FINTOP, beiden voornoemd, ontslag te geven uit hun functie"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FINTOP",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "gaat onmiddellijk over tot hun herbenoeming als niet-statutair bestuurders voor een onbepaalde termijn."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0685.610.252",
    "name_full": "CONSILO MERKSEM",
    "legal_form": "BVBA"
  }
}
2021
18-10-2021 Consilo BV resigns as director Director changes
  • Consilo BV, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Consilo BV",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-06-15",
      "evidence_quote": "De Vergadering neemt kennis van de beslissing van Consilo BV om haar mandaat als bestuurder ter beschikking te stellen vanaf heden. Na beraadslaging wordt beslist om het ontslag met onmiddellijke ingang te aanvaarden."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0685.610.252",
    "name_full": "CONSILO MERKSEM",
    "legal_form": "BVBA"
  }
}
2017
06-12-2017 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2170 Antwerpen-Merksem, Bredabaan 369",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0821.097.773",
        "name": "DDK CONSULTING"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Aandelen zonder uitgedrukte waarde",
      "partner_role": null,
      "holder_org_kbo": "0821.097.773",
      "holder_org_name": "DDK CONSULTING",
      "contribution_type": "in_kind",
      "amount_paid_in_eur": 18600,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 18600,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0685.610.252",
    "name_full": "Consilo Merksem",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2017-11-30",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191
Primary activity highlighted.
Names & trade names
Legal nameNL CONSILO FINANCE
Registered office
Zwaluwenlaan 2/1
2390 Malle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 295 of 1,682 with filed accounts
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative