Consiliones
ActiveConsiliones is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3k and a net result of €-23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 d early
2024
28 d late
2023
14 d late
2022
29 d late
2021
23 d late
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 87.0%
2024 · €27k
2018: €140
2019: €-5k
2020: €-8k
2021: €6k
2022: €17k
2023: €21k
2024: €27k
2018 → 2025
Net result
€-23k
2024 · €6k
2018: €-6k
2019: €-5k
2020: €-3k
2021: €13k
2022: €11k
2023: €4k
2024: €6k
2018 → 2025
Total assets
€18k▼ 52.1%
2024 · €38k
2018: €13k
2019: €44k
2020: €13k
2021: €11k
2022: €20k
2023: €45k
2024: €38k
2018 → 2025
Solvency
19.2%▼ 51.8pp
2024 · 71.1%
2018: 1.1%
2019: -10.9%
2020: -60.9%
2021: 52.8%
2022: 83.0%
2023: 45.8%
2024: 71.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€17k▲ 198%€21k▲ 24.4%€27k▲ 29.2%€3k▼ 87.0%
Operating result€16k-€16k▼ 0.6%€12k▼ 22.0%€14k▲ 13.4%€-20k
Net result€13k-€11k▼ 16.9%€4k▼ 63.3%€6k▲ 48.8%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €14k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€9k▲ 89.2%
Current assets
€9k▼ 72.7%
Equity and liabilities €18k
Equity
€3k▼ 87.0%
Debt
€15k▲ 33.6%
The debt ratio rises from 28.9% to 80.8%: debt grows while equity shrinks.
Key figures and ratios
Solvency
19.2%▼
2024 · 71.1%
ROE
-671.8%▼
2024 · 22.6%
ROA
-129.3%▼
2024 · 16.1%
Debt
€15k▲
2024 · €11k
Debt ≤ 1 year
€15k▲
2024 · €11k
Income taxes
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€18k▼
Fixed assets21/28€5k€9k▲
Tangible fixed assets22/27€5k€9k▲
Plant, machinery and equipment23€913€1k▲
Furniture and vehicles24€252€3k▲
Other tangible fixed assets26€4k€5k▲
Current assets29/58€33k€9k▼
Amounts receivable within one year40/41€13k€4k▼
Other amounts receivable41€13k€4k▼
Cash at bank and in hand54/58€8k€4k▼
Deferred charges and accrued income490/1€12k€583▼
Equity and liabilities
Total equity and liabilities10/49€38k€18k▼
Equity10/15€27k€3k▼
Contributions10/11€6k€6k=
Reserves13€21k-
Distributable reserves133€21k-
Profit (loss) carried forward14-€-3k
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44€869€2k▲
Suppliers440/4€869€2k▲
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€2k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€571▼
Non-recurring operating charges66A-€16k
Gross operating margin9900€16k€-2k▼
Operating profit (loss)9901€14k€-20k▼
Financial income75/76B€437€0▼
Recurring financial income75€437€0▼
Financial charges65/66B€84€1k▲
Recurring financial charges65€84€1k▲
Profit (loss) for the period before taxes9903€14k€-21k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€6k€-23k▼
Profit (loss) for the period to be appropriated9905€6k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-23k▼
Profit (loss) brought forward from the previous period14P€15k-
Transfer from equity791/2-€21k
Transfer to equity691/2€21k-
To other reserves6921€21k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-23k ▼485%
Net result drops to €-23k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 5.21
Current ratio from 2.03 to 5.21; short-term debt falls from €5k to €3k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.03
Current ratio from 0.43 to 2.03; short-term debt falls from €19k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linter · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helen-Bosstraat(ORS) 37A3350 LinterGround area
2,442 m²
Building footprint
312 m²
Parcel 24084A0383/00L003, Flanders. Linked by address, not a title deed.
1 establishment unit
Consiliones
since 20172.271.631.320
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24084A0383/00L003 | Flanders | 2,442 m² | 1 · 311 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 2,513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.